ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Health Insurance Agents Near You in Ramsey, NJ

Browse health insurance agents serving Ramsey, New Jersey. Updated 2026-07-14.

The top-rated health insurance agent in Ramsey, New Jersey is Randy Loyd - State Farm Insurance Agent, rated 4.9 stars across 171 reviews. Other highly rated options include Andrea DeBenedetto: Allstate Insurance, Foremost Insurance, san jose, American Insurance Agency LLC. This directory lists 10 health insurance agents serving Ramsey.

Showing 10 health insurance agents in Ramsey, NJListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Randy Loyd - State Farm Insurance Agent145 N Franklin Tpke #333(201) 825-2100
2Andrea DeBenedetto: Allstate Insurance55 E Main St(201) 327-5700
3Foremost Insurance, san jose4 Erie Plaza(201) 327-5555
4American Insurance Agency LLC145 N Franklin Tpke(551) 866-1741
5Key Group Benefits70 Hilltop Rd #2450(201) 604-2524
6UIC Insurance Consultants500 N Franklin Tpke Suite 220(201) 661-5010
7Acrisure Ramsey, NJ (Bergen Risk Managers)100 Hilltop Rd(201) 825-0357
8Travmark6 E Main St(917) 842-2292
9McCaughey Chambers Agency150 E Main St Suite C(973) 476-4141
10Allstate Personal Financial Representative: Nadia Khalil55 E Main St(201) 377-5739
RL
145 N Franklin Tpke #333
Randy Loyd - State Farm Insurance Agent
Health Insurance Agent · Ramsey, NJ

Randy Loyd - State Farm Insurance Agent serves the Ramsey, New Jersey area and its surrounding communities as a local health insurance agent. The company helps individuals and families navigate options for medical coverage that meet their specific needs and budgets. Policyholders can receive guidance on plan details, enrollment periods, and subsidy eligibility through the agent’s office. The agency also assists with understanding prescription drug benefits and out-of-pocket cost structures. Its work includes handling enrollment for Affordable Care Act plans and short-term medical policies in this region.

AD
55 E Main St
Andrea DeBenedetto: Allstate Insurance
Health Insurance Agent · Ramsey, NJ

Andrea DeBenedetto: Allstate Insurance in Ramsey, NJ, provides a range of health insurance agent services, helping individuals and families evaluate and enroll in suitable health plans. It offers ongoing support for policy maintenance, including assistance with annual renewals and addressing coverage questions throughout the year. The agency serves a diverse mix of properties in the local area, including single-family homes, apartments, retail stores, and restaurants.

FI
4 Erie Plaza
Foremost Insurance, san jose
Health Insurance Agent · Ramsey, NJ

Foremost Insurance, San Jose serves homeowners, businesses, and property managers in the Ramsey, NJ area, offering health insurance agent services to help clients compare individual and group plans. Its team assists with plan enrollment during open enrollment periods and guides customers through policy options that meet local coverage needs. The agency focuses on explaining deductibles, copays, and network choices in clear terms. Foremost Insurance also provides its services to residents and commercial clients in nearby Saddle River.

AI
145 N Franklin Tpke
American Insurance Agency LLC
Health Insurance Agent · Ramsey, NJ

American Insurance Agency LLC serves Ramsey, New Jersey, and the surrounding communities in Bergen County with individual and family health insurance plans. The agency handles a range of medical coverage options, including Affordable Care Act marketplace policies and supplemental health products. To support clients, it reviews each person’s medical needs and budget to compare available plans from multiple carriers. This approach allows the agent to present clear cost and benefit differences, helping the client select a suitable policy and complete the enrollment process step by step.

KG
70 Hilltop Rd #2450
Key Group Benefits
Health Insurance Agent · Ramsey, NJ

Key Group Benefits in Ramsey, NJ provides health insurance agent services on either a one-time consultation basis or through an ongoing advisory relationship. Coverage options include plans for individuals, families, and small groups, tailored to meet local healthcare needs. Their work involves explaining policy terms, comparing carriers, and assisting with enrollment forms. Service runs on a one-time, scheduled, or as-needed basis, depending on each client’s preference for support throughout the year.

