The top-rated health insurance agent in Medford, New York is Elena Kolesnikova - State Farm Insurance Agent, rated 5.0 stars across 334 reviews. Other highly rated options include DCAP Insurance, 112 Group Agency Inc: Allstate Insurance, Keith Burlison: Allstate Insurance. This directory lists 11 health insurance agents serving Medford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Elena Kolesnikova - State Farm Insurance Agent | 3249 Rte 112 Building 4 Suite1A | (631) 721-4997 |
| 2 | DCAP Insurance | 2890 NY-112 | (631) 698-2777 |
| 3 | 112 Group Agency Inc: Allstate Insurance | 2096 NY-112 | (631) 307-9010 |
| 4 | Keith Burlison: Allstate Insurance | 3138 Rte 112 | (631) 698-7200 |
| 5 | Mintz Insurance | 2620 NY-112 | (631) 654-2900 |
| 6 | Insurance Agency Medford | 3170a NY-112 | (516) 402-3733 |
| 7 | On Your Team Insurance Agency | 1733 N Ocean Ave | (631) 828-1935 |
| 8 | Jim Salveson - State Farm Insurance Agent | 2604 NY-112 | (631) 289-3974 |
| 9 | Diversified Financial Solutions | 1355 N Ocean Ave | (631) 758-8691 |
| 10 | Lenceski Agency | 3243 NY-112 #1 | (631) 736-4477 |
Elena Kolesnikova - State Farm Insurance Agent serves the Medford area and the broader Suffolk County region, providing health insurance agent services to local residents and small businesses. The agency works with individuals to navigate a range of health coverage options that help meet medical and financial needs. Common services include helping clients compare individual health plans and explaining how different policies address routine care, emergency services, and prescription coverage. It specifically handles affordable health insurance solutions and Medicare supplement options in this area.
DCAP Insurance in Medford, New York distinguishes between one-time policy purchases and recurring coverage options such as annual plan renewals. The agency advises local clients on individual health plans and family medical insurance that meets area provider networks. Assistance includes comparing deductible levels and understanding preventive care rules under current regulations. Appointments and consultations are available on a scheduled basis, allowing residents to review their health needs at a time convenient for them.
112 Group Agency Inc: Allstate Insurance provides health insurance agent services to individuals and families in the Medford area. It helps clients navigate available health plans and enroll in coverage that suits their medical needs and budget. The agency offers ongoing support for policy questions and claims assistance throughout the year. It also reviews coverage options during annual enrollment periods to ensure clients maintain appropriate protection. This agency services single-family homes, apartments, retail, and restaurants.
Homeowners, families, and individual professionals in Medford turn to Keith Burlison: Allstone Insurance for assistance with health insurance coverage. The agency helps clients understand their plan options, including preventative care benefits and prescription drug coverage, ensuring policies fit personal medical needs. Whether for open enrollment or a qualifying life event, the team provides guidance on deductibles and provider networks. This dedication to clear advice extends to residents in neighboring Holtsville and the broader Long Island area.
Mintz Insurance serves clients in Medford, New York, and the surrounding Long Island communities. As a health insurance agent, the company handles individual and family health plans, as well as group coverage for local businesses. It also assists with navigating Medicare options and open enrollment periods. To handle a typical job, it first reviews a client’s current coverage and medical needs, then compares available plans from multiple carriers to identify suitable policy choices.
Insurance Agency Medford in Medford, NY assists clients in understanding the difference between one-time policy enrollments and recurring service plans. Their focus as a health insurance agent includes explaining how coverage options work for individual needs. They help navigate open enrollment periods and annual policy reviews to maintain appropriate health benefits. Service runs on both a scheduled basis for annual check-ins and as-needed for urgent coverage questions or life changes requiring policy adjustments.
On Your Team Insurance Agency, located in Medford, New York, specializes in helping individuals and families navigate the selection of health insurance plans that fit their unique medical needs and budgets. The agency provides general assistance with enrollment, policy changes, and understanding coverage details for both private and marketplace options in the region. During the annual open enrollment period, it helps clients review their current plans and avoid gaps in coverage.
As open enrollment season approaches in Medford, Jim Salveson - State Farm Insurance Agent provides assistance in navigating health insurance options. The agency helps local residents and small business owners compare policy plans to find coverage that fits their medical needs and budget. Understanding the complexities of deductibles and provider networks can be overwhelming, so the team clarifies the fine print. Reviewing your current coverage or starting from scratch, the first step is a no-cost initial assessment of your personal situation to identify available plans.
Serving the Medford, New York area, Diversified Financial Solutions assists individuals and families in selecting appropriate health insurance coverage. As a health insurance agent, the company focuses on guiding clients through plan options, including essential medical and prescription drug benefits. Their work involves explaining policy details to help customers make informed decisions tailored to their healthcare needs. They can provide service to various commercial sectors, including office environments, warehouses, and food service businesses.
Lenceski Agency serves residents of Medford and the surrounding area with individual health insurance plans, including options for families and individuals. Commercial coverage is also available for local businesses seeking group health benefits for their employees. As a health insurance agent, Lenceski Agency guides clients through plan selection and enrollment, clarifying coverage details in relation to local medical networks. After the initial plan is in place, follow-up service is offered between regular enrollment periods to address any questions or life changes that arise.
What Does a a Health Insurance Agent in Medford Cost?
In New York, health insurance agents typically do not charge consumers directly; they receive commissions from insurers. These commissions are built into the plan premiums and can range from 2% to 5% of the annual premium for individual plans. For small group plans, commissions may be higher or negotiated separately. Costs vary by carrier, plan type, and the agents agreement. This is general information and not insurance advice.
About health insurance agents in Medford
A health insurance agent in Medford, New York can help you navigate the New York State of Health marketplace and private plans. Agents in New York must be licensed by the Department of Financial Services and follow state rules for plan offerings and enrollment periods. They provide local guidance for Suffolk County residents seeking individual, family, or small business coverage.
Frequently Asked Questions
What does a health insurance agent in Medford do?
A health insurance agent helps you compare plans from multiple carriers, explains coverage options, and assists with enrollment. In New York, agents must be certified to sell plans on the state marketplace. They can also help with renewals and changes during open or special enrollment periods.
How do I choose a health insurance agent in Medford?
Look for an agent licensed in New York with experience in individual or small group plans. You can verify a license on the New York Department of Financial Services website. Ask about their familiarity with Suffolk County providers and the New York State of Health platform.
Is there a fee to use a health insurance agent in New York?
Most health insurance agents in New York are paid by the insurance companies through commissions, so there is no direct fee to you. However, some agents may charge a consulting fee for complex cases. Always confirm the payment structure before working with an agent.
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