The top-rated health insurance agent in Hamburg, New York is JP Ross - State Farm Insurance Agent, rated 4.9 stars across 202 reviews. Other highly rated options include Sheila Radwan - State Farm Insurance Agent, Shawn O'Rourke - State Farm Insurance Agent, Allstate Insurance: Hali Eck. This directory lists 13 health insurance agents serving Hamburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | JP Ross - State Farm Insurance Agent | 5899 South Park Ave | (716) 648-4848 |
| 2 | Sheila Radwan - State Farm Insurance Agent | 5854 Camp Rd | (716) 649-0660 |
| 3 | Shawn O'Rourke - State Farm Insurance Agent | 1 Main St | (716) 649-6900 |
| 4 | Allstate Insurance: Hali Eck | 5555 Camp Rd | (716) 649-0325 |
| 5 | Robert Ochs - State Farm Insurance Agent | 4819 South Park Ave #1 | (716) 822-0123 |
| 6 | Clearance Insurance, NY | 55 Buffalo St | (716) 869-1860 |
| 7 | Nationwide Insurance: Jeremiah J Sheehy Jr | 6137 South Park Ave | (716) 648-1956 |
| 8 | WealthGuard of NY | 4097 Lake Shore Rd | (716) 277-0830 |
| 9 | Overdorf Insurance | 81 Buffalo St | (716) 648-2220 |
| 10 | Robert J. Los Insurance Agency | 4167 Legion Dr | (716) 648-6100 |
JP Ross - State Farm Insurance Agent serves the Hamburg, NY area and the surrounding Erie County region, specializing in health insurance agent services. The agency assists individuals and families in navigating their health coverage options, including plan selection and enrollment guidance. They work to explain policy details and help clients understand their benefits under current healthcare regulations. This office handles both individual health insurance plans and supplemental coverage policies that address specific medical needs.
Sheila Radwan, as a State Farm Insurance Agent in Hamburg, NY, provides health insurance services including plan selection guidance and claims support. Maintenance services involve annual policy reviews to adjust coverage as client needs change. This independent agency assists individuals and families with navigating private health insurance options and understanding plan details. The agent serves a variety of local property types, including single-family homes, apartments, retail stores, and restaurants seeking individual coverage.
Shawn O'Rourke - State Farm Insurance Agent in Hamburg, NY, serves homeowners, renters, and small business owners seeking health coverage. The agency provides guidance on individual and family health plans, helping clients understand policy options and annual enrollment periods. It also assists property managers and local employees with health insurance solutions for their specific needs. Serving the Hamburg area, the office additionally works with residents in neighboring Orchard Park and the surrounding Buffalo metro region.
Allstate Insurance: Hali Eck serves the Hamburg, NY area and its surrounding communities, handling health insurance needs for local residents and families. The agency helps clients understand available plans for medical coverage and preventive care. It works to match individuals with policies that fit their budgets and health requirements. For each client, the agency typically reviews personal circumstances, explains plan options in detail, and guides them through the enrollment process from start to finish.
Robert Ochs, a health insurance agent in Hamburg, NY, offers clients a clear distinction between one-time plan reviews and recurring service for ongoing policy management. Coverage options typically address individual medical needs or family health protection through available marketplace and private plans. Clients may explore periodic enrollment guidance or continuous support for claims and adjustments. Services for this local agency can be arranged on a one-time, scheduled, or as-needed basis to match changing situations.
Clearance Insurance in Hamburg, NY, offers guidance on selecting individual and family health plans. It assists clients in understanding coverage options, from preventive care to prescription benefits, ensuring policies align with personal medical needs and budgets. The agency helps residents navigate open enrollment periods and manage renewals. During unexpected job changes or life events that qualify for special enrollment, it aids in securing timely health coverage to avoid gaps.
As the Lake Erie winds bring snow and cold to Hamburg residents each winter, they often reconsider their coverage for unexpected medical needs. Nationwide Insurance: Jeremiah J Sheehy Jr offers local guidance on health insurance agent services. He helps individuals compare plans and understand deductibles and networks specific to the region's healthcare providers. His agency provides clear explanations of what each policy covers before any commitment is made. The process begins with a free, no-obligation review of a client's current coverage and health priorities.
WealthGuard of NY helps individuals and families navigate the complexities of health coverage options. The agency specializes in supplementing these plans with tailored add-on policies for dental, vision, and critical illness needs. Its agents work from a Hamburg, NY location to serve the local community in Erie County. Businesses of varying sizes can also consult the agency for employee health benefits. Typical commercial clients include professional offices, large warehouses, and food service establishments.
Overdorf Insurance is known in Hamburg, NY, for guiding individuals and families through their health insurance needs. The company connects clients with suitable plans from major medical carriers, helping to explain coverage options and manage applications. Its services are designed for those seeking individual policies and family coverage in the local area. Overdorf Insurance also regularly assists with the process of finding supplemental coverage to address gaps in primary medical plans, making it a useful resource for residents. The agency can add Medicare plan enrollment guidance to its service range.
Robert J. Los Insurance Agency provides health insurance services to residents in and around Hamburg, NY, assisting individuals and families with plan selection through the open enrollment period and special circumstances. The agency also serves local businesses, helping employers navigate group coverage options that support their workforce. Their service area includes Hamburg and the surrounding communities of Western New York. Clients benefit from annual check-ins to review changing needs, with follow-up support readily available between these regular visits to address policy questions or life changes.
What Does a a Health Insurance Agent in Hamburg Cost?
Health insurance agent services in New York are typically free to consumers because agents earn commissions from insurance carriers. For individual plans monthly premiums vary widely based on age income and metal tier. A silver plan for a 40 year old in Hamburg might cost between 400 and 700 dollars per month before subsidies. Small business group plans have different pricing structures. This is general information not insurance advice.
About health insurance agents in Hamburg
Health insurance agents in Hamburg New York help individuals families and small businesses find coverage through the NY State of Health marketplace or private carriers. New York law requires all plans to cover essential health benefits and prohibits medical underwriting for individual plans. An agent can explain plan options subsidies and enrollment periods specific to Erie County.
Frequently Asked Questions
What is the open enrollment period for health insurance in New York?
The open enrollment period for individual plans through NY State of Health typically runs from November 1 to January 31 each year. Outside this window you may qualify for a special enrollment period if you have a qualifying life event like losing other coverage or moving to Hamburg.
Do health insurance agents in Hamburg charge a fee?
Health insurance agents in New York are generally paid by the insurance company not by the consumer. You should not pay an upfront fee for help enrolling in a plan through NY State of Health or a private carrier. Always confirm the agents compensation structure before working with them.
Can a health insurance agent help me with Medicare plans?
Yes many Hamburg agents are licensed to sell Medicare Advantage Medicare Supplement and Part D prescription drug plans. New York has specific rules for Medicare Supplement plans including guaranteed issue rights during certain times. An agent can compare plans available in Erie County.
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