The top-rated health insurance agent in Ithaca, New York is Zach Clark - State Farm Insurance Agent, rated 5.0 stars across 376 reviews. Other highly rated options include Nick Romo - State Farm Insurance Agent, Adam Megivern - State Farm Insurance Agent, Bailey Place Insurance. This directory lists 20 health insurance agents serving Ithaca.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Zach Clark - State Farm Insurance Agent | 832 Hanshaw Rd | (607) 257-8900 |
| 2 | Nick Romo - State Farm Insurance Agent | 309 N Tioga St | (607) 256-2886 |
| 3 | Adam Megivern - State Farm Insurance Agent | 2359 N Triphammer Rd Ste 1B | (607) 216-9045 |
| 4 | Bailey Place Insurance | 2428 N Triphammer Rd | (607) 319-0094 |
| 5 | True Insurance | 124 Seneca Way | (607) 273-7511 |
| 6 | Kris Yelverton - State Farm Insurance Agent | 401 Elmira Rd Suite 6 | (607) 229-1111 |
| 7 | Moscato & Associates Inc | 950 Danby Rd | (607) 216-1450 |
| 8 | Andrews Agency Insurance | 804 W State St | (607) 273-7551 |
| 9 | Warren Insurance Agency | 223 Elmira Rd | (607) 277-0267 |
| 10 | State Farm: Lee Newhart Jr | 1011 W State St | (607) 273-6391 |
Zach Clark - State Farm Insurance Agent in Ithaca, NY, provides health insurance covering medical, dental, and vision needs, along with supplemental policies for accident or critical illness. The agency offers ongoing policy reviews and support for claims or billing questions to help maintain consistent coverage. It serves a variety of residential and commercial properties, including single-family homes, apartments, retail spaces, and restaurants.
Nick Romo - State Farm Insurance Agent serves the Ithaca, New York area and its surrounding communities as a health insurance agent. The company helps individuals, families, and small businesses navigate their health coverage options. Policies are selected to suit different medical needs and household budgets. Clients can expect assistance with plan enrollment, understanding deductibles and copays, and coordinating with local healthcare providers. The agency also manages Medicare supplement plans and short-term health insurance options for those between coverage periods.
Adam Megivern - State Farm Insurance Agent serves homeowners, renters, and small business owners in Ithaca, New York, offering health insurance plans that help individuals and families manage medical expenses and access routine care. The agency works to match clients with coverage options suited to their healthcare needs and budget constraints. Policies are explained clearly, and enrollment assistance is provided for those navigating open enrollment or life changes. The agency also serves clients throughout Tompkins County, including the neighboring community of Dryden.
Serving Ithaca and the surrounding Tompkins County communities, Bailey Place Insurance operates as a health insurance agent. The company handles the sale and service of individual health plans, family coverage, and group policies for local businesses in the area. Each client receives a thorough assessment of their specific medical needs and budget constraints. The agency explains cost-sharing structures, provider networks, and enrollment periods with clear, straightforward guidance. To handle a typical job, it compares multiple carrier options from a standard market selection to identify the most suitable and economical plan.
True Insurance, located in Ithaca, NY, helps clients understand the difference between one-time health plans and recurring coverage options, such as long-term or short-term policies. As a health insurance agent, the company guides individuals and families through the process of selecting plans that fit their specific medical needs and budget. Assistance with annual enrollment changes and claim questions is provided through personalized consultations. Service runs on a scheduled basis throughout the year, accommodating periodic reviews and renewals.
Kris Yelverton - State Farm Insurance Agent in Ithaca, New York offers specialized health insurance plans and policy guidance to local residents. Its general services include explaining coverage options, managing enrollments, and assisting with claims support for individual and family needs. The agency helps clients navigate open enrollment periods and find appropriate medical plans for their budgets. When unexpected life events such as job changes or family expansions occur, it provides timely assistance updating health coverage to maintain continuous protection.
Moscato & Associates Inc offers individual and family health insurance plan selection and enrollment assistance in Ithaca, New York. The agency routinely guides clients through plan comparisons with local providers. It also provides chronic condition management support under various policies. During the annual open enrollment period, it navigates the paperwork and deadlines for Medicare supplement changes or new marketplace coverage. In early winter, it helps residents adjust their plans when family status changes after a holiday season move or childbirth.
As Ithaca transitions through its seasonal shifts, many residents seek to update or select health coverage that fits evolving needs. Andrews Agency Insurance in Ithaca provides guidance for individuals and families navigating health insurance options. Their services include explaining plan structures and helping clients understand coverage networks in the local area. Before presenting choices, they conduct a thorough assessment of each person’s current health situation, budget, and preferred providers. This initial meeting allows the agent to review potential plans and recommend a suitable fit before the enrollment decision.
Warren Insurance Agency works with individuals and businesses in the Ithaca, New York area to help them find appropriate health insurance coverage. The agency can guide clients through plan selection, cost considerations, and policy enrollment for medical, dental, and vision needs. As a health insurance agent, it may also assist with understanding plan networks and application processes. The company can serve a range of commercial sectors, including offices, warehouses, and food service operations.
State Farm agent Lee Newhart Jr serves Ithaca, New York, by helping residents find health insurance plans that meet their personal coverage needs. The agency also assists local businesses with commercial health insurance options to support their employees. Service extends throughout the Ithaca area, ensuring clients can access guidance close to home. When customers need policy reviews or have questions about their coverage, the agent provides follow-up support between regular visits, helping maintain consistent protection.
What Does a a Health Insurance Agent in Ithaca Cost?
Health insurance agents in New York do not charge you a fee for their services. They receive commissions from insurance companies typically ranging from 2% to 5% of the annual premium. For a silver plan with a $600 monthly premium the agent commission might be between $144 and $360 per year. Costs vary by plan type insurer and whether the policy is individual or group. This is general information not insurance advice.
About health insurance agents in Ithaca
Health insurance agents in Ithaca New York help individuals and small businesses navigate the New York State of Health marketplace. These licensed professionals guide clients through plan selection for Qualified Health Plans and Essential Plans. New York requires all plans to cover essential health benefits and prohibits medical underwriting for individual policies.
Frequently Asked Questions
What does a health insurance agent in Ithaca do?
A health insurance agent helps you compare plans from insurers like Excellus BlueCross BlueShield and MVP Health Care. They assist with enrollment in NY State of Health plans and explain subsidies available through the Affordable Care Act. Agents do not charge you directly because they earn commissions from insurers.
Do I need to use NY State of Health to get coverage in Ithaca?
Yes, if you want financial help like premium tax credits or cost-sharing reductions you must enroll through NY State of Health. You can also buy plans directly from insurers but you will not get subsidies. An agent can help you with either option.
When can I enroll in a health plan in New York?
Open enrollment for 2025 plans runs from November 1 2024 to January 31 2025. You can also enroll after a qualifying life event like losing job-based coverage or moving to Ithaca. New York allows a 60-day special enrollment period for most qualifying events.
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