The top-rated health insurance agent in Excelsior, Minnesota is Chad Babcock - State Farm Insurance Agent, rated 4.9 stars across 299 reviews. Other highly rated options include M/Y SHORELINE, Joan Roisum - State Farm Insurance Agent, Rob Shuman: Allstate Insurance. This directory lists 11 health insurance agents serving Excelsior.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chad Babcock - State Farm Insurance Agent | 378 Oak St Ste 100 | (952) 474-1454 |
| 2 | M/Y SHORELINE | 378 Oak St | (952) 492-5013 |
| 3 | Joan Roisum - State Farm Insurance Agent | 378 Oak St #100 | (952) 835-7188 |
| 4 | Rob Shuman: Allstate Insurance | 21350 MN-7 | (952) 474-4101 |
| 5 | Jason Griep - State Farm Insurance Agent | 378 Oak St Ste 100 | (952) 938-7525 |
| 6 | Farmers Insurance - Andrew Larsen | 261 School Ave Ste 230a | (763) 753-4233 |
| 7 | BeneUSA | 261 School Ave # 350 | (952) 361-0600 |
| 8 | LaTour Agency | 2500 Shadywood Rd Suite 525 | (952) 474-1444 |
| 9 | Monson Agency | 5413 Manitou Rd | — |
| 10 | Excelsior Benefits LLC | 261 School Ave | (952) 474-2290 |
Chad Babcock - State Farm Insurance Agent serves the Excelsior, Minnesota area, including surrounding parts of Hennepin and Carver counties. The agency provides guidance for individuals and families seeking health insurance coverage. The agent helps clients understand different plan options that fit their medical needs and budget constraints. Annual enrollment periods and special life events often prompt people to review their policies here. This agency handles both major medical plans and supplemental health insurance policies for local residents.
M/Y SHORELINE serves homeowners, businesses, and property managers in Excelsior, Minnesota, by connecting them with health insurance agents who assist with plan selection and enrollment. The agency helps clients navigate open enrollment periods, compare coverage options, and understand policy details for individual or group needs. Located along the shores of Lake Minnetonka, this firm also extends its services to the neighboring community of Minnetonka and the surrounding western metro area.
Joan Roisum - State Farm Insurance Agent in Excelsior, Minnesota, provides comprehensive health insurance services to local individuals and families, assisting with plan selection and annual enrollment. The office also offers ongoing policy maintenance and plan adjustments to meet changing healthcare needs. Their health insurance agency helps clients navigate coverage options for routine and unexpected medical expenses. This agent services both single-family homes and apartments, as well as retail businesses and restaurants in the Excelsior area.
Serving Excelsior and the surrounding communities in the Lake Minnetonka area, Rob Shuman: Allstate Insurance provides health insurance agent services for individuals and families. This agency assists clients in navigating plan options, including coverage for medical care and preventive services, to meet their specific needs. Each consultation begins with a thorough review of the client’s situation before comparing available policies. A practical recommendation is then developed to help fit the client’s health requirements and budgetary guidelines.
Jason Griep - State Farm Insurance Agent in Excelsior, MN, provides health insurance agents who assist with both one-time policy purchases and ongoing coverage adjustments. These services help clients navigate plan options, compare benefits, and manage renewals. Year-round support is available for questions about claims, network changes, or premium updates. Service runs on an as-needed basis, allowing clients to schedule appointments whenever they require assistance or policy reviews.
Serving the Excelsior area, this agency specializes in health insurance policies tailored for individuals and families, while also offering general coverage guidance to local residents. It works to explain plan options, including deductibles and network choices, to help clients make informed decisions. Navigating enrollment periods can be complex, and this office provides assistance with both open enrollment and qualifying life events. It also helps address sudden coverage gaps following a job change or relocation.
As the seasons change in Excelsior, residents often review their coverage to match shifting health needs or life events. BeneUSA serves as a health insurance agent in this community, guiding individuals and families through plan options. The agent explains policy differences, answers questions about networks, and helps clients compare costs during enrollment periods. Every consultation begins with a no-obligation assessment of the client’s current coverage and future requirements to determine the most suitable next step.
LaTour Agency, based in Excelsior, Minnesota, guides individuals and families through the process of selecting health insurance plans in the local area. It specializes in connecting clients with appropriate coverage options that meet their medical and budgetary needs. Navigating open enrollment periods and plan changes is a primary function of this agent’s daily work. The agency can serve a variety of commercial sectors, including offices, warehouses, and food service operations.
Excelsior Benefits LLC, based in Excelsior, MN, is known for helping individuals and families navigate the local health insurance marketplace. The company helps clients understand their plan options for medical, dental, and vision coverage, working to match each customer with a policy that fits their specific needs and budget. Agents provide guidance during open enrollment periods and can assist with plan changes due to qualifying life events. A specialty service this agency can add on is Medicare supplement plan consultation for qualifying seniors in the area.
What Does a a Health Insurance Agent in Excelsior Cost?
Health insurance agent services in Minnesota are usually free to consumers because agents earn commissions from insurance companies. For individual plans commissions range from 2 to 5 percent of the premium. For Medicare plans commissions are set by the government and vary by plan type. For small business group plans agent compensation may be a flat fee per employee or a percentage of premium. This is general information and not insurance advice.
About health insurance agents in Excelsior
Health insurance agents in Excelsior Minnesota help residents and small businesses navigate plan options under state and federal rules. Minnesota law requires all agents to be licensed by the Minnesota