The top-rated health insurance agent in Chester, New Jersey is Phoenix Insurance Group Inc, rated 4.6 stars across 32 reviews. Other highly rated options include Highstreet Insurance formerly, Paladin Insurance Agency, Life Guard Insurance Agency, Dennis Lamb - State Farm Insurance Agent. This directory lists 10 health insurance agents serving Chester.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Phoenix Insurance Group Inc | 205 Main St | (800) 248-0397 |
| 2 | Highstreet Insurance formerly, Paladin Insurance Agency | 310 Rte 24 Ste A4 | (973) 434-7420 |
| 3 | Life Guard Insurance Agency | 290 US-206 | (862) 200-9358 |
| 4 | Dennis Lamb - State Farm Insurance Agent | 555 Main St Fl 2 Rear | (908) 879-2616 |
| 5 | The Insurance Outfit | 32 Collis Ln Ste D | (908) 955-7561 |
| 6 | Prime Insurance New Jersey | 128 Main St | (908) 395-0689 |
| 7 | Crossen Agency, Inc | 415 Rte 24 | (908) 879-4227 |
| 8 | benefitsContinuum, Inc. | 95 W Main St Ste 5 | (908) 879-6744 |
| 9 | Prudential Insurance Co | 1 Mill Ridge Ln | (908) 858-3887 |
| 10 | PillarIA LLC - Pillar Insurance Associates | 4 Mill Ridge Ln Floor 2 | (908) 698-0477 |
Phoenix Insurance Group Inc, serving Morris County and the surrounding area of Chester, New Jersey, operates as a local health insurance agent. The company assists individuals, families, and small business owners in navigating plan options such as individual medical coverage and short-term health policies. Its agents evaluate client needs against available marketplace plans to find suitable choices. The agency also provides guidance on enrolling in supplemental plans and connecting clients with dental insurance providers in this region.
Highstreet Insurance, formerly Paladin Insurance Agency, provides comprehensive health insurance agency services to residents and businesses in Chester, NJ. Its service plans include assisting with plan selection, claims support, and annual policy reviews to ensure adequate coverage. Ongoing maintenance involves updating enrollees on changes in healthcare regulations and benefits. The company services single-family homes, apartments, retail locations, and restaurants throughout the surrounding area.
Life Guard Insurance Agency serves homeowners, businesses, and individuals in Chester, New Jersey, who require professional health insurance guidance. The agency helps clients navigate plan options, including individual policies and family coverage, to find solutions that fit their healthcare needs and budgets. They also assist small business owners in understanding group health benefits available in the region. Guided by local market knowledge, the team explains plan features and enrollment processes clearly. The agency extends its services to residents of neighboring Mendham Township and the greater Morris County area.
Dennis Lamb - State Farm Insurance Agent serves the Chester, New Jersey area and its surrounding communities with health insurance guidance. The agency handles individual and family health plans, helping clients navigate plan options and enrollment periods. It also assists with understanding coverage details and potential subsidies. To manage a typical job, the agent begins by reviewing a client’s current health needs and budget constraints before comparing suitable plan choices from available carriers. This methodical comparison is used to recommend a plan that aligns with the client’s medical and financial circumstances.
The Insurance Outfit in Chester, NJ distinguishes between helping clients choose a new health insurance plan, a one-time service, and providing ongoing support for policy adjustments and claims questions over the year. Coverage options include individual plans, family policies, and small business group health insurance, all compliant with New Jersey mandates. Instead of a single meeting, their assistance operates on a call-based, as-needed schedule whenever a client needs help navigating their plan or enrollment.
Prime Insurance New Jersey in Chester specializes in helping individuals and families find suitable health coverage plans. The agency provides general consulting services, guiding clients through the enrollment process and explaining different policy options available in the local market. It assists with comparing benefits and managing paperwork for both open enrollment periods and qualifying life events that allow for special enrollment. When a resident loses employer-sponsored insurance or turns twenty-six and ages off a parent’s plan, this agent can help navigate the change and secure an appropriate new policy.
As the annual open enrollment season approaches, residents of Chester, NJ, often face decisions about their health coverage. Crossen Agency, Inc assists clients in navigating these choices as a health insurance agent in the area. General enrollment periods and qualifying life events require careful planning to secure appropriate plans. The agency helps evaluate individual or family needs for local and national carriers. An initial consultation typically reviews current coverage and compares available options to identify suitable plans.
benefitsContinuum, Inc. assists individuals and businesses in Chester with navigating health insurance options, including the complexity of plan selection and enrollment. The agency specializes in offering supplemental coverage add-ons that help fill gaps in primary medical plans. Its advisors work with local employers to create benefit strategies tailored to different commercial settings. This includes providing solutions for office environments, warehouse operations, and food service establishments requiring specific health plan considerations.
Prudential Insurance Co serves the health insurance agent needs of residents in Chester, NJ. The company also provides commercial coverage for local businesses seeking comprehensive health benefits. Its service area extends throughout the surrounding region, connecting clients to suitable plans for their care. Routine follow-up and repeat service between regular visits ensure coverage remains aligned with changing needs.
PillarIA LLC - Pillar Insurance Associates in Chester, NJ is known for guiding individuals and families through their health insurance options. It assists clients in selecting suitable medical coverage from the available private plans and public exchange programs. The company focuses on clarifying policy benefits, network restrictions, and cost structures to help residents make informed decisions. For those needing more tailored solutions, the agency also offers supplemental plans designed to cover gaps in primary health insurance, such as certain out-of-pocket expenses.
What Does a a Health Insurance Agent in Chester Cost?
Health insurance agents in New Jersey typically do not charge you a fee for their services. They receive commissions from the insurance companies when you enroll in a plan. Plan premiums vary widely based on age, location, and coverage level. For example, a bronze plan for a 40-year-old in Morris County might cost around $400 to $600 per month, while a gold plan could be $600 to $900 per month. This is general information and not insurance advice.
About health insurance agents in Chester
Health insurance agents in Chester, New Jersey help individuals and families find coverage that meets their needs. New Jersey requires all residents to have health insurance under the state individual mandate. A local agent can explain plan options available through the Get Covered New Jersey marketplace and private insurers.
Frequently Asked Questions
What does a health insurance agent in Chester do?
A health insurance agent helps you compare plans from different carriers. They assist with enrollment, explain coverage details, and help you understand New Jersey insurance regulations. They do not charge you directly as they are paid by the insurance company.
When can I enroll in health insurance in New Jersey?
Open enrollment for 2025 plans runs from November 1, 2024 to January 31, 2025. You may qualify for a special enrollment period if you experience a life event like marriage, birth, or loss of other coverage. An agent can help you determine your eligibility.
Does New Jersey require health insurance?
Yes, New Jersey has a state individual mandate that requires residents to have minimum essential coverage or pay a penalty. The penalty for 2024 is 2.5% of your household income or a flat dollar amount per person, whichever is higher. An agent can help you find a plan that meets the requirement.
Health Insurance Agents in Other New Jersey Cities
Bayonne · Berlin · Bloomfield · Brick Township · Bridgewater · Cedar Grove · Cherry Hill Township · Clark · Clifton · Cranford · East Brunswick · Edison · Egg Harbor Township · Elizabeth · Elmwood Park