The top-rated health insurance agent in Nutley, New Jersey is Esposito Insurance Group, rated 4.9 stars across 66 reviews. Other highly rated options include James Alonso - State Farm Insurance Agent, Renee Friscia - State Farm Insurance Agent, Farmers Insurance - Nancy DeLima. This directory lists 10 health insurance agents serving Nutley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Esposito Insurance Group | 89 Franklin Ave Suite 200 | (973) 284-1083 |
| 2 | James Alonso - State Farm Insurance Agent | 664 Franklin Ave | (973) 447-4202 |
| 3 | Renee Friscia - State Farm Insurance Agent | 146 Franklin Ave | — |
| 4 | Farmers Insurance - Nancy DeLima | 393 Centre St | (973) 667-5451 |
| 5 | Gary Vivinetto: Allstate Insurance | 359 Centre St | (973) 661-2886 |
| 6 | Strategic Insurance Partners | 492 Franklin Ave | (973) 667-2600 |
| 7 | Slick Guard Insurance NJ | 485 Franklin Ave | (973) 291-2286 |
| 8 | New York Life | 661 Franklin Ave | (973) 667-7338 |
| 9 | D/B/A Esposito Insurance Group | 89 Franklin Ave Ste 300 | (973) 284-1083 |
| 10 | Park Insurance Associates | 492 Franklin Ave #1 | (973) 235-1562 |
What Does a a Health Insurance Agent in Nutley Cost?
Health insurance agents in New Jersey typically do not charge a direct fee for helping you enroll in a plan. They earn commissions from insurance companies, which are built into the premium. Some agents may charge a consultation fee for complex cases, usually between 50 and 200 dollars. Costs vary by case and plan type. This is general information, not insurance advice.
About health insurance agents in Nutley
A health insurance agent in Nutley, New Jersey can help you compare plans and enroll in coverage that fits your needs. New Jersey requires all residents to have health insurance under the state individual mandate. Agents licensed by the New Jersey Department of Banking and Insurance can assist with Marketplace plans, Medicare, and short-term policies.
Frequently Asked Questions
What does a health insurance agent in Nutley do?
A health insurance agent helps you review and enroll in health plans from private insurers and the New Jersey Marketplace. They explain plan benefits, costs, and network options. Agents are licensed and must follow New Jersey insurance regulations.
Can a Nutley agent help me with New Jersey Medicaid?
Yes, some agents are trained to assist with Medicaid applications through the New Jersey FamilyCare program. They can guide you on income limits and required documents. Contact an agent to see if you qualify.
Are health insurance agent fees regulated in New Jersey?
Yes, New Jersey law requires agents to disclose any fees or commissions they receive. Many agents are paid by insurance companies and do not charge you directly. Always ask about costs before you sign up.
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