The top-rated health insurance agent in Rochester, New York is VanScoter Insurance Agency LLC, rated 5.0 stars across 437 reviews. Other highly rated options include Elmwood Agency, Quinton Insurance, FLANAGAN MILLS INSURANCE AGENCY. This directory lists 59 health insurance agents serving Rochester.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | VanScoter Insurance Agency LLC | 1577 W Ridge Rd Suite 216 | (585) 663-2004 |
| 2 | Elmwood Agency | 1 Reserve View Blvd | (585) 548-4500 |
| 3 | Quinton Insurance | 2700 Elmwood Ave | (585) 244-9004 |
| 4 | FLANAGAN MILLS INSURANCE AGENCY | 448 Titus Ave | (585) 678-8008 |
| 5 | Flour City Insurance Agency | 1260 Scottsville Rd Suite 202A | (585) 861-2002 |
| 6 | Insurance Marketplace Agency | 150 Allens Creek Rd Suite 220 | (585) 482-9980 |
| 7 | InsuranceTrak Services | 4515 Culver Rd # 206 | (585) 282-0934 |
| 8 | Ferris Insurance Agency | 2314 Lyell Ave | (585) 254-7440 |
| 9 | Lifetime Financial Group, LLC | 35 State St | (585) 325-2525 |
| 10 | Farmers Insurance - Miriam Rivera | 1038 Lyell Ave | (585) 360-0094 |
VanScoter Insurance Agency LLC in Rochester, New York offers both one-time consultations and ongoing service options for health insurance needs. The agency helps clients select coverage plans that suit individual circumstances, whether for personal or family requirements. Services include explaining policy differences and assisting with enrollment processes. Clients can expect guidance on navigating available plans and understanding benefits within the local healthcare market. Service runs on an as-needed basis, allowing clients to schedule appointments or seek support whenever a coverage question or life change arises.
Elmwood Agency serves Rochester, New York, and the surrounding Monroe County communities, handling comprehensive health insurance options for individuals and families. It manages plan comparisons during open enrollment and special enrollment periods, addressing both private marketplace and supplemental coverage needs. The agency also assists with plan selection that aligns with local healthcare networks and budgetary requirements. To complete a typical enrollment, it first reviews client medical needs and financial preferences, then presents a tailored selection of suitable policies for informed decision-making.
Quinton Insurance provides health insurance specialty services, including plan comparisons for individual and family coverage. The agency also guides clients through Medicare options and group health benefits for local businesses in Rochester, New York. Its general service work involves answering benefit questions, assisting with enrollment paperwork, and helping policyholders understand their deductibles and out-of-pocket costs. During the annual open enrollment period, it helps area residents select plans that fit their medical needs and household budgets.
During open enrollment periods, families and individuals in Rochester often face complex choices in health coverage. Flanagan Mills Insurance Agency responds by guiding clients through plan options to meet medical and budgetary needs. The agency serves as a local Health Insurance Agent clarifying policy details, network differences, and subsidy eligibility for area residents. A free initial consultation appointment occurs in-office or by phone, allowing the agent to assess each client's specific health situation and coverage priorities first.
Flour City Insurance Agency assists individuals and businesses in and around Rochester, New York with their health insurance needs. The agency specializes in helping clients navigate plans that cover preventive care, prescription drugs, and routine medical services. They focus on finding suitable coverage for a range of policyholders. Their commercial sector reach includes offices, warehouses, and food service operations, tailoring options for each distinct workplace environment.
Insurance Marketplace Agency, located in Rochester, New York, is known for guiding individuals and families through their health insurance options. It assists clients in comparing plans from multiple carriers to find coverage that fits their medical needs and budget. The agency facilitates enrollment during open enrollment periods and for special life events. It also helps navigate plan details, including deductibles and networks. As a specialty service, the agency can provide consultation on short-term health insurance plans for temporary coverage gaps.
InsuranceTrak Services serves homeowners, renters, and small business owners in Rochester, New York, by offering health insurance plan options and guidance. The agency assists clients in comparing policies and understanding coverage details for individual and group needs. With a focus on local market knowledge, the team provides personalized support for annual enrollments and changes in circumstances. Services are also available to residents and businesses in nearby Greece and the greater Monroe County area.
Ferris Insurance Agency serves the Rochester, New York metro area as a dedicated provider of health insurance solutions. The agency assists individuals and families in navigating plan options, helping clients understand coverage details and enrollment periods. It works with local carriers to offer policies that meet diverse medical and financial needs. The team guides customers through Open Enrollment and special enrollment periods for both individual and family health plans. It also handles Medicare supplement policies.
Farmers Insurance - Miriam Rivera provides a range of health insurance agent services in Rochester, New York, helping individuals and families navigate plan selection and enrollment. The agency assists clients with understanding their coverage options and maintaining their policies through annual reviews and updates to meet changing healthcare needs. It regularly processes applications and handles plan adjustments during open enrollment periods. Farmers Insurance - Miriam Rivera services single-family homes, apartments, retail businesses, and restaurants in the local area.
What Does a a Health Insurance Agent in Rochester Cost?
Health insurance agents in New York are typically paid by insurance companies through commissions, not by the consumer. You generally do not pay a separate fee for agent services. However, some independent agents may charge a consultation fee, which can range from 50 to 200 dollars per session. Costs vary by agent and case. This is general information, not insurance advice.
About health insurance agents in Rochester
Health insurance agents in Rochester, New York help individuals and families find coverage that meets their needs and budget. They are licensed by the New York State Department of Financial Services and must follow state regulations. Agents can assist with plans from the NY State of Health marketplace as well as private insurers offering plans compliant with New York law.
Frequently Asked Questions
What is the difference between a health insurance agent and a broker in New York?
In New York, both agents and brokers are licensed to sell insurance. An agent typically represents one or more specific insurance companies, while a broker can shop among many insurers to find a plan for you. Both must follow New York insurance laws and regulations.
Can a health insurance agent help me enroll in a plan outside of Open Enrollment in New York?
Yes, if you have a qualifying life event such as losing other coverage, getting married, or having a baby, you may be eligible for a Special Enrollment Period in New York. An agent can help you determine if you qualify and assist with the enrollment process.
Are health insurance agents in Rochester required to be licensed by New York State?
Yes, all health insurance agents in New York must hold a valid license from the New York State Department of Financial Services. You can verify an agents license on the DFS website before working with them.
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