The top-rated health insurance agent in Orchard Park, New York is Valerie Parillo - State Farm Insurance Agent, rated 5.0 stars across 392 reviews. Other highly rated options include AAA - Orchard Park, Wolf Agency, Inc, Elizabeth Sciria - State Farm Insurance Agent. This directory lists 19 health insurance agents serving Orchard Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Valerie Parillo - State Farm Insurance Agent | 4229 N Buffalo St | (716) 662-0990 |
| 2 | AAA - Orchard Park | 3475 Amelia Dr | (716) 675-4900 |
| 3 | Wolf Agency, Inc | 5820 Big Tree Rd | (716) 662-6166 |
| 4 | Elizabeth Sciria - State Farm Insurance Agent | 5758 Big Tree Rd | (716) 312-1324 |
| 5 | Brown & Stromecki Agency Inc | 4313 S Buffalo St | (716) 662-4461 |
| 6 | Terranova Insurance Services LLC | 6546 E Quaker St Suite 2 | (716) 662-5170 |
| 7 | Davies Agency Inc. | 6541 Webster Rd | (716) 575-3575 |
| 8 | Premier Insurance New York | 235 Thorn Ave | (332) 378-5535 |
| 9 | Litwin Castle Insurance Agency | 4955 Chestnut Ridge Rd | (716) 662-2121 |
| 10 | Fresh Start Insurance Orchard Park | 3225 Southwestern Blvd | (716) 577-9460 |
Valerie Parillo - State Farm Insurance Agent serves the Erie County area from Orchard Park, New York. The company provides health insurance agent services, assisting individuals and families with navigating their plan options. Local clients benefit from guidance on selecting coverage that fits their needs and budget. The agency also handles supplemental health policies and Medicare-related plans for eligible residents in the surrounding community.
AAA - Orchard Park provides health insurance agent services to clients in Orchard Park, New York, helping individuals and families select appropriate medical coverage. The company guides clients through the process of comparing health plans and enrolling in suitable options. It assists customers with understanding coverage details and handling routine policy questions. Ongoing support is offered to help manage plan changes or updates as needed. The agency serves a variety of property types including single-family homes, apartment residents, retail businesses, and local restaurants.
Wolf Agency, Inc serves homeowners and local business owners in Orchard Park, New York, by helping them select suitable health insurance plans that match their medical needs and budget. The agency navigates plan options and enrollment details, offering guidance for individuals, families, and groups throughout the application process. Its services extend to neighboring communities in Erie County, including West Seneca and Lackawanna, ensuring residents across the greater Buffalo metro receive informed assistance with their coverage choices.
Serving Orchard Park and the surrounding communities in western New York, Elizabeth Sciria provides health insurance agent services to local residents and families. The agency handles the selection of individual health plans and group coverage options. By assessing each client’s specific healthcare needs and budget, including network preferences and prescription requirements, the agent helps compare available policies. A typical job involves guiding clients through the enrollment process and explaining plan benefits, deductibles, and coverage details clearly.
Health insurance in Orchard Park often involves deciding between one-time plans for short-term needs and recurring options that provide ongoing coverage and renewals. Brown & Stromecki Agency Inc assists local individuals and families in understanding these differences, focusing on policies that address medical care or prescription drug costs. Their client services are available on both a scheduled appointment basis for annual evaluations and as needed for urgent questions or plan adjustments.
Terranova Insurance Services LLC specializes in helping clients navigate individual and family health insurance plans. The agency also assists local businesses in Orchard Park with group health coverage options and compliance guidance. It works closely with residents to compare plans during open enrollment periods. The company further helps policyholders understand their out-of-pocket costs and network restrictions. During tax season, it advises on how health savings accounts can affect annual filings.
As open enrollment seasons approach in Western New York, individuals and families in Orchard Park often seek guidance through complex plan options. Davies Agency Inc. assists residents by clarifying local network distinctions between medical and prescription coverage. The company explains how different policies apply to routine visits or urgent care. An initial consultation involves reviewing a client’s current coverage, upcoming prescriptions, and preferred providers to identify suitable alternatives before conducting a needs assessment.
Premier Insurance New York serves the Orchard Park area as a health insurance agent. The company helps clients navigate plan comparisons and enrollment processes for individual and family medical coverage. It also works with Medicare supplements and short-term policies. The firm assists local business operations by securing group benefits for their workforces, including offices, warehouses, and food service establishments.
Litwin Castle Insurance Agency provides health insurance options for residents of Orchard Park and the surrounding area, helping individuals find suitable plans for their medical needs. The agency also assists local businesses with commercial health coverage, ensuring employee benefits are managed effectively. Their service area extends throughout Erie County and Western New York. After enrolling clients in a plan, the agency offers ongoing support, answering questions and helping with claims or coverage changes between annual renewal periods.
Fresh Start Insurance Orchard Park specializes in helping individuals and families in Orchard Park, NY, navigate the complexities of health insurance coverage. The agency assists clients in selecting individual plans, family policies, and Medicare options that align with their specific needs and budgets. Customers receive personalized guidance through the enrollment process and have access to annual plan reviews to ensure their coverage remains suitable. As an additional specialty service, the agency can assist with short-term health insurance options for clients experiencing gaps in coverage.
What Does a a Health Insurance Agent in Orchard Park Cost?
Health insurance premiums in New York vary based on age, location, plan tier, and income. For a 40-year-old in Erie County, a bronze plan may cost around 400 to 600 dollars per month, while a gold plan can range from 600 to 900 dollars per month. Subsidies through the NY State of Health marketplace can lower these costs for eligible individuals. This is general information, not insurance advice.
About health insurance agents in Orchard Park
Health insurance agents in Orchard Park, New York help individuals and families find coverage that meets their needs. New York requires all residents to have health insurance under state law, and agents can explain the options available through the NY State of Health marketplace or private insurers. They also assist with enrollment during the annual open enrollment period or during special enrollment periods triggered by life events.
Frequently Asked Questions
What does a health insurance agent in Orchard Park do?
A health insurance agent helps you compare plans from different carriers and enroll in coverage that fits your budget and medical needs. They can also guide you through New York-specific rules, such as the state mandate requiring minimum essential coverage.
How do I know if I qualify for a special enrollment period in New York?
In New York, you qualify for a special enrollment period if you experience a qualifying life event like losing other coverage, getting married, having a baby, or moving to a new area. You generally have 60 days from the event to enroll in a new plan.
Are health insurance agent services free in New York?
Yes, health insurance agents in New York are typically paid by the insurance carriers, not by the consumer. This means you can use an agent to compare and enroll in plans at no direct cost to you.
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