The top-rated health insurance agent in Newton, New Jersey is Home Insurance Agency, rated 5.0 stars across 46 reviews. Other highly rated options include Acrisure Newton, NJ (Mitchell Insurance Agency), U.S. Insurance Agency, United Life Brokers. This directory lists 12 health insurance agents serving Newton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Home Insurance Agency | 241 Newton Sparta Rd | (732) 597-6131 |
| 2 | Acrisure Newton, NJ (Mitchell Insurance Agency) | 29 Trinity St | (973) 383-5800 |
| 3 | U.S. Insurance Agency | 17 Main St | (973) 383-2421 |
| 4 | United Life Brokers | 65 Spring St | (973) 300-5433 |
| 5 | Farmers Insurance - Stewart Holley | 91 Trinity St | (973) 383-0507 |
| 6 | Lazzaro Agency | 473 Ridge Rd | (973) 383-5583 |
| 7 | Middleton & Company Insurance | 186 Halsey Rd | (973) 383-5525 |
| 8 | Duke Agency | 178 Halsey Rd | (973) 940-0711 |
| 9 | D & H Alternative Risk Solutions | 93 Spring St | (973) 940-1851 |
| 10 | Secure Insurance Agency NJ | 5 Co Rd 621 | (973) 381-9347 |
Home Insurance Agency serves Newton, New Jersey, and surrounding Sussex County as a health insurance agent. The company helps individuals and families compare and select major medical plans that meet their healthcare needs. It also assists with the annual open enrollment process and guidance for qualifying life events. Services include explaining plan details such as deductibles, premiums, and provider networks. The agency handles Medicare Supplement and prescription drug plan enrollments in the Newton area.
Acrisure Newton, NJ (Mitchell Insurance Agency) provides a range of health insurance agent services, including plan comparison, enrollment assistance, and annual policy reviews to help clients manage their coverage needs. It also offers ongoing plan maintenance and support for claims or billing questions throughout the year. The agency serves single-family homes, apartments, retail businesses, and restaurants in the Newton area.
Residents, families, and small business owners in Newton, New Jersey turn to U.S. Insurance Agency for health insurance guidance. As a local agent, it provides assistance in comparing individual and family health plans, as well as group coverage options for employers. It helps clients navigate open enrollment periods and understand plan benefits for medical, dental, and vision needs. The agency maintains a focus on clear explanations of coverage choices within the regional market. Its services also extend to clients in nearby Sparta and the surrounding Sussex County area.
United Life Brokers serves Newton, New Jersey, and the surrounding Sussex County communities. It handles individual and family health insurance plans, including options for short-term coverage and major medical policies. The agent assists clients by reviewing their current healthcare needs and budget to explain available plans from multiple carriers. For a typical job, the agency compares plan benefits, networks, and out-of-pocket costs, then presents a clear recommendation tailored to the client's specific situation and anticipated medical usage.
Farmers Insurance - Stewart Holley in Newton, NJ assists clients in distinguishing between a one-time policy purchase for temporary coverage needs and a recurring health insurance plan designed for ongoing protection. As a health insurance agent, the company helps individuals and families in the area navigate available plan options to suit their medical and financial circumstances. Service is provided on an as-needed basis, ensuring personalized support whenever clients require plan selection, renewal, or changes.
With the changing healthcare landscape in Sussex County, residents often seek clarity on updated plan options and subsidy eligibility. The Lazzaro Agency in Newton provides individualized guidance to local families and individuals navigating health insurance enrollment. Their agents review current medical needs, preferred providers, and budget considerations when explaining available coverage. They assist with both ACA marketplace plans and supplemental policies. An initial consultation begins with a thorough review of the client’s existing coverage and any recent changes in medical history or household income.
Middleton & Company Insurance focuses on health insurance agent services, helping clients select individual and family medical plans in Newton, NJ. It works with local carriers to navigate plan options, coverage levels, and enrollment procedures. The agency assists with annual open enrollment periods, ensuring residents understand their choices and potential subsidies. It also addresses qualifying life events that allow for special enrollment outside the standard window, such as job changes or the birth of a child.
Duke Agency serves residents of Newton, New Jersey, who require individual health insurance plans for themselves or their families. Commercial coverage is also available for small and medium-sized businesses in the surrounding area needing group health options. As a local health insurance agent, the agency helps clients compare different policies, understand enrollment periods, and navigate coverage changes. Follow-up service between regular visits is provided for policy renewals, updates to personal information, or questions about benefits throughout the life of the plan.
D & H Alternative Risk Solutions works as a health insurance agent in the Newton, NJ area, helping clients navigate plan selection and enrollment. Its services can include assessing coverage needs and comparing policy options to find suitable benefits. This company regularly advises on preventive care networks and prescription drug coverage. D & H Alternative Risk Solutions can serve commercial sectors such as offices, warehouses, and food service operations, offering guidance on group health insurance solutions for their employees.
Secure Insurance Agency NJ of Newton, New Jersey is known for guiding individuals and families through the complexities of health insurance coverage. Its services include plan comparisons, enrollment assistance, and policy management for individual and group health needs. The agency helps clients navigate open enrollment periods, qualifying life events, and subsidy eligibility under the Affordable Care Act. It can add on Medicare Advantage and Medigap plan consultations for those turning sixty-five.
What Does a a Health Insurance Agent in Newton Cost?
Health insurance agent services in New Jersey are usually free to consumers because agents earn commissions from insurance carriers. Premiums for individual plans in Sussex County can range from 300 to 800 dollars per month depending on age, income, and plan tier. Some agents may charge a flat fee for consulting on Medicare or complex cases, typically between 50 and 200 dollars. This is general information, not insurance advice.
About health insurance agents in Newton
Health insurance agents in Newton, New Jersey help individuals and families compare plans from major carriers. New Jersey law requires all plans sold through the marketplace to cover essential health benefits and pre-existing conditions. Local agents can guide you through open enrollment or special enrollment periods.
Frequently Asked Questions
What does a health insurance agent in Newton do?
A health insurance agent helps you review plan options, estimate costs, and enroll in coverage. They are licensed by the New Jersey Department of Banking and Insurance. They can assist with ACA marketplace plans, Medicare, and short-term policies.
Do I have to pay a fee to use a health insurance agent in New Jersey?
In most cases, agents are paid by the insurance company, not by you. New Jersey law prohibits agents from charging separate fees for helping you enroll in ACA plans. Always confirm the payment structure before working with an agent.
When can I enroll in health insurance in Newton New Jersey?
Open enrollment for ACA plans typically runs from November 1 to January 15 each year. You may qualify for a special enrollment period after life events like losing other coverage, moving, or having a baby. New Jersey also offers a state-based marketplace with additional enrollment options.
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