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Looking for a health insurance agent in Toms River? Review the directory below to compare your options.
18 agents listed
Updated May 2026
Toms River, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 18 health insurance agents in Toms River, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
NJ Life and Health Insurance Group, LLC
10 Allen St STE 4A, Toms River, NJ 08753
(848) 226-6897
njlifeandhealth.com
Steve Meehan - State Farm Insurance Agent
617 NJ-37, Toms River, NJ 08755
(732) 473-0100
stevemeehan.com
American Income Life - Eric Giglione & David Ackerman
616 Washington St 2nd Floor, Toms River, NJ 08753
(732) 225-6190
ailnj.com
Dolly Wasielewski: Allstate Insurance
229 Washington St, Toms River, NJ 08753
(732) 557-6200
agents.allstate.com
Aaron Friedman: Allstate Insurance
147 NJ-70 Ste 4, Toms River, NJ 08755
(732) 901-7719
agents.allstate.com
Arctic Risk Specialists Inc.
1415 Hooper Ave #203, Toms River, NJ 08753
(732) 372-4348
arsne.us
Arocho Insurance Agency
730 Jamaica Blvd, Toms River, NJ 08757
(732) 877-7680
arochoinsurance.com
BHI Insurance
240 Main St, Toms River, NJ 08753
(732) 349-2300
bhi-insurance.net
Best insurance Toms River
231 Main St, Toms River, NJ 08753
(732) 201-8633
Bankers Life
1433 Hooper Ave Ste 121, Toms River, NJ 08753
(732) 918-0430
branches.bankerslife.com
Secure Senior Benefits
1400 Hooper Ave Suite 228, Toms River, NJ 08753
(848) 288-5968
secureseniorbenefits.com
Infinity Insurance NJ
31 Thomas St, Toms River, NJ 08753
(732) 338-8318
Colonial Insurance Associates
984 Lakewood Rd Ste 5, Toms River, NJ 08753
(732) 349-6257
Mesanko Insurance Agency
1163 Washington St, Toms River, NJ 08753
(732) 505-0057
Priority Insurance Agency, LLC
17 NJ-37, Toms River, NJ 08753
(732) 244-4077
priorityinsure.com
Capacity Insurance Toms River
820 N Main St, Toms River, NJ 08753
(732) 201-5048
Carl W Swensen Agency Inc
405 Main St, Toms River, NJ 08753
(732) 244-4730
carlswensenagencynj.com
A.G. Capital Insurance Services, LLC
1400 Hooper Ave 2nd floor, Toms River, NJ 08753
(877) 813-8556
agcapitalinsurance.com
Health insurance agents in Toms River, New Jersey help individuals and families find coverage that meets their needs and budget. New Jersey requires all residents to have health insurance under the state individual mandate, and agents can guide you through options like ACA marketplace plans, Medicare, and short-term policies. Local agents understand Ocean County healthcare networks and can explain how NJ state laws affect your choices.
What Does a Health Insurance Agent in Toms River Cost?
Health insurance agents in New Jersey do not charge you directly; they earn commissions from insurance companies. The cost of a health plan itself varies widely based on your age, income, and coverage level. For an ACA silver plan in Ocean County, monthly premiums can range from 400 to 800 dollars for an individual before subsidies. Subsidies based on income can lower your cost significantly. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a health insurance agent in Toms River do?
A health insurance agent helps you compare plans from different carriers, enroll in coverage, and understand your options. They are licensed in New Jersey and can assist with ACA plans, Medicare, and private insurance. Agents do not charge you a fee; they are paid by the insurance company.
Do I need health insurance in New Jersey?
Yes, New Jersey has a state individual mandate that requires most residents to have health insurance or pay a penalty. The penalty for 2024 is up to 2.5 percent of household income or 695 dollars per adult. An agent can help you find a plan that satisfies this requirement.
When can I enroll in a health plan in New Jersey?
Open enrollment for ACA marketplace plans runs from November 1 to January 15 each year. You can also enroll after a qualifying life event like losing job-based coverage, moving, or having a baby. Medicare enrollment periods vary; an agent can explain your specific deadlines.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.