The top-rated health insurance agent in Somerville, New Jersey is Jason Spraggs - State Farm Insurance Agent, rated 4.9 stars across 395 reviews. Other highly rated options include Lileen Schwarz - State Farm Insurance Agent, Marine Agency Corp, Hector Rodriguez Jr: Allstate Insurance. This directory lists 17 health insurance agents serving Somerville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jason Spraggs - State Farm Insurance Agent | 30 Roosevelt Pl | (973) 396-0352 |
| 2 | Lileen Schwarz - State Farm Insurance Agent | 75-77 N Bridge St Ste 105 | (908) 864-2859 |
| 3 | Marine Agency Corp | 34 W Main St #201 | (800) 763-4775 |
| 4 | Hector Rodriguez Jr: Allstate Insurance | 892 US-22 | (908) 927-9200 |
| 5 | ReliaGuard Insurance NJ | 3272 US-22 | (908) 460-6749 |
| 6 | Safety Sure Insurance | 18 S Richards Ave | (732) 426-3481 |
| 7 | The Rice Agency | 33 W High St | (908) 722-1700 ext. 10 |
| 8 | Top Insurance NJ | 3617 US-22 | (908) 585-1649 |
| 9 | Quantum Risk Solutions | 92 E Main St #409 | — |
| 10 | Farmers Insurance Group | 30 S Doughty Ave | (856) 420-7645 |
Located in Somerville, New Jersey, Jason Spraggs - State Farm Insurance Agent serves Somerset County and the surrounding area as a local health insurance agent. The agency works with individuals and families to select health plans that align with their medical needs and financial situations. Clients can discuss options during personalized consultations that explain plan benefits, coverage networks, and out-of-pocket costs. This office also assists with Medicare supplement policies and short-term health insurance solutions for those in transition.
Lileen Schwarz - State Farm Insurance Agent in Somerville, NJ, provides a full range of health insurance plans, including individual and family policies, as well as supplemental options to help cover out-of-pocket costs. Ongoing policy maintenance and annual plan reviews ensure coverage adjusts with changing medical needs. The agent guides clients through enrollment periods and claims support, simplifying complex health coverage decisions. Their services are available to single-family homes, apartments, retail locations, and restaurants throughout the local area.
Marine Agency Corp serves Somerville homeowners, businesses, and property managers by connecting them with health insurance plans that fit their specific needs. The agency guides clients through market options, helping to match coverage with personal or group requirements. As a local health insurance agent, it assists with plan comparisons and enrollment processes. Marine Agency Corp also covers neighboring Bridgewater and other communities in the Somerset County area.
Serving Somerville, NJ, and surrounding communities in Somerset County, this agency functions as a health insurance agent. It handles individual and family health plans, Medicare supplements, and short-term medical coverage to address diverse client needs. The typical job begins with a consultation to assess coverage requirements, compares available plan options from multiple carriers, and completes enrollment paperwork. It then verifies policy details with the chosen insurer to ensure seamless coverage activation.
ReliaGuard Insurance NJ in Somerville assists clients with both one-time plan comparisons and ongoing coverage management for evolving health needs. As a health insurance agent, the company connects individuals and families with suitable medical plans from available carriers in the region. This involves explaining policy details, enrollment periods, and coverage options to help customers make informed decisions. Service with ReliaGuard Insurance NJ is available on a scheduled or as-needed basis, depending on the client's preference for appointment timing and plan review frequency.
As open enrollment seasons and unexpected medical needs arise for residents of Somerville, Safety Sure Insurance provides local guidance as a health insurance agent. They assist individuals and families in choosing suitable plans by explaining coverage differences and policy terms. The company helps clients compare options to fit various budgets and healthcare requirements. An initial consultation typically begins with a review of current coverage and a discussion of specific medical needs. This assessment shapes the search for appropriate plans from available providers.
The Rice Agency specializes in helping individuals and families navigate health insurance plans, offering guidance on coverage options and enrollment procedures. As a local health insurance agent in Somerville, NJ, it serves the community by assisting clients in selecting suitable policies to meet their medical needs and budgets. The agency regularly helps residents address specific concerns such as open enrollment periods and major life changes that trigger special enrollment opportunities.
Top Insurance NJ in Somerville assists individuals and families in selecting health plans that match their needs and budgets, offering enrollment guidance and policy comparisons as standard services. The agency specializes in supplementing these plans with dental, vision, and prescription drug coverage options tailored to local residents. Its agents serve commercial sectors including small offices, warehouses, and food service operations, helping them navigate employer-sponsored group health benefits.
What Does a a Health Insurance Agent in Somerville Cost?
Health insurance agents in New Jersey are typically paid by insurance carriers through commissions, not directly by clients. This means you usually pay no extra fee for their services. For ACA marketplace plans, agent compensation is built into the plan premiums. For private plans or Medicare, costs vary by carrier but generally do not add a direct charge to you. Some agents may charge a separate consulting fee for complex cases, so ask before working with them. This is general information, not insurance advice.
About health insurance agents in Somerville
Health insurance agents in Somerville, New Jersey help individuals, families, and small businesses find health coverage that fits their needs and budget. New Jersey requires all residents to have minimum essential health coverage under the state individual mandate, similar to the federal requirement. A local agent can explain options available through Get Covered New Jersey, the state-based marketplace, as well as private plans and Medicare.
Frequently Asked Questions
What does a health insurance agent in Somerville do?
A health insurance agent helps you compare plans from different carriers, explains coverage details, and assists with enrollment. They are licensed by the New Jersey Department of Banking and Insurance and must follow state regulations. Agents can help with ACA marketplace plans, short-term policies, and Medicare options.
How do I choose a health insurance agent in Somerville?
Look for an agent who is licensed in New Jersey and has experience with the type of coverage you need, such as individual or family plans, small business group plans, or Medicare. You can verify an agent license through the New Jersey Department of Banking and Insurance website. Many agents offer free initial consultations.
Are there deadlines for enrolling in health insurance in New Jersey?
Yes, New Jersey has an annual Open Enrollment Period for ACA marketplace plans, typically from November 1 to January 31. Outside that window, you may qualify for a Special Enrollment Period if you experience a qualifying life event like losing other coverage, getting married, or having a baby. Agents can help determine your eligibility for a Special Enrollment Period.
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