The top-rated health insurance agent in Apple Valley, Minnesota is Globe Life American Income Division: Sparby Organization, rated 4.8 stars across 1,142 reviews. Other highly rated options include Butler & Associates Insurance Agency, Joe Etten - State Farm Insurance Agent, Brett McSparron - State Farm Insurance Agent. This directory lists 17 health insurance agents serving Apple Valley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Life American Income Division: Sparby Organization | 15322 Galaxie Ave Suite 203A | (612) 369-1328 |
| 2 | Butler & Associates Insurance Agency | 14800 Galaxie Ave Suite 208 | (952) 953-3838 |
| 3 | Joe Etten - State Farm Insurance Agent | 14501 Granada Dr #101 | (952) 431-7100 |
| 4 | Brett McSparron - State Farm Insurance Agent | 15030 Glazier Ave #100 | (952) 431-1300 |
| 5 | Farmers Insurance - Kara Petter | 13000 Pilot Knob Rd Ste 1 | (952) 432-1967 |
| 6 | Retta Insurance Agency LLC | 14870 Granada Ave #155 | (763) 465-1101 |
| 7 | Kiley and Associates LLC American Family Insurance | 7373 147th St W #186 | (952) 432-3700 |
| 8 | Elfstrum Consulting Inc | 14799 Energy Way | (952) 432-8873 |
| 9 | Mayer Insurance Agency | 15025 Garrett Ave #201 | (952) 432-5900 |
| 10 | Debra Suman American Family Insurance | 14698 Galaxie Ave | (952) 953-0900 |
Globe Life American Income Division: Sparby Organization serves the Apple Valley area and surrounding Dakota County as a health insurance agent. The company helps individuals and families navigate plan options to find coverage that fits their needs. It works with clients to explain policy details and assist with enrollment processes for medical and supplemental insurance plans. The agency also handles applications for disability income protection and hospital indemnity policies in this region.
Butler & Associates Insurance Agency provides a range of health insurance options for individuals and families in Apple Valley, MN. The agency works with clients to assess their coverage needs and helps manage policy renewals or adjustments throughout the year. By maintaining ongoing communication, it ensures plans remain suitable as circumstances change. The company services single-family homes, apartments, retail, and restaurants, offering support for their health coverage requirements.
Joe Etten - State Farm Insurance Agent in Apple Valley, MN, serves homeowners, renters, drivers, and individuals seeking health coverage. The agency provides individual and family health insurance plans, helping clients understand and select options that meet their medical needs and budgets. Assistance is also offered with policy adjustments during open enrollment or life changes. Professional guidance aims to clarify coverage details, deductibles, and network choices. Besides Apple Valley, the agency also serves clients in the nearby community of Lakeville and throughout the southern Twin Cities metro area.
Serving Apple Valley, Minnesota, and the surrounding communities, Brett McSparron - State Farm Insurance Agent provides health insurance coverage services. The agency helps clients navigate individual and family health plans to meet their medical needs. It reviews available policy options and explains coverage details to ensure informed decisions. To handle a typical job, the office first assesses a client's specific healthcare requirements and budget before presenting suitable plan choices for comparison.
Farmers Insurance - Kara Petter in Apple Valley, MN offers both one-time consultations for immediate health insurance needs and recurring service options for ongoing coverage adjustments. Clients can choose from various individual and family health plans that provide essential medical benefits. The agency assists with policy selection and enrollment for local residents seeking reliable coverage. Services are provided on an as-needed basis, allowing clients to request help with plan changes or questions whenever they arise.
Retta Insurance Agency LLC offers individual health plans and family coverage options through the local marketplace. It also guides clients through plan selection, enrollment, and annual renewals. Based in Apple Valley, MN, this agency works with residents across the region, helping them understand deductibles, copays, and provider networks. During open enrollment periods or after a qualifying life event like a job change or new baby, Retta Insurance Agency assists clients in securing appropriate health insurance. It specifically helps with navigating special enrollment windows, ensuring coverage when unexpected life changes occur.
With winter approaching in Apple Valley, many residents review their health coverage needs against changing family circumstances and seasonal risks. Kiley and Associates LLC American Family Insurance responds by offering individual and family health insurance plans that address local concerns, from seasonal injury coverage to routine wellness visits. Their agency processes plan comparisons based on each client’s medical history and current budget. An initial assessment step with this health insurance agent involves reviewing existing policies and scheduling a no-commitment consultation.
Elfstrum Consulting Inc serves clients in Apple Valley, Minnesota, by guiding them through the process of selecting health insurance plans that match their needs. The company focuses on helping individuals and groups understand policy details, coverage options, and enrollment procedures. It also offers support for plan renewals and annual updates to benefits. Commercial sectors commonly served by this business include professional offices, warehouses, and food service operations.
Mayer Insurance Agency serves residents of Apple Valley, Minnesota, helping them select health insurance plans that meet their individual medical needs. The agency also advises local businesses on commercial coverage options, working throughout the greater metro area. Each client receives guidance in comparing policies and understanding their benefits. The team provides follow-up assistance during open enrollment and for any claims issues that arise between regular service visits.
Debra Suman American Family Insurance, based in Apple Valley, Minnesota, focuses on providing health insurance coverage to local individuals and families. The agency assists clients with understanding plan options, comparing benefits, and selecting policies that meet routine medical and preventive care needs. It also helps small business owners navigate group health plans and regulatory requirements. In addition to standard major medical coverage, the agent can offer supplemental policies such as dental or vision insurance as an add-on.
What Does a a Health Insurance Agent in Apple Valley Cost?
The cost of health insurance plans in Minnesota varies by age income and plan tier. A bronze plan might have a monthly premium around 300 to 500 dollars for a 40 year old while a gold plan could be 500 to 800 dollars. Subsidies through MNsure can lower these costs for eligible residents. Agent services are typically free to you as the agent earns a commission from the insurer. This is general information and does not constitute insurance advice.
About health insurance agents in Apple Valley
A health insurance agent in Apple Valley Minnesota can help you compare plans from carriers like Blue Cross Blue Shield and Medica. Minnesota has a state-based marketplace called MNsure where agents assist with enrollment and subsidy calculations. Agents provide local guidance for Dakota County residents navigating open enrollment or special enrollment periods.
Frequently Asked Questions
What does a health insurance agent in Apple Valley do?
A health insurance agent helps individuals families and small businesses find and enroll in health plans. They explain plan options deductibles and out-of-pocket costs. Agents in Minnesota must be licensed by the Minnesota Department of Commerce.
Do I need to pay a fee to use a health insurance agent in Minnesota?
In most cases health insurance agents are paid by the insurance carrier not by the consumer. This means you can use an agent at no direct cost to you. Always confirm the payment arrangement before starting a consultation.
When can I enroll in a health plan through an agent in Apple Valley?
You can enroll during the annual Open Enrollment Period usually from November 1 to January 15. If you have a qualifying life event like losing coverage or moving you may qualify for a Special Enrollment Period. An agent can help determine your eligibility.
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