The top-rated health insurance agent in Union, New Jersey is State Farm Insurance Agent Max Smirnov, rated 4.9 stars across 78 reviews. Other highly rated options include Clear Path Insurance Services, Tavares Insurance Agency, Allianza Insurance. This directory lists 19 health insurance agents serving Union.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | State Farm Insurance Agent Max Smirnov | 1051 Stuyvesant Ave. | (908) 810-0040 |
| 2 | Clear Path Insurance Services | 969 Stuyvesant Ave. #3 | (908) 955-8085 |
| 3 | Tavares Insurance Agency | 2086 Morris Ave | (908) 686-0404 |
| 4 | Allianza Insurance | 1191 Morris Ave | (908) 444-4067 |
| 5 | Insurance Associates Plus | 1523 Morris Ave | (908) 964-9010 |
| 6 | Annagard Insurance Agency | 397 Chestnut St Suite 6 | (908) 888-0120 |
| 7 | Karing Is Mutual LLC | 1575 Vauxhall Rd | (908) 468-7522 |
| 8 | Goosehead Insurance - Monique Perry | 2400 Morris Ave # 104 | (973) 954-9288 |
| 9 | Ringler Insurance Agency | 2225 Morris Ave | (908) 688-0011 |
| 10 | Blue Insurance LLC | 2010 Morris Ave | (908) 696-7368 |
State Farm Insurance Agent Max Smirnov serves Union County and the surrounding areas of New Jersey, providing health insurance agent services to individuals and families. The agency helps clients navigate options for major medical plans and supplemental coverage to meet their healthcare needs. With a focus on local accessibility, the team can offer guidance on plan selections during open enrollment periods. They handle applications for short-term health policies and Medicare supplement plans.
Clear Path Insurance Services in Union, New Jersey, provides a range of individual and family health plans, along with Medicare supplement and short-term coverage options. Its ongoing service includes annual policy reviews, claims assistance, and helping clients navigate open enrollment periods. The agency offers personalized guidance to compare plan benefits and understand coverage changes. It serves single-family homeowners, apartment renters, retail store operators, and local restaurant owners.
Tavares Insurance Agency serves families and individual residents in Union, New Jersey, helping them navigate health insurance plan options. The firm assists with selecting coverage that meets medical needs and budgets, from major medical plans to supplemental policies. Clients receive guidance on understanding open enrollment periods and comparing different carriers. The agency also supports local small business owners seeking group health benefits for their employees. Its service area extends to surrounding communities such as Elizabeth, providing the same personalized assistance to residents throughout eastern Union County.
Allianza Insurance in Union, NJ helps clients choose between a one-time policy review and ongoing management of their health coverage needs. As a health insurance agent, the company assists individuals and families with understanding available plans, comparing options for medical, dental, and vision coverage, and enrolling in policies that fit their budgets and healthcare requirements. Service is provided on a scheduled basis, with appointments arranged for initial consultations, yearly re-enrollment periods, and any requested follow-up meetings.
Insurance Associates Plus serves Union, New Jersey, and the surrounding communities, handling health insurance plans for individuals and families. The company guides clients through various policy options to find coverage that fits their needs and budget. It assists with enrollment in major medical plans, supplementing Medicare, and navigating open enrollment periods. To manage a typical job, the agency first reviews the client’s specific health needs and budget, then compares available plans from multiple insurers to recommend a suitable option.
As a health insurance agent in Union, NJ, Annagard Insurance Agency provides specialty services in helping clients navigate individual and family health plans. It also offers general service work by assisting small businesses with group coverage options and guiding seniors through Medicare supplement choices. With each year’s open enrollment period presenting new plan changes, this agency helps local residents understand deadlines and avoid late-enrollment penalties when seasonal deadlines approach.
As the open enrollment season approaches each year in Union, many residents face complex decisions about their medical plan options. Karing Is Mutual LLC helps individuals and families in the area navigate these choices by offering guidance on available health coverage plans. The company focuses on understanding each client's specific medical needs and budget. Their initial assessment begins with a no-obligation consultation, during which they review the client's current situation and explain the various plan features that are typically available in the local market.
Goosehead Insurance - Monique Perry in Union, NJ, helps individuals and businesses navigate health insurance plans, including coverage for medical visits and prescription drugs. The agency can assist clients in selecting suitable policies and understanding their options for enrollment. Serving the local area, Goosehead Insurance works with offices looking for group health benefits, warehouses needing employee coverage options, and food service operations seeking suitable health insurance solutions for their teams.
Ringler Insurance Agency in Union, NJ, serves residents in the surrounding area by helping them select health insurance plans that fit individual needs. For commercial clients, the agency also structures group health coverage options for local businesses. Their service area extends throughout Union County and into neighboring communities. Following an initial enrollment or policy change, the agency provides follow-up support to answer questions and adjust coverage between regular annual enrollment periods.
Blue Insurance LLC serves as a health insurance agent in Union, NJ, dedicated to helping individuals and families find suitable medical coverage. The company assists clients in navigating various plan options, including major medical policies and supplemental plans. By assessing unique health needs and budgets, it works to connect customers with carriers that offer robust benefits. Its specialty service includes providing guidance on Medicare supplement insurance for those approaching eligibility, ensuring comprehensive support during the enrollment process.
What Does a a Health Insurance Agent in Union Cost?
The cost of health insurance plans in New Jersey varies by age, income, and plan type. For ACA marketplace plans, monthly premiums in Union County can range from around $300 to over $800 for individual coverage before subsidies. Medicare Supplement plans typically cost between $100 and $300 per month depending on age and plan tier. Agent services are usually free to you because they earn commissions from insurers. This is general information and not insurance advice.
About health insurance agents in Union
Health insurance agents in Union, New Jersey help individuals and families find coverage that meets their needs and budget. Agents licensed in New Jersey must follow state regulations, including rules for plan disclosures and enrollment periods. Working with a local agent can simplify the process of comparing plans from carriers like Horizon Blue Cross Blue Shield and AmeriHealth.
Frequently Asked Questions
What does a health insurance agent in Union do?
A health insurance agent helps you review and compare plans from different carriers. They explain coverage details, costs, and network options. They also assist with enrollment during Open Enrollment or Special Enrollment Periods.
Do I have to pay a fee to use a health insurance agent in New Jersey?
In most cases, health insurance agents are paid by the insurance company, not by you. You do not pay extra for their services. Always confirm the payment arrangement before starting.
Can a Union agent help me with Medicare plans?
Yes, many agents in Union are licensed to sell Medicare Advantage, Medicare Supplement, and Part D prescription drug plans. They can help you compare plans during the Annual Enrollment Period from October 15 to December 7.
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