The top-rated health insurance agent in Bayonne, New Jersey is The Four Corners Agency, rated 4.9 stars across 420 reviews. Other highly rated options include Dominick Abramo - State Farm Insurance Agent, Justin Bush - State Farm Insurance Agent, Rose Kellner: Allstate Insurance. This directory lists 14 health insurance agents serving Bayonne.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Four Corners Agency | 497 Broadway #9 | (732) 285-2539 |
| 2 | Dominick Abramo - State Farm Insurance Agent | 409 Broadway | (973) 509-0360 |
| 3 | Justin Bush - State Farm Insurance Agent | 599 Broadway | (201) 339-8100 |
| 4 | Rose Kellner: Allstate Insurance | 315 Broadway | (201) 339-1404 |
| 5 | Kouvel Insurance Associates | 772 Broadway | (201) 455-3050 |
| 6 | Longo Agency Inc | 916 Broadway | (201) 437-0900 |
| 7 | Julius A. Rose Insurance Agency | 194 Broadway | (201) 436-7600 |
| 8 | State Farm: Joe Brogan | 599 Broadway | (201) 339-8100 |
| 9 | AMIRSURANCE AGENCY LLC | 636 Avenue C | (908) 242-8548 |
| 10 | Tom Kouvel Insurance | 772 Broadway | (201) 725-9014 |
The Four Corners Agency, serving Bayonne, New Jersey, and the surrounding Hudson County area, operates as a health insurance agent connecting individuals with appropriate medical coverage. Its work focuses on navigating clients through various healthcare plans and enrollment periods available locally. The agency helps residents understand plan options and evaluate policies that fit their needs. Its handled services include assisting with individual health insurance applications and providing guidance on Medicare supplement plans in this region.
Dominick Abramo - State Farm Insurance Agent in Bayonne, NJ, provides health insurance services to individuals and families. Coverage options include plans that help manage medical expenses and routine care. The office assists clients with policy selection and provides ongoing support for claims and plan changes. Customers can review their coverage needs during scheduled appointments. The agency services single-family homes, apartments, retail businesses, and restaurants.
Justin Bush - State Farm Insurance Agency serves local homeowners, renters, and small business owners in Bayonne, New Jersey, with health insurance coverage options. The agency helps clients find individual and family health plans, as well as short-term medical policies to meet various needs and budgets. Understanding each customer’s unique situation, the agent explains different plan features and benefits clearly. The office also assists with enrollment periods and policy changes. Service extends to residents of Jersey City and surrounding areas in Hudson County.
Serving Bayonne and the surrounding Hudson County communities, Rose Kellner: Allstate Insurance provides health insurance agent services to individuals and families. The agency handles routine health coverage questions, policy selection, and enrollment needs for local residents. With a focus on explaining plan options clearly, it helps clients match coverage to their personal health requirements and budgets. For a typical job, the agent first reviews the client’s current situation, then recommends suitable plans and guides them through the application process.
Kouvel Insurance Associates in Bayonne, NJ specializes in matching individuals and families with suitable health plans. It regularly provides guidance for selecting policies that cover medical visits, prescriptions, and preventive care. The agency also assists clients in navigating the different enrollment periods available each year during the end of autumn, helping people secure coverage before the major holiday season begins.
Longo Agency Inc in Bayonne, NJ offers both one-time appointments and recurring service options for health insurance needs. Assistance includes selecting individual plans, comparing Medicare options, and managing periodic open enrollment changes. Clients can rely on thorough explanations of policy details and assistance with claims or billing questions. Service is provided on a scheduled basis by appointment to ensure focused attention for each client.
Navigating the annual open enrollment period in Bayonne can create confusion over plan options. Julius A. Rose Insurance Agency helps local residents clarify their coverage choices effectively. Focusing on health insurance agent services, the company guides clients through fundamental policy distinctions. This assistance includes explaining deductibles, networks, and prescription drug benefits to ensure a proper fit. A thorough coverage review precedes every recommendation. Prospective clients begin by scheduling a personal consultation to allow for a complete assessment of their current healthcare requirements and budget.
A local health insurance agent works with individuals and families to navigate plan options, deductibles, and coverage networks for medical care. State Farm: Joe Brogan in Bayonne, NJ serves this role by matching clients to health plans that fit their budgets and ongoing care needs. In addition to standard health coverage, this agency can arrange supplemental policies for dental and vision. The agent also helps local commercial clients secure employee health benefits for small offices, industrial warehouses, and nearby food service businesses.
AMIRSURANCE AGENCY LLC offers health insurance guidance to residents and small businesses in Bayonne, NJ. This agency also assists commercial clients with their coverage needs throughout the local area. It helps individuals select suitable health plans by explaining policy options and network details. Business owners can receive support for employee benefit packages and group insurance requirements. Follow-up service between regular visits helps customers adjust their policies as their health or business circumstances change, ensuring coverage remains appropriate over time.
Tom Kouvel Insurance is known for guiding residents of Bayonne, New Jersey, through the complexities of selecting individual health plans. The company assists clients in comparing marketplace options and navigating enrollment periods to find coverage that fits personal medical needs. It also helps small business owners understand group health insurance requirements for their employees. In addition to standard medical policies, Tom Kouvel Insurance can add on supplemental accident or critical illness coverage to strengthen a client’s overall protection plan.
What Does a a Health Insurance Agent in Bayonne Cost?
Health insurance agents in New Jersey typically do not charge you a direct fee. Instead they earn a commission from the insurance company which is built into the plan premium. For individual plans commissions can range from 2 to 5 percent of the premium. For Medicare plans commissions are set by law and vary by carrier. Costs to you depend on the plan you choose and any subsidies you qualify for. This is general information not insurance advice.
About health insurance agents in Bayonne
A health insurance agent in Bayonne New Jersey can help you compare plans from major carriers like Horizon Blue Cross and AmeriHealth. New Jersey requires all residents to have health insurance or pay a state penalty. Local agents understand the New Jersey Health Insurance Marketplace and can guide you through open enrollment or special enrollment periods.
Frequently Asked Questions
What does a health insurance agent in Bayonne do?
A health insurance agent helps you review and enroll in individual family or Medicare plans. They explain coverage options costs and subsidies available under New Jersey law. Agents are licensed by the New Jersey Department of Banking and Insurance.
Do I need to pay a fee to use a health insurance agent in New Jersey?
Most health insurance agents in New Jersey are paid by the insurance company not by you. This means their services are usually free to you. Always confirm the payment arrangement before starting.
When can I enroll in a health plan with a Bayonne agent?
You can enroll during the annual Open Enrollment Period typically from November 1 to January 15. You may also qualify for a Special Enrollment Period after a life event like losing coverage or having a baby. New Jersey has its own state-based exchange with additional rules.
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