The top-rated health insurance agent in Teaneck, New Jersey is Mariela Gonzalez - State Farm Insurance Agent, rated 5.0 stars across 121 reviews. Other highly rated options include Dapinder Kaur: Allstate Insurance, EL Risk, TR Randolph - State Farm Insurance Agent. This directory lists 12 health insurance agents serving Teaneck.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mariela Gonzalez - State Farm Insurance Agent | 504b Cedar Ln | (201) 530-7779 |
| 2 | Dapinder Kaur: Allstate Insurance | 415 Cedar Ln | (201) 836-8001 |
| 3 | EL Risk | 44 Westgate Rd | (516) 491-7235 |
| 4 | TR Randolph - State Farm Insurance Agent | 181 W Englewood Ave | (201) 837-0022 |
| 5 | Risk Strategies Company | 1086 Teaneck Rd #5b | (856) 420-7633 |
| 6 | Best Insurance CO NJ | 980 Teaneck Rd | (551) 365-1976 |
| 7 | Legacy Insurance Service | 252-258 Degraw Ave | (551) 362-2919 |
| 8 | Preferred Service Agency Inc | 411 Cedar Ln | (551) 270-9763 |
| 9 | Rance Insurance Agency | 244 Edgemont Terrace | (201) 862-1500 |
| 10 | Zimm Insurance Agency | 1340 Teaneck Rd | (201) 730-5500 |
Mariela Gonzalez - State Farm Insurance Agent serves the Teaneck, New Jersey area and the surrounding Bergen County metro region, providing health insurance agent services to local residents and families. The agency assists clients in navigating individual health plans that meet their medical needs and budget considerations. Guidance is offered for understanding coverage options and enrollment periods. Specific services handled in this area include helping individuals compare Affordable Care Act marketplace plans and providing support for short-term health insurance policies.
Dapinder Kaur: Allstate Insurance provides a range of health insurance plans tailored to individual needs in Teaneck, New Jersey. The agency assists clients in selecting policies that cover routine doctor visits, hospital stays, and prescription medications. It also offers ongoing policy reviews to align coverage with changing health requirements and budget constraints. Clients with single-family homes, apartments, retail businesses, and restaurants can find appropriate plan options through this local agent.
EL Risk helps homeowners, renters, and small business owners in Teaneck, New Jersey, find health insurance coverage that fits their needs. The team assists clients in comparing individual and family plans from major carriers. They also guide policyholders through enrollment periods and answer questions about deductibles and out-of-pocket costs. Walking customers through plan benefits and network options is a core part of their daily work. Their service area extends to neighboring communities across Bergen County and into nearby parts of the New York City metro region.
TR Randolph - State Farm Insurance Agent serves Teaneck, New Jersey, and the surrounding communities, handling health insurance coverage for individuals and families in the area. This agency works to connect clients with plans that meet typical medical needs and budgets. It also addresses questions about enrollment periods and policy options to help clarify complex choices. A general approach involves assessing each client's situation, explaining available benefits, and providing quotes to ensure informed decisions.
Risk Strategies Company in Teaneck, NJ, distinguishes between one-time policy enrollment assistance and recurring support for plan renewals and adjustments. The agency helps individuals and families navigate available coverage options, ensuring clients understand the scope of their health insurance benefits. By assessing local medical network needs and prescription drug requirements, they facilitate informed decisions. Their service structure operates on a scheduled basis, with appointments arranged for annual re-enrollment periods or as requested when coverage changes occur.
Best Insurance CO NJ specializes in matching individuals and families with appropriate health plans from available carriers. Its general service work includes guiding clients through the enrollment process and assisting with policy renewals in Teaneck and the surrounding area. The agency reviews coverage options to help meet diverse needs. As open enrollment deadlines approach each year, it provides timely support to ensure residents can secure necessary health coverage before the period ends.
As open enrollment season approaches in Teaneck, New Jersey, residents often seek coverage that fits both their budget and medical needs. Legacy Insurance Service works with local plans to address these concerns, helping individuals compare options for affordable health insurance. The local agent focuses on explaining plan details, including networks and out-of-pocket costs, so members can enroll with clarity. Before finalizing any policy, the company conducts a thorough initial-assessment step to review each client's current usage and anticipated care.
Preferred Service Agency Inc offers individual health insurance guidance to residents of Teaneck, New Jersey, as well as commercial coverage options for local businesses in the area. The agency assists clients in understanding plan details and enrolling in suitable policies. Its service area extends to surrounding communities within Bergen County, ensuring accessibility for both new and established clients. The team provides follow-up assistance between regular appointments to address coverage changes or questions.
Rance Insurance Agency assists individuals and groups in Teaneck, New Jersey, with navigating their health insurance options for medical coverage. The company specializes in evaluating various plan structures to match specific healthcare needs and budgetary considerations. It can provide guidance on enrollment periods, plan features, and necessary documentation. Rance Insurance Agency is available to serve local commercial clients, including offices, warehouses, and food service operations looking for employee health benefit solutions.
What Does a a Health Insurance Agent in Teaneck Cost?
Health insurance agents in New Jersey typically do not charge clients a direct fee for their services. Instead agents earn commissions paid by insurance companies which are built into the plan premiums. For individual plans commissions can range from 2 percent to 5 percent of the monthly premium while small group plans may have different structures. Costs vary by carrier plan type and the specific case. This is general information not insurance advice.
About health insurance agents in Teaneck
Health insurance agents in Teaneck New Jersey help individuals families and small businesses find coverage that meets their needs. Under New Jersey law all health insurance agents must hold a valid state license and follow regulations from the New Jersey Department of Banking and Insurance. Local agents can guide you through the Get Covered New Jersey marketplace or help with private plans.
Frequently Asked Questions
What license does a health insurance agent need in New Jersey?
A health insurance agent in New Jersey must hold a valid life and health insurance license issued by the New Jersey Department of Banking and Insurance. Agents must also complete continuing education credits every two years to renew their license.
Can a Teaneck agent help me with New Jersey health insurance subsidies?
Yes a licensed agent can help you apply for premium tax credits and cost-sharing reductions through the Get Covered New Jersey marketplace. These subsidies are available to New Jersey residents with household incomes between 138 percent and 400 percent of the federal poverty level.
What is the open enrollment period for health insurance in New Jersey?
The open enrollment period for individual health plans in New Jersey typically runs from November 1 to January 15 each year. You may qualify for a special enrollment period if you experience a qualifying life event like losing other coverage or moving to Teaneck.
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