The top-rated health insurance agent in St Paul, Minnesota is MN Benefits, rated 4.9 stars across 180 reviews. Other highly rated options include HomeServices Insurance, Inc., Theisen Escobar Agency, Garry Insurancenter. This directory lists 31 health insurance agents serving St Paul.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | MN Benefits | 75 W 5th St #310 | (763) 360-4879 |
| 2 | HomeServices Insurance, Inc. | 119 14th St NW Suite 150 | (800) 277-0013 |
| 3 | Theisen Escobar Agency | 428 Minnesota St UNIT 500 | (651) 309-6040 |
| 4 | Garry Insurancenter | 2555 7th Ave E | (651) 777-8361 |
| 5 | Krog Insurance | 637 Snelling Ave N | (651) 483-2919 |
| 6 | Wilebski Insurance Agency | 101 5th St E suite 202 a | (651) 283-9371 |
| 7 | Insurance Group™ | 445 Minnesota St #1500 | (763) 233-6405 |
| 8 | Health Access MN | By remote appointment only, no walk-ins, 2314 University Ave W #12 | (651) 645-0215 |
| 9 | American Family MN/WI Branch American Family Insurance | 1545 Larpenteur Ave W | (651) 639-9400 |
| 10 | Cox Insurance Associates, Inc | 1639 Larpenteur Ave W | (651) 647-0001 |
MN Benefits serves the St Paul, Minnesota area as a health insurance agent. The company assists individuals and families with navigating the complex landscape of health coverage options available in the region. It works to help clients understand their choices for medical plans and enrollment periods. Policy explanations and plan comparisons are standard parts of its local service. The agent helps residents find appropriate major medical coverage and also offers guidance on supplemental health insurance products.
HomeServices Insurance, Inc. provides a wide range of health insurance agent services to individuals and businesses in St. Paul, MN. It offers comprehensive plan comparisons and enrollment assistance for clients navigating their healthcare options. Ongoing support includes help with claims, billing questions, and annual policy reviews to ensure adequate coverage. The company serves a diverse client base, including single-family homes, apartments, retail establishments, and local restaurants.
Theisen Escobar Agency serves the St. Paul, Minnesota metro area as a local health insurance agency. It assists individuals and families with navigating the complexities of available health coverage during open enrollment and special enrollment periods. The agency’s work focuses on explaining plan options, including deductibles and networks, to help clients make informed choices. It handles enrolling clients in individual marketplace plans and Medicare supplement policies in this region.
Serving St. Paul and the surrounding communities throughout Ramsey County, Garry Insurancenter handles individual and family health insurance plans along with Medicare supplement options. Local clients seeking coverage can receive guidance through the often confusing marketplace of policy choices and deductibles. The company focuses on understanding each person’s specific medical needs and budget constraints to recommend a suitable option. This agent typically begins a new case by reviewing the client’s current coverage and then presenting available local plans.
At Krog Insurance in St Paul, MN, clients choose between one-time plan reviews for immediate needs or ongoing policy management that adapts over time. Local health insurance agents guide individuals and families through coverage options for medical, dental, and vision plans, including individual and group markets. These professionals explain enrollment periods, network restrictions, and subsidy eligibility in clear terms. Service here operates on a one-time, scheduled, or as-needed basis, with appointments arranged by call or online request.
As the cold Minnesota winter approaches, residents in St Paul often seek guidance for their health coverage needs. Wilebski Insurance Agency provides personalized assistance as a local health insurance agent, helping individuals and families navigate plan options and enrollment periods. The agency focuses on matching clients with policies that fit their medical requirements and financial situations, including those for preventative care and prescription drug coverage. A thorough review of current coverage or an initial needs assessment typically begins the process for new clients seeking tailored insurance solutions.
Insurance Group™ assists St. Paul residents with their personal health insurance needs, helping individuals and families select appropriate plans through Minnesota’s marketplace. The agency also provides commercial coverage for local small businesses seeking group health options. Service extends throughout the St. Paul metropolitan area. Their representatives clarify policy details and enrollment periods for clients. Between regular open enrollment windows, the office follows up with customers to address any mid-year changes or questions that arise.
Health Access MN works with individuals and businesses in St Paul to navigate health insurance options, specializing in supplemental plans for dental, vision, and critical illness coverage. The agency helps clients compare major medical policies during open enrollment and for qualifying life events. It provides ongoing service for claims questions and plan changes throughout the year. Commercial services are available for offices, warehouses, and food service operations.
Serving clients in St. Paul, American Family MN/WI Branch American Family Insurance provides specialized health insurance agent services, including guidance on plan selection and enrollment. It also offers general support for individuals and families navigating coverage options. The agency helps clients understand policy details and manage healthcare costs. As open enrollment periods approach, it assists with reviewing and updating plans to ensure adequate coverage for changing medical needs.
Cox Insurance Associates, Inc, based in St Paul, MN, is a health insurance agency known for matching individuals and families with suitable medical coverage plans. Its service range includes navigating open enrollment periods, comparing marketplace options, and explaining policy details to help clients make informed decisions. An add-on specialty it can offer is assistance with enrolling in short-term health insurance plans for temporary gaps in coverage.
What Does a a Health Insurance Agent in St Paul Cost?
Health insurance plan costs in St Paul vary widely based on age, income, and plan type. For 2025, average monthly premiums for a 40-year-old on a Silver plan range from about $450 to $700. Subsidies through MNsure can lower your cost if your income is under 400% of the federal poverty level. This is general information, not insurance advice.
About health insurance agents in St Paul
A health insurance agent in St Paul, Minnesota can help you navigate individual plans, family coverage, Medicare, and small business options. Minnesota law requires agents to be licensed through the Minnesota Department of Commerce. Local agents understand the specific network options available in Ramsey County and the Twin Cities metro area.
Frequently Asked Questions
What does a health insurance agent in St Paul do?
A health insurance agent helps you compare plans from different carriers like Blue Cross Blue Shield of Minnesota, Medica, and HealthPartners. They explain coverage details, premiums, deductibles, and out-of-pocket costs. Agents also assist with enrollment during Open Enrollment or a Special Enrollment Period.
Is there a fee to use a health insurance agent in Minnesota?
In Minnesota, health insurance agents are typically paid by the insurance company, not by you. Their commission is built into the premium. You can use an agent without paying an extra fee out of pocket.
When can I enroll in a health plan in St Paul?
Open Enrollment for individual plans usually runs from November 1 to January 15 each year. You may qualify for a Special Enrollment Period after a life event like losing other coverage, moving, or having a baby. Minnesota also has a state-based marketplace called MNsure.
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