The top-rated health insurance agent in Lakewood, New Jersey is PRIME Insurance Agency, rated 4.9 stars across 357 reviews. Other highly rated options include Cosmo Insurance Agency, Sterling Property and Casualty, Stonebrook Insurance Group. This directory lists 18 health insurance agents serving Lakewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | PRIME Insurance Agency | 960 E County Line Rd | (732) 886-5751 |
| 2 | Cosmo Insurance Agency | 1600 Ave of the States #408 | (732) 363-3888 |
| 3 | Sterling Property and Casualty | 20 4th St Suite 211 | (732) 730-7130 |
| 4 | Stonebrook Insurance Group | 500 River Ave Suite 230 | (732) 905-4100 |
| 5 | Mitchell Hnatt: Allstate Insurance | 1900 NJ-70 | (732) 477-6900 |
| 6 | Shimshon Lowy Independent Long-Term Care Insurance Professional (LTCInsured.com) & Reverse Mortgage expert | 200 Boulevard of the Americas Suite 103 | (732) 886-7410 |
| 7 | Diamant & Associates | 1700 Ave of the States Suite 401 | (732) 276-5089 |
| 8 | Wilhelm | 699 Cross St #1 | (732) 961-1551 |
| 9 | 65 and Ready | 1187 Coughlin St | (732) 497-2273 |
| 10 | Insurance Agency New Jersey | 1166 River Ave | (551) 273-4713 |
PRIME Insurance Agency serves the Lakewood, New Jersey area as a dedicated health insurance agent. The company assists individuals and families in navigating the complex local insurance market to find suitable medical coverage plans. As a licensed agency, it guides clients through plan selection, enrollment processes, and subsidy eligibility. The firm also addresses specific needs such as short-term health plans and dental insurance options for residents throughout the Lakewood region.
Cosmo Insurance Agency offers a range of individual and group health insurance plans for residents and businesses in the Lakewood, New Jersey area. Their services include routine policy reviews and assistance with claims processing to help clients maintain their coverage. They also provide support during open enrollment periods and can help navigate changes in healthcare regulations. The agency regularly services single-family homes, apartments, retail establishments, and restaurants.
Sterling Property and Casualty in Lakewood, NJ serves homeowners, businesses, and property managers seeking health insurance coverage. The agency helps clients navigate plan options, compare policies, and find appropriate medical protection for their specific needs. It offers guidance on individual and family health plans, as well as group coverage for local employers. Understanding the region’s insurance requirements, the firm also assists residents and businesses in the greater Toms River area and surrounding Ocean County communities.
Serving Lakewood and the surrounding communities of Ocean County, Stonebrook Insurance Group handles individual and family health insurance plans, Medicare options, and small business group coverage. The agency navigates clients through the enrollment process, explaining plan benefits, provider networks, and out-of-pocket costs. It also assists with annual open enrollment periods and special enrollment qualifying events. For each client, Stonebrook Insurance Group begins by reviewing personal healthcare needs and budget to identify suitable plans from available carriers.
Mitchell Hnatt: Allstate Insurance in Lakewood, NJ, provides health insurance services, distinguishing between one-time policy consultations for immediate coverage needs and recurring annual plan reviews. The agency assists clients in selecting coverage that aligns with medical expenses and prescription requirements, typical of local health insurance agents. Ongoing communication ensures policies adapt to changes in health or regulations. Service operates on an as-needed basis for claim questions or policy adjustments, with scheduled appointments available for regular plan evaluations.
Shimshon Lowy, operating as LTCInsured.com, specializes in long-term care insurance and reverse mortgage services in Lakewood, New Jersey. As a health insurance agent, the agency also assists clients with general health insurance needs and navigating coverage options available in the area. It helps individuals and families plan for future medical expenses and protect assets. The agency is particularly useful for those reviewing their coverage before the annual open enrollment period, ensuring they have adequate protection for the upcoming year.
Finding the right health coverage in Lakewood can be challenging during the annual open enrollment season. Diamant & Associates serves as a health insurance agent, helping local residents and families navigate their options for medical plans that match personal needs and budgets. The company focuses on explaining policy differences clearly. The first step for a potential client is an in-person or phone consultation where existing coverage is reviewed to identify suitable alternatives before any formal inspection of plan documents begins.
Serving the Lakewood, New Jersey area, Wilhelm provides health insurance agent services to local individuals and families. The company specializes in navigating plan options, including marketplace policies and supplemental coverage. Wilhelm assists clients with annual enrollment periods and ongoing policy management. It can serve commercial sectors such as offices, warehouses, and food service establishments, helping them find appropriate group health benefits for their employees.
65 and Ready is known for specializing in Medicare-related health insurance coverage for seniors in Lakewood, New Jersey, offering a range of Medicare Advantage, Supplement, and Part D plans. The agency works with clients to explain plan details, network options, and out-of-pocket costs, helping them navigate annual enrollment periods and avoid coverage gaps. As part of its service, it can assist with enrolling clients in dental or vision add-on policies.
What Does a a Health Insurance Agent in Lakewood Cost?
Health insurance agents in New Jersey typically do not charge you a fee. They are paid by the insurance carriers through commissions. These commissions are built into the premium so you pay the same price whether you use an agent or buy direct. Some agents may charge a consultation fee for complex cases but this is rare. Costs vary by plan and carrier. This is general information not insurance advice.
About health insurance agents in Lakewood
Health insurance agents in Lakewood New Jersey help individuals families and small businesses find the right coverage. New Jersey requires all health plans to meet state standards including coverage for pre-existing conditions. Agents can guide you through the Get Covered New Jersey marketplace or private options.
Frequently Asked Questions
What does a health insurance agent in Lakewood do?
A health insurance agent helps you compare plans from multiple carriers. They explain deductibles premiums and out of pocket costs. They also assist with enrollment and annual renewals.
Do I need to use the New Jersey marketplace to get coverage?
No you can buy a plan directly from an agent or carrier. However if you want premium tax credits you must enroll through the Get Covered New Jersey marketplace. An agent can help with both options.
Can a health insurance agent help with Medicare in Lakewood?
Yes many agents specialize in Medicare Advantage Medigap and Part D drug plans. New Jersey has specific rules for Medigap enrollment periods. An agent can explain your rights and options.
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