The top-rated health insurance agent in Scotch Plains, New Jersey is Jason Bartlett - State Farm Insurance Agent, rated 5.0 stars across 193 reviews. Other highly rated options include John Powell - State Farm Insurance Agent, Empire Insurance Group, NJ, Nelson C. Espeland: Allstate Insurance. This directory lists 10 health insurance agents serving Scotch Plains.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jason Bartlett - State Farm Insurance Agent | 431 Park Ave | (908) 322-4373 |
| 2 | John Powell - State Farm Insurance Agent | 2253 South Ave Ste 8 | (908) 928-0900 |
| 3 | Empire Insurance Group, NJ | Spruce Mill Ln | (908) 400-0100 |
| 4 | Nelson C. Espeland: Allstate Insurance | 2284 South Ave | (908) 233-6300 |
| 5 | Medicare Life Brokers LLC | 1812 Front St | (855) 503-2128 |
| 6 | Shults Insurance Agency Inc. | 377 Park Ave | (908) 889-7444 |
| 7 | Allstate Scotch Plains Westfield | 2284 South Ave | (908) 233-6300 |
| 8 | Farmers Insurance - Sammy Jimenez | 1791 E 2nd St | (908) 264-0100 |
| 9 | The Wildstein Group, LLC | 1541 Ashbrook Dr | — |
| 10 | Gottesmann Agency | 1906 Westfield Ave # A | (908) 322-2304 |
What Does a a Health Insurance Agent in Scotch Plains Cost?
Health insurance agents in New Jersey are typically paid by insurance carriers through commissions, so you do not pay a separate fee for their services. The cost of the health insurance plan itself varies widely by age, income, and plan type. For an individual, a bronze ACA plan in Union County might range from 300 to 500 dollars per month before subsidies, while a silver plan could be 400 to 700 dollars. This is general information and not insurance advice.
About health insurance agents in Scotch Plains
Health insurance agents in Scotch Plains, New Jersey help individuals and families find coverage that meets their needs. New Jersey requires all residents to have qualifying health insurance under the state individual mandate. Local agents can guide you through plans on the Get Covered New Jersey marketplace and explain options like NJ FamilyCare or Medicare.
Frequently Asked Questions
What does a health insurance agent in Scotch Plains do?
A health insurance agent helps you compare plans, enroll in coverage, and understand your options. They are licensed in New Jersey and can assist with ACA plans, short-term policies, and Medicare. Agents do not charge you directly because they are paid by the insurance companies.
Is health insurance mandatory in New Jersey?
Yes, New Jersey has an individual mandate that requires most residents to have minimum essential coverage. If you do not have coverage, you may face a state tax penalty when you file your New Jersey tax return. An agent can help you find a plan that meets the mandate requirements.
Can I get help with NJ FamilyCare from a local agent?
Some health insurance agents can provide information about NJ FamilyCare, which is New Jerseys Medicaid and CHIP program. However, enrollment is handled through the state. An agent can help you determine if you might qualify and guide you to the correct application process.
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