UI
500 N Franklin Tpke Suite 220
UIC Insurance Consultants
Health Insurance Agent · Ramsey, NJ

UIC Insurance Consultants, based in Ramsey, New Jersey, offers health insurance agent services, including plan comparisons and enrollment assistance for individuals and families. It also guides small business owners through group health coverage options and regulatory requirements. The agency helps clients navigate Open Enrollment periods each year, ensuring they understand changes in plan networks and premium subsidies. Additionally, UIC Insurance Consultants assists with Special Enrollment scenarios, such as qualifying life events like a job loss or a new child, so coverage gaps are addressed promptly.

AR
100 Hilltop Rd
Acrisure Ramsey, NJ (Bergen Risk Managers)
Health Insurance Agent · Ramsey, NJ

As the seasons change in Bergen County, residents frequently reassess their health coverage needs to account for new medical expenses or life events. Acrisure Ramsey, NJ (Bergen Risk Managers) assists local individuals and families in navigating these transitions by providing expert guidance on their health insurance options. They carefully evaluate existing plans and compare available market choices to recommend suitable policies that align with each client’s budget and anticipated care requirements. An initial consultation is conducted to review current coverage and personal health goals before proceeding further.

TR
6 E Main St
Travmark
Health Insurance Agent · Ramsey, NJ

A health insurance agency, Travmark operates out of Ramsey, New Jersey, working with individuals and groups to navigate medical coverage options. Its work centers on comparing health plans from various insurers. The company also focuses on supplemental insurance products, offering add-ons that can fill gaps in standard policies. Travmark can serve commercial sectors in the region, including office environments, warehouses, and food service operations.

MC
150 E Main St Suite C
McCaughey Chambers Agency
Health Insurance Agent · Ramsey, NJ

McCaughey Chambers Agency serves residents of Ramsey and the surrounding area with health insurance coverage for individuals and families. Commercial health insurance solutions are also available for local businesses seeking group plans, with coverage options tailored to the needs of employers and their employees. As Ramsey is located within reach of multiple network providers, clients benefit from access to regional healthcare systems. The agency assists with policy selection during enrollment periods and provides follow-up service to address coverage questions that arise between regular visits.

AP
55 E Main St
Allstate Personal Financial Representative: Nadia Khalil
Health Insurance Agent · Ramsey, NJ

Allstate Personal Financial Representative: Nadia Khalil is known for connecting residents in Ramsey, New Jersey, with suitable health insurance agent services. The agency assists clients in navigating coverage options to help meet various medical and financial needs. It serves individuals and families seeking suitable plans in the local area. Access to a personal financial representative offers potential support for addressing changing healthcare requirements over time. This operation can also provide additional services, such as assisting with long-term care insurance policies.

What Does a a Health Insurance Agent in Ramsey Cost?

Health insurance agents in New Jersey do not charge a fee for their services. They are compensated by the insurance companies through commissions. The cost of health insurance plans varies widely; a bronze plan may have a monthly premium of 300 to 500 dollars for an individual, while a gold plan can cost 600 to 900 dollars. Subsidies are available for eligible residents through Get Covered New Jersey. This is general information and not insurance advice.

About health insurance agents in Ramsey

A health insurance agent in Ramsey, New Jersey, helps individuals and families find coverage that meets their needs and budget. Agents in New Jersey must be licensed by the state Department of Banking and Insurance. They can guide you through the Get Covered New Jersey marketplace or help with Medicare and private plans.

Frequently Asked Questions

What does a health insurance agent in Ramsey do?

A health insurance agent helps you compare plans from different insurers, explains coverage details, and assists with enrollment. They can help with ACA plans, Medicare, and short-term health insurance. Agents do not charge you directly because they are paid by the insurance companies.

Do I need to use the Get Covered New Jersey marketplace?

You can use the state marketplace to get subsidies if your income qualifies. A Ramsey agent can help you enroll through the marketplace or find a private plan outside of it. New Jersey requires most residents to have health insurance or pay a state penalty.

How do I choose a health insurance agent in Ramsey?

Look for an agent who is licensed in New Jersey and has experience with the type of coverage you need. You can verify a license through the New Jersey Department of Banking and Insurance. Ask about the insurance companies they work with and their availability for ongoing support.

Health Insurance Agents in Other New Jersey Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each health insurance agent's credentials and current standing with your state Department of Insurance.