The top-rated health insurance agent in West St Paul, Minnesota is Sonja Lhotka - State Farm Insurance Agent, rated 5.0 stars across 405 reviews. Other highly rated options include Tom Stremski - State Farm Insurance Agent, Health Insurance Advisors, LLC, GARCIA'S PRO&INSURANCE INC. This directory lists 12 health insurance agents serving West St Paul.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sonja Lhotka - State Farm Insurance Agent | 1201 S Robert St Suite M3B | (651) 454-6555 |
| 2 | Tom Stremski - State Farm Insurance Agent | 1560 Livingston Ave Ste 101 | (651) 457-6348 |
| 3 | Health Insurance Advisors, LLC | 252 Marie Ave E Suite D | (651) 364-1623 |
| 4 | GARCIA'S PRO&INSURANCE INC | 1059 S Robert St W | (651) 621-1880 |
| 5 | Turitto Insurance Agency | 1349 S Robert St Ste 103 | (651) 455-4808 |
| 6 | Paul Weinberg - State Farm Insurance Agent | 1635 S Robert St | (651) 457-7119 |
| 7 | Insurance Advisors Ann-Marie Underhill Agency | 1074 S Robert St #109 | (651) 855-8484 |
| 8 | Meyer Peltier Insurance | 1549 Livingston Ave STE 102 | (651) 457-5454 |
| 9 | Wolfgram Tritt & Associates Inc Insurance | 1633 Oakdale Ave | (651) 451-9565 |
| 10 | Fairway Insurance Brokers | 252 Marie Ave E Suite D | (952) 210-9631 |
Sonja Lhotka - State Farm Insurance Agent serves the West St Paul, Minnesota area as a local health insurance agent. The agency assists individuals and families in finding suitable medical coverage plans to meet their healthcare needs. This involves explaining policy details, comparing different plan options, and guiding clients through the enrollment process. As a health insurance agent in this region, the office also helps customers understand plan benefits and navigate changes in their coverage. Specific services include handling individual health insurance applications for the local community.
Tom Stremski - State Farm Insurance Agent in West St Paul, MN provides personal health insurance plans and related coverage options. The agent helps clients evaluate their healthcare needs and select appropriate policies from available offerings. Ongoing support includes annual policy reviews to adjust coverage as circumstances change, as well as assistance with claims and plan questions throughout the year. The office also offers guidance on integrating health insurance with other personal insurance products. This practice serves a variety of properties and clients, including single-family homes, apartments, retail businesses, and restaurants.
Serving West St Paul and its surrounding communities in the Minneapolis-Saint Paul metro area, Health Insurance Advisors, LLC handles individual and family health plans as well as group coverage for local businesses. The agency helps clients navigate open enrollment periods and government subsidies when applicable. For a typical job, it compares multiple plans from different carriers side by side to find suitable coverage that fits a client's specific medical needs and budget.
Garcia's Pro&Insurance Inc serves homeowners, families, and renters in West St Paul, Minnesota, providing health insurance agent services to help individuals navigate medical plan options. It assists clients in selecting coverage that fits their healthcare needs and budgets. The company offers guidance on individual and family plans as well as short-term medical policies. Customers can also receive support for understanding policy details and enrollment processes. Its service area extends to the neighboring community of Mendota Heights and other parts of the southern metro.
Turitto Insurance Agency in West St Paul, MN specializes in helping clients select health insurance plans, including individual and family coverage. It also assists with navigating open enrollment periods and understanding plan benefits. The agency provides general guidance on comparing deductibles, premiums, and network options to find suitable coverage. During the annual open enrollment season, it helps residents evaluate changes in their health needs and adjust their policies accordingly.
Paul Weinberg - State Farm Insurance Agent in West St Paul, MN provides health insurance options that address both one-time needs, such as a short-term gap in coverage, and recurring needs like ongoing major medical or prescription drug plans. Broader coverage decisions often consider deductibles, copayments, and network access to ensure alignment with an individual’s healthcare usage. Service appointments for reviewing policies, updating plans during open enrollment, or filing claims are available on an as-needed basis, allowing clients to schedule support only when a specific health coverage question or life change arises.
As the seasons shift in West St Paul, residents often reassess their health coverage needs for the coming year. Insurance Advisors Ann-Marie Underhill Agency provides guidance through the complexities of the health insurance agent process, helping clients find suitable plans for their individual situations. The agency focuses on explaining available options clearly and thoroughly. Potential clients can schedule a straightforward initial assessment to review their current coverage and evaluate whether changes might be beneficial for their specific healthcare requirements.
Meyer Peltier Insurance provides health insurance agent services in West St Paul, MN. The agency’s specialty add-ons include assisting clients with plan comparisons and enrollment guidance. It helps individuals and small businesses navigate open enrollment periods and understand network options. The agent routinely explains deductibles, copays, and out-of-pocket maximums to ensure informed choices. Meyer Peltier Insurance can serve commercial sectors such as local offices, warehouses, and food service establishments.
Wolfgram Tritt & Associates Inc Insurance provides health insurance agent services to residential clients in West St Paul, MN. The company also offers commercial coverage options and serves the broader surrounding area. Agents assist individuals and businesses with plan selection, enrollment, and policy questions. The team focuses on clear communication during each interaction. Clients can return for follow-up help with claims or plan adjustments between their regular annual visits.
Fairway Insurance Brokers, located in West St Paul, MN, is known for offering health insurance agent services that help individuals and families find suitable medical coverage. The company assists clients in comparing various health plans from different carriers to match their specific healthcare needs and budgets. Guidance includes navigating enrollment periods and understanding policy details. Serving the local area, the agency can also provide add-on services such as Medicare plan consultation to complement standard health coverage offerings.
What Does a a Health Insurance Agent in West St Paul Cost?
Health insurance premiums in Minnesota vary widely based on age location plan type and income. For 2025 individual plans through MNsure monthly premiums can range from around 300 to 800 dollars for a 40 year old before subsidies. Many residents qualify for premium tax credits that lower their monthly cost. This is general information and not insurance advice.
About health insurance agents in West St Paul
Health insurance agents in West St Paul help individuals families and small businesses find coverage that meets their needs and budget. Minnesota has a state-based exchange called MNsure where agents can assist with enrollment and subsidy applications. Local agents understand the specific network options available in Dakota County and can guide you through special enrollment periods.
Frequently Asked Questions
What does a health insurance agent in West St Paul do?
A health insurance agent helps you compare plans from different carriers and enrolls you in coverage. They can assist with MNsure applications Medicare Advantage plans and short-term policies. Agents are licensed by the Minnesota Department of Commerce and must follow state regulations.
When can I enroll in health insurance in Minnesota?
Open enrollment for individual plans through MNsure typically runs from November 1 to January 15 each year. You may qualify for a special enrollment period after life events like losing other coverage moving or having a baby. Minnesota also offers a continuous enrollment option for those eligible for Medical Assistance or MinnesotaCare.
Do I have to pay a fee to use a health insurance agent in West St Paul?
In most cases you do not pay a fee directly to the agent. Agents are compensated by the insurance carriers through commissions built into the premium. You should always confirm whether any additional service fees apply before working with an agent.
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