The top-rated health insurance agent in Lockport, New York is InsureOne Insurance, rated 5.0 stars across 174 reviews. Other highly rated options include Dan Schmidt - State Farm Insurance Agent, Katherine Tuttle: Allstate Insurance, Freeway Insurance. This directory lists 19 health insurance agents serving Lockport.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | InsureOne Insurance | 53 Walnut St | (716) 219-7064 |
| 2 | Dan Schmidt - State Farm Insurance Agent | 5838 S Transit Rd | (716) 433-4436 |
| 3 | Katherine Tuttle: Allstate Insurance | 5750A S Transit Rd | (716) 434-2894 |
| 4 | Freeway Insurance | 5668 S Transit Rd | (716) 404-4176 |
| 5 | Jeff Scherrer - State Farm Insurance Agent | 389 Davison Rd | (716) 434-3120 |
| 6 | Emerling Floss Murphy & Associates, LLC | 111 Pine St #4496 | (716) 631-0190 |
| 7 | Doug Thompson - State Farm Insurance Agent | 3969 Lockport Olcott Rd | (716) 433-0747 |
| 8 | K S Roth Insurance Agency | 5880 S Transit Rd | (716) 478-0024 |
| 9 | Michael Brewer: Allstate Insurance | 21-41 Main St | (716) 434-3001 |
| 10 | Becky Thompson - State Farm Insurance Agent | 3969 Lockport Olcott Rd | (716) 478-0310 |
InsureOne Insurance focuses on helping individuals and families navigate their health coverage options, with particular attention to the complexities of Medicare supplement plans and short-term medical policies. They work to match clients with plans that suit varying medical needs and budgets. This agency assists local offices seeking group benefits for their workforce, addresses the needs of warehouse staff requiring flexible coverage solutions, and helps food service businesses secure appropriate health plans for their employees.
Dan Schmidt of State Farm Insurance serves the Lockport, New York area through his health insurance agency. The agency works directly with individuals and families to explore plan options that fit medical needs and budgets. They assist with navigating plan details, including coverage for preventive care and prescription benefits. Enrollment periods and special life changes are also managed to help clients secure continuous protection. Dan Schmidt’s office handles Medicare supplements and individual health plans for local residents.
Katherine Tuttle: Allstate Insurance provides services related to health insurance agency work in Lockport, NY. The company offers guidance in selecting individual and family health plans, helping clients understand their coverage options and enrollment periods. Ongoing support is available for policy maintenance, including processing plan changes and answering questions about benefits. The agent serves residential properties such as single-family homes and apartments, as well as local commercial properties including retail and restaurants.
Freeway Insurance provides residential health insurance options to individuals and families in Lockport, New York. The agency also assists local businesses in securing commercial health coverage for their employees within the surrounding Niagara County area. Health insurance agents here help clients understand plan options during the annual enrollment periods. Clients can return for follow-up service or schedule repeat visits to adjust their policies after major life changes occur between regular annual enrollment windows.
Jeff Scherrer - State Farm Insurance Agent in Lockport, New York, serves homeowners, families, and individual professionals seeking health insurance coverage. The agency helps clients understand available plan options and secure policies tailored to their medical needs and budgets. Services include guiding customers through enrollment periods, explaining deductibles and copays, and providing policy updates. In addition to serving Lockport residents, the agent also covers neighboring communities in the Niagara Falls metro area.
Serving the Lockport area and surrounding Niagara County communities, Emerling Floss Murphy & Associates, LLC handles health insurance plans for individuals and families. Core tasks include explaining policy details, comparing coverage options from different carriers, and processing annual enrollment paperwork. To manage a typical client need, the agent first reviews the client’s current coverage and budget before presenting suitable plan alternatives.
Doug Thompson, operating as a State Farm Insurance Agent in Lockport, NY, offers clients a choice between a single health insurance policy for a defined period and a recurring plan that renews to maintain ongoing coverage. Coverage options address medical needs and are tailored to individual or family circumstances within the local community. Service availability for the agency operates on both a scheduled appointment basis and an as-needed basis for policy questions or claims assistance.
K S Roth Insurance Agency in Lockport, NY specializes in helping individuals and families navigate the complex health insurance market. The agency provides guidance on plan selection, enrollment procedures, and coverage options tailored to each client’s medical needs and budget. General services include policy renewals, claims assistance, and explanations of deductible structures. As Open Enrollment season approaches, K S Roth Insurance Agency assists local residents in comparing updated plans to avoid lapses in coverage and unexpected out-of-pocket costs.
Michael Brewer: Allstate Insurance provides health insurance agent services to individuals and families in the Lockport, NY area. The agency assists clients in reviewing and selecting health coverage plans that align with their medical needs and financial situations. In addition to individual health policies, the agency can help customers explore supplemental insurance options, including dental and vision plans. For commercial clients, the agency offers guidance on group health benefits suitable for various business environments, such as offices, warehouses, and food service operations.
What Does a a Health Insurance Agent in Lockport Cost?
In New York, health insurance premiums vary widely based on age, location, and plan tier. For a 40-year-old in Lockport, a silver plan on the NY State of Health marketplace may cost between $500 and $800 per month before subsidies. Subsidies based on income can lower this cost significantly. Medicare Advantage plans often have $0 monthly premiums but may have copays and deductibles. This is general information and not insurance advice.
About health insurance agents in Lockport
Health insurance agents in Lockport, New York help individuals and families find coverage through the NY State of Health marketplace or private insurers. They can guide you through open enrollment periods and special enrollment events. New York law requires all plans to cover essential health benefits and prohibits medical underwriting for individual policies.
Frequently Asked Questions
What does a health insurance agent in Lockport do?
A health insurance agent helps you compare plans, apply for subsidies, and enroll in coverage. They can assist with NY State of Health plans, Medicare Advantage, and supplemental policies. Agents are licensed by the New York State Department of Financial Services.
When can I enroll in health insurance in Lockport?
Open enrollment for individual plans through NY State of Health typically runs from November 1 to January 31 each year. You may qualify for a special enrollment period after a qualifying life event such as marriage, birth of a child, or loss of other coverage. New York also offers a monthly enrollment option for low-income individuals through Medicaid or the Essential Plan.
Are health insurance agent services free in New York?
Most health insurance agents are paid commissions by the insurance companies, not by you. Their services are usually free to you. However, some agents may charge a fee for certain services, so you should ask about fees before working with them.
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