The top-rated health insurance agent in Schenectady, New York is Hopmeier Evans Gage Agency, rated 5.0 stars across 291 reviews. Other highly rated options include Stephanie Mahoney - State Farm Insurance Agent, Victor Gaudin - State Farm Insurance Agent, Shirley Martinez - State Farm Insurance Agent. This directory lists 21 health insurance agents serving Schenectady.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Hopmeier Evans Gage Agency | 2330 Broadway | (518) 377-7414 |
| 2 | Stephanie Mahoney - State Farm Insurance Agent | 3770 Carman Rd | (518) 355-2611 |
| 3 | Victor Gaudin - State Farm Insurance Agent | Victor Gaudin State Farm, 3610 State St Suite 4 | (518) 346-0200 |
| 4 | Shirley Martinez - State Farm Insurance Agent | 1426 Altamont Ave Suite 3 | (518) 355-5606 |
| 5 | AAA Schenectady | 220 Harborside Dr Suite 200A | (518) 374-4696 |
| 6 | VOOMA Insurance (formerly Shutts Agency) | 1740 Union St | (518) 372-5615 |
| 7 | Tim Ochs - State Farm Insurance Agent | 1811 Curry Rd | (518) 357-4911 |
| 8 | 2001 Central Insurance Agency | 2129 Central Ave | (518) 395-2001 |
| 9 | Edward Brys: Allstate Insurance | 1737 Union St Ste 2 | (518) 377-0909 |
| 10 | John R. Zongrone Agency, Inc. | 1566 State St | (518) 374-3376 |
Hopmeier Evans Gage Agency serves Schenectady County and the surrounding region as a local health insurance agent. The agency helps individuals, families, and small business owners navigate the annual open enrollment periods. They clarify the differences between private marketplace plans and employer-sponsored options. By comparing coverage levels and out-of-pocket costs, they assist clients in selecting appropriate health plans for their budgets. The company also handles Medicare supplement policies and short-term health insurance for those between coverage.
Homeowners and small business owners in the Schenectady area consult Stephanie Mahoney, a local health insurance agent with State Farm, for coverage guidance. She assists clients in comparing individual and family health plans to meet their medical needs and budgets. The agency also helps with understanding policy details and navigating the open enrollment process. Its services extend to residents throughout the Capital Region, covering communities such as Niskayuna and Colonie as well.
Victor Gaudin - State Farm Insurance Agent serves the Schenectady, New York area and surrounding communities with health insurance solutions. The company handles individual and family health plans, helping clients navigate coverage options and policy details during enrollment periods. A typical customer visit involves a thorough review of existing plans followed by a comparison of available local providers and network choices. The agent relies on an informal consultation to identify specific medical needs and budget constraints before presenting tailored plan selections.
Shirley Martinez - State Farm Insurance Agent in Schenectady, NY offers health insurance coverage designed to address ongoing medical needs as well as unexpected health events, distinguishing between one-time plan adjustments and recurring policy management. Unlike a simple transaction, this service involves continuous support for claims, plan changes, and network questions. Coverage options typically include preventative care, hospitalization, and prescription drugs tailored to individual or family situations. Service runs on a scheduled and as-needed basis, with periodic policy reviews and immediate availability for urgent coverage inquiries.
AAA Schenectady provides health insurance guidance for individuals, families, and groups in the Schenectady, New York area. Clients can select from a variety of major medical plans, alongside supplementary coverage options such as dental, vision, and prescription drug plans. The agent assists with plan comparisons during open enrollment, navigates policy renewals, and helps applicants understand their coverage benefits and cost-sharing structures. The company’s services work for homeowners living in single-family homes, apartment tenants, retail shops, and local restaurants.
VOOMA Insurance, formerly Shutts Agency, offers individual and family health insurance plans as well as Medicare supplements and small business group coverage. Located in Schenectady, NY, the company guides clients through plan enrollment and annual renewals, explaining deductibles, copays, and provider networks. It helps individuals compare options from private insurers directly. During Open Enrollment and Special Enrollment periods triggered by life changes like job loss or marriage, VOOMA Insurance assists local residents in securing coverage to avoid gaps.
As open enrollment approaches each year in Schenectady, residents often face confusion about plan options and deadlines. Tim Ochs - State Farm Insurance Agent responds by offering personalized guidance to help individuals and families compare health insurance plans that match their medical needs and budgets. With a local office rooted in the community, the agency provides straightforward explanations of deductibles and coverage networks, focusing on what matters most to each client. Consultation begins with a free initial assessment review of current coverage for alternatives.
2001 Central Insurance Agency in Schenectady, NY provides residential health insurance guidance for individuals and families seeking coverage. The agency also assists businesses with commercial health plan options for employees within the local region. Agents explain plan details, answer questions about deductibles and networks, and help clients choose suitable policies during open enrollment periods. Between annual renewal periods or after qualifying life changes, the agency offers follow-up consultations to adjust coverage and ensure ongoing needs are met through regular, personalized service.
Edward Brys: Allstate Insurance in Schenectady, NY, is a local agency known for providing health insurance options to individuals and families. Its licensed agents help clients navigate plan comparisons and enrollment periods. The agency’s service range includes individual health plans and family coverage. Agents work to match clients with policies suited to medical needs and budgets. In addition to core health insurance, the agency can also add on supplemental accident or critical illness coverage.
What Does a a Health Insurance Agent in Schenectady Cost?
In New York, health insurance agents do not charge consumers directly for enrollment help. Their compensation comes from the insurance carrier. For a typical individual plan, monthly premiums in Schenectady range from 400 to 800 dollars depending on age and plan tier. Small business group plans may have different pricing. This is general information, not insurance advice.
About health insurance agents in Schenectady
A health insurance agent in Schenectady New York can help you compare plans from the New York State of Health marketplace. Agents in New York must be licensed by the Department of Financial Services. They can assist with individual plans, family coverage, and small business options under New York law.
Frequently Asked Questions
What does a health insurance agent in Schenectady do?
A health insurance agent helps you review and enroll in health plans. They explain plan benefits, costs, and provider networks. Agents in New York must follow state rules and cannot charge you extra fees for their help.
When can I enroll in a health plan in New York?
Open enrollment for individual plans in New York usually runs from November 1 to January 31 each year. You may qualify for a special enrollment period after a life event like losing other coverage or moving. An agent can confirm your eligibility.
Are health insurance agent services free in New York?
Yes, health insurance agents in New York are typically paid by the insurance company. You do not pay extra for their services. However, some agents may charge a fee for ongoing administrative help, so ask before you start.
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