The top-rated health insurance agent in Saddle Brook, New Jersey is Manny Coby - State Farm Insurance Agent, rated 4.9 stars across 266 reviews. Other highly rated options include C. Tony Cigna: Allstate Insurance, New York Life Insurance, The Benefit Source, LLC. This directory lists 11 health insurance agents serving Saddle Brook.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Manny Coby - State Farm Insurance Agent | 275 Market St | (201) 368-9080 |
| 2 | C. Tony Cigna: Allstate Insurance | 190 Market St | (973) 778-1600 |
| 3 | New York Life Insurance | 250 Pehle Ave #900 | (201) 845-6900 |
| 4 | The Benefit Source, LLC | 250 Pehle Ave #405 | (973) 237-4330 |
| 5 | My Insurance Broker LLC | 250 Pehle Ave Suite 200 | (201) 797-2060 |
| 6 | 뉴욕 라이프 생명보험 뉴저지 생명보험 Lois Shin | 250 Pehle Ave #900 | (917) 789-4948 |
| 7 | Calogero Cigna: Allstate Insurance | 190 Market St | (973) 778-1600 |
| 8 | Marsh McLennan Agency | Park 80 West, Plaza Two, 250 Pehle Ave Suite 400 | (201) 845-6600 |
| 9 | Catherine Rabidis, Financial Professional - New York Life | 250 Pehle Ave #900 | (201) 845-6900 |
| 10 | Hanna Shin, Financial Professional - New York Life | 250 Pehle Ave Ste 900 | (917) 789-4948 |
Manny Coby - State Farm Insurance Agent serves Bergen County and the surrounding region from Saddle Brook, New Jersey, offering a range of health insurance options for individuals and families. As a local agency, it helps clients navigate plan selections, including coverage for routine care and major medical events. The work focuses on matching policies to specific health needs and budgets. The agency also provides guidance on Medicare supplement plans and short-term health insurance for those in transition.
C. Tony Cigna: Allstate Insurance provides a full range of health insurance agent services in the Saddle Brook, New Jersey area. Its licensed agents assist with policy selection during open enrollment and offer guidance on plan changes throughout the year. Ongoing support for filing claims and updating coverage is available to all clients. Its agents can explain how different deductibles and premium levels affect costs for individuals and families. C. Tony Cigna: Allstate Insurance services single-family homes, apartments, retail operations, and restaurants in the local community.
New York Life Insurance in Saddle Brook, New Jersey, specializes in helping clients select health insurance plans that match their medical needs and financial situations. Its general service work includes explaining policy details, filing claims assistance, and reviewing coverage options during open enrollment periods. The agency serves individuals, families, and small business owners throughout the region. As annual enrollment approaches, it helps clients reassess their existing plans and explore new options for the upcoming year, ensuring they maintain adequate coverage for unforeseen medical expenses.
The Benefit Source, LLC serves homeowners, businesses, and property managers in and around Saddle Brook, New Jersey. It helps clients navigate available health insurance plans, including individual and group policies that meet changing healthcare needs. The agent works with local residents to compare coverage options and enroll in suitable plans during open enrollment or qualifying life events. Businesses can also receive guidance on employee benefit packages. Its service area extends into neighboring Bergen County communities such as Hackensack and Paramus.
Serving Saddle Brook and the surrounding communities in Bergen County, My Insurance Broker LLC focuses on health insurance agent services for individuals and small groups. The agency works to connect clients with suitable medical and supplemental coverage plans from major carriers operating in the region. By assessing typical family and business needs, it compares available policy options to address varying health care requirements. The approach involves a straightforward, consultative process that reviews current circumstances before presenting plan choices to each client.
Lois Shin specializes in helping clients select individual health insurance plans that fit their specific needs and budgets. Serving the Saddle Brook area from her New Jersey office, she also works with local families through the open enrollment process, guiding them on plan comparisons and essential coverage options. Her practice navigates the complexities of policy renewals and subsidy eligibility each year. As the annual Medicare Advantage and Part D enrollment periods approach each fall, she assists seniors in updating their prescriptions and provider coverage.
At Calogero Cigna: Allstate Insurance in Saddle Brook, NJ, clients distinguish between a single policy purchase for a specific term and ongoing coverage that requires periodic review and adjustment. Health insurance agents assist individuals and families in evaluating plan options, including network access and prescription drug coverage. Each policy is tailored to fit current healthcare needs while allowing for changes during enrollment periods. Service runs on an as-needed basis, whether for an initial consultation, a mid-year question, or annual renewal advice.
Catherine Rabidis, Financial Professional with New York Life in Saddle Brook, New Jersey, specializes in helping individuals and families select health insurance plans that meet their medical and financial needs. The office provides general assistance with plan comparisons, enrollments, and coverage questions throughout the year. It also helps clients manage open enrollment periods and understand how changes in personal circumstances, such as job loss or a new baby, may affect their coverage options.
As residents of Saddle Brook look ahead to the coming year and consider their medical needs, having reliable coverage becomes a priority for many families and individuals. Hanna Shin, a financial professional with New York Life, helps clients review their current health insurance options to ensure they fit changing budgets and healthcare requirements. Serving the local community, she provides guidance on plans that offer necessary access to doctors and hospitals in the area. An initial assessment of personal circumstances is typically scheduled to begin this review process.
What Does a a Health Insurance Agent in Saddle Brook Cost?
Health insurance agents in New Jersey are typically paid by insurance companies through commissions so you do not pay a separate fee for their services. Plan premiums vary widely based on age income and coverage level. For an ACA silver plan in Bergen County a single adult might pay between 400 and 700 dollars per month before subsidies. Subsidies can lower costs significantly for eligible residents. This is general information not insurance advice.
About health insurance agents in Saddle Brook
Health insurance agents in Saddle Brook, New Jersey help individuals and families find coverage that meets their needs. New Jersey requires all residents to have health insurance under the state individual mandate. An agent can explain plans from the Get Covered New Jersey marketplace and private insurers.
Frequently Asked Questions
What does a health insurance agent in Saddle Brook do?
A health insurance agent helps you compare plans from multiple carriers. They assist with enrollment, explain benefits, and ensure compliance with New Jersey state requirements. They do not charge you directly as they are paid by insurance companies.
Do I need health insurance in New Jersey?
Yes, New Jersey has a state individual mandate that requires residents to have minimum essential coverage. If you do not have coverage you may face a penalty on your state tax return. An agent can help you find a plan that satisfies this requirement.
When can I enroll in a health plan in Saddle Brook?
Open enrollment for ACA plans in New Jersey typically runs from November 1 to January 15 each year. If you have a qualifying life event such as losing other coverage or moving you may qualify for a special enrollment period. An agent can confirm your eligibility.
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