The top-rated health insurance agent in Waite Park, Minnesota is Central Insurance Group, rated 5.0 stars across 156 reviews. Other highly rated options include Breitenfeldt Group, Ehlinger & Associates, Inc. - American Family Insurance, Patriot Insurance Brokers. This directory lists 10 health insurance agents serving Waite Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Central Insurance Group | 72 10th Ave S Suite 201 | (320) 774-2005 |
| 2 | Breitenfeldt Group | 2103 Frontage Rd N #17 | (877) 732-9800 |
| 3 | Ehlinger & Associates, Inc. - American Family Insurance | 1123 2nd St S | (320) 251-9141 |
| 4 | Patriot Insurance Brokers | 49 2nd Ave N Suite 101 | (320) 252-8222 |
| 5 | Thomas Jelinski - COUNTRY Financial Representative | 734 1st St S | (320) 252-4991 |
| 6 | Christensen Group Insurance | 130 Division St | (320) 251-3154 |
| 7 | Charles Allen Agency | 4 13th Ave N | (651) 376-2058 |
| 8 | First Western Insurance | 1625 Division St | (320) 251-9040 |
| 9 | Omann Insurance | 129 Waite Ave N | (320) 252-6175 |
| 10 | Insight Insurance Services | 110 2nd St S #220 | (615) 636-1105 |
Central Insurance Group serves the Waite Park, Minnesota, area as a local health insurance agent. The company assists individuals and families in finding health coverage that meets their medical needs. It also helps small business owners navigate group health plan options available in the region. Clients can rely on this agency for guidance through open enrollment periods and plan comparisons. Specific services it handles here include Medicare supplement policies and Affordable Care Act marketplace plans.
As open enrollment season approaches in central Minnesota, residents of Waite Park and surrounding communities often seek guidance through the complexities of plan selection. The Breitenfeldt Group works to clarify available health insurance agent services, helping individuals and families compare essential coverage options tailored to their medical needs and budgets. They provide straightforward explanations of policy benefits, network restrictions, and cost-sharing structures. The process begins with a thorough review of each client's current health situation and financial goals during an initial assessment meeting.
Ehlinger & Associates, Inc. - American Family Insurance provides individual and family health insurance plans as well as supplemental coverage options in the Waite Park, MN area. Its service offerings include annual plan reviews and assistance with claims processing to help clients navigate their policies throughout the year. The agency also helps small business owners find group health solutions suitable for their workforce. It services single-family homes, apartment complexes, retail storefronts, and locally owned restaurants.
Patriot Insurance Brokers operates as a health insurance agent in Waite Park, Minnesota, helping clients navigate individual and family coverage plans. The company specializes in assisting with policy comparisons and enrollment for major medical and supplemental health insurance options. Its services extend to local employers seeking group health benefits for their workforce. The agency can serve commercial sectors including offices seeking employee coverage, warehouses needing customized plan structures, and food service establishments requiring flexible health insurance solutions for their staff.
Thomas Jelinski - COUNTRY Financial Representative serves homeowners, renters, and local business owners in Waite Park, Minnesota, with health insurance plans tailored to their individual needs and budgets. This agency helps clients compare coverage options and navigate open enrollment periods to find suitable medical, dental, or supplemental policies. As an independent advisor, he provides straightforward guidance on plan benefits and costs during personal consultations. His service area also extends throughout the greater St. Cloud metro region and neighboring communities such as Sartell.
Serving Waite Park and the surrounding Central Minnesota communities, Christensen Group Insurance handles health insurance for individuals and local businesses. The agency assists clients in navigating the complexities of plan selection, covering options from individual health plans to group coverage for employers. They focus on matching each client’s specific medical needs and financial situation with appropriate insurance products. Typical jobs are handled by first reviewing a client’s current coverage and needs, then comparing available local plans to present clear, direct options for their decision.
Charles Allen Agency in Waite Park, MN, helps clients choose between one-time interim health plans and recurring annual coverage that renews each enrollment period. The agency focuses on matching individual or family medical policies to local healthcare needs. Guidance includes comparing plan networks and estimating out-of-pocket costs for various typical scenarios. Policies such as dental, vision, or supplemental accident options may also be discussed during an appointment. Service operates on a scheduled basis during open enrollment or special election periods.
First Western Insurance specializes in individual and family health plans, including short-term medical policies and Medicare supplement options. It also assists local residents and small business owners in Waite Park, MN, with navigating the annual open enrollment period. The agency works to explain complex coverage terms and to compare different carrier networks to find suitable choices for each client. It can also help people who have recently lost employer-based insurance or who are seeking coverage to meet a late enrollment deadline after a qualifying life event.
Omann Insurance in Waite Park, Minnesota, provides health insurance solutions for residential clients seeking individual or family coverage. They also assist local businesses with commercial health insurance plans tailored to their workforce. Their services extend throughout the Waite Park area and the broader surrounding region. By assessing each client’s unique healthcare needs, they recommend suitable policy options from available carriers. After each enrollment, they remain accessible to address questions and arrange follow-up meetings between regular plan review visits to ensure ongoing satisfaction and coverage adjustments.
For residents navigating the shifting open enrollment periods or sudden life changes in Waite Park, Insight Insurance Services provides guidance through the complex health insurance landscape. As a local health insurance agent, the company helps individuals and families compare available plans and understand coverage options that meet their unique needs. The initial consultation typically involves a free review of the client’s current coverage and medical requirements before exploring suitable policies.
What Does a a Health Insurance Agent in Waite Park Cost?
Health insurance premiums in Minnesota vary widely based on age, location, plan type, and income. For 2024, individual plans in the Waite Park area may range from 300 to 700 dollars per month before subsidies. Medicare Advantage plans often have low or zero monthly premiums but include cost-sharing. Small business group plans average 500 to 800 dollars per employee per month. This is general information and not insurance advice.
About health insurance agents in Waite Park
Health insurance agents in Waite Park Minnesota help residents and small businesses find coverage that fits their needs and budget. Agents licensed in Minnesota must follow state regulations including Minnesota Statutes Chapter 60K which governs agent licensing and conduct. Waite Park residents often seek agents for help with individual plans, Medicare options, and short-term coverage.
Frequently Asked Questions
What services does a health insurance agent in Waite Park provide?
A health insurance agent in Waite Park can help you compare plans from multiple carriers, enroll in individual or family coverage, and assist with Medicare Advantage or Medigap plans. They also guide small businesses through group health insurance options and can help with annual renewals.
Is there a specific enrollment period for health insurance in Minnesota?
Yes, Minnesota follows the federal Open Enrollment Period which typically runs from November 1 to January 15 each year. Outside of this window you may qualify for a Special Enrollment Period if you have a qualifying life event like losing other coverage, moving, or having a baby.
Do health insurance agents in Waite Park charge a fee for their services?
Most health insurance agents in Minnesota are paid by the insurance carriers through commissions, so they do not charge you a direct fee. However some agents may charge a consulting fee for complex cases, and you should always ask about any potential costs before starting.
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