The top-rated health insurance agent in Cottage Grove, Minnesota is Tim Zajicek - State Farm Insurance Agent, rated 5.0 stars across 124 reviews. Other highly rated options include Nate Pica-Anderson - State Farm Insurance Agent, Truguard Insurance Brokers, Brady Snedden - State Farm Insurance Agent. This directory lists 10 health insurance agents serving Cottage Grove.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tim Zajicek - State Farm Insurance Agent | 8617 W Point Douglas Rd S #150 | (651) 459-0224 |
| 2 | Nate Pica-Anderson - State Farm Insurance Agent | 7450 E Point Douglas Rd S | (651) 365-2343 |
| 3 | Truguard Insurance Brokers | 8063 Hadley Ave S | (651) 888-2170 |
| 4 | Brady Snedden - State Farm Insurance Agent | 7420 80th St S Ste 200 | (651) 458-0425 |
| 5 | Farmers Insurance - Jennifer Wheeler | 7449 80th St S | (651) 459-6699 |
| 6 | Daniel Lawrence American Family Insurance | 7750 Harkness Ave S #103 | (651) 458-6900 |
| 7 | Jack Germo - State Farm Insurance Agent | 7450 E Point Douglas Rd S | (651) 458-0425 |
| 8 | Andrea Zajicek - State Farm Insurance Agent | 8617 W Point Douglas Rd S #150 | (651) 459-2207 |
| 9 | Tim Maluski Agcy, Inc. American Family Insurance | 8617 W Point Douglas Rd S #180 | (651) 458-3519 |
| 10 | Darin Husaby American Family Insurance | 8617 W Point Douglas Rd S #180 | (651) 458-3519 |
Tim Zajicek - State Farm Insurance Agent serves Washington County and the surrounding Cottage Grove, Minnesota area, offering health insurance agent services to local residents. This agency helps individuals and families navigate the selection of health coverage plans. They assist clients in comparing plan options and enrolling in policies that meet their medical needs. The team regularly handles applications for individual health insurance and Medicare supplement plans.
Nate Pica-Anderson - State Farm Insurance Agent provides health insurance agent services to clients in the Cottage Grove, Minnesota area. Its primary focus is helping individuals and families select and maintain health plans that meet their medical and financial needs. Coverage options typically include major medical policies, supplemental health plans, and short-term insurance solutions. The agency also assists with policy renewals, claims guidance, and plan comparisons to ensure ongoing coverage suitability. It services single-family homes, apartments, retail businesses, and local restaurants.
Truguard Insurance Brokers in Cottage Grove serves homeowners, businesses, and property managers by helping them secure health insurance coverage that fits their needs. The agency assists clients with understanding plan options, comparing costs, and navigating enrollment periods. Its services also include evaluating individual and group health policies to find suitable protection. Beyond Cottage Grove, the agency covers clients in the neighboring community of Woodbury and other parts of the eastern Twin Cities metro area.
Brady Snedden - State Farm Insurance Agent serves Cottage Grove, Minnesota, and the surrounding communities, handling health insurance needs for individuals and families. The agency assists clients in understanding their coverage options and selecting plans that fit their medical and financial requirements. It works with major carriers to provide access to a range of health plans, including those with different deductibles and networks. The approach focuses on assessing each client's specific situation, then comparing available policies to find a suitable match for their healthcare needs.
Farmers Insurance - Jennifer Wheeler provides specialty services in health insurance plan selection and enrollment, helping clients navigate individual and family coverage options in Cottage Grove, Minnesota. Its general service work includes comparing policy benefits, explaining out-of-pocket costs, and assisting with paperwork for medical, dental, and vision plans. The agency addresses important seasonal concerns such as annual open enrollment periods, when residents must evaluate changes in their healthcare needs and adjust their coverage accordingly before deadlines expire.
As the seasons change in Cottage Grove, residents often reassess their coverage needs, particularly for health insurance. Daniel Lawrence American Family Insurance provides personalized guidance to help individuals and families navigate plan options that fit their budgets and healthcare requirements. The agency focuses on explaining policy details, including deductibles and network choices, so clients can make informed decisions. Each new inquiry begins with a thorough review of the applicant’s current coverage and specific health needs during an initial consultation.
Jack Germo - State Farm Insurance Agent provides health insurance services in Cottage Grove, MN, distinguishing between one-time policy options for short-term needs and recurring coverage plans for ongoing medical expenses. The agency helps clients select health plans that fit their healthcare requirements and budget. Service is available on an as-needed basis for inquiries, policy changes, or new enrollments.
Andrea Zajicek - State Farm Insurance Agent in Cottage Grove, MN provides personal risk management and financial protection services through health insurance plans. The agency helps individuals and families select coverage that fits their medical needs and budget. It also offers supplemental policies to address gaps in standard health plans. For commercial clients, the agency provides group health insurance options for various business environments. These include offices seeking employee benefits packages, warehouses requiring coverage for their workforce, and food service operations needing plans tailored to their industry.
Tim Maluski Agcy, Inc. American Family Insurance serves residential health insurance needs in the Cottage Grove area. The agency also offers commercial health coverage options for local businesses. Clients receive personalized assistance with plan selection and enrollment processes. The agent provides ongoing support to help individuals navigate policy changes and healthcare updates. Follow-up appointments are available between regular visits to answer questions or adjust coverage as circumstances evolve.
Darin Husaby American Family Insurance, based in Cottage Grove, MN, is known for helping individuals and families navigate the local health insurance market. The agency assists clients in selecting individual plans, employer options, and coverage changes during open enrollment periods. It focuses on matching policies to personal health needs and budgets within the region. For those needing coordinated benefits, it offers added specialty support for integrating health coverage with Medicare supplement plans.
What Does a a Health Insurance Agent in Cottage Grove Cost?
Health insurance agents in Minnesota typically do not charge clients a fee. They receive commissions from insurance carriers. Plan premiums vary widely based on age, income, and plan type. For 2024, average monthly premiums for individual plans in Washington County range from about $400 to $700 before subsidies. Costs can be lower with tax credits. This is general information, not insurance advice.
About health insurance agents in Cottage Grove
Health insurance agents in Cottage Grove, Minnesota help individuals, families, and small businesses find coverage. They can guide you through MNsure, the state based marketplace, and explain Minnesota specific rules like the Minnesota Premium Security Plan. Agents also assist with Medicare and short term health plans.
Frequently Asked Questions
What does a health insurance agent in Cottage Grove do?
A health insurance agent helps you compare plans from different carriers. They explain coverage options, costs, and subsidies available through MNsure. They also assist with enrollment and renewals.
Do I need to use MNsure to get health insurance in Minnesota?
You can buy health insurance outside MNsure directly from carriers. However, to receive premium tax credits or cost sharing reductions, you must enroll through MNsure during open enrollment or a special enrollment period.
When can I enroll in a health plan in Cottage Grove?
Open enrollment for 2025 plans runs from November 1, 2024 to January 15, 2025. Outside this window, you may qualify for a special enrollment period due to life events like losing coverage, moving, or having a baby.
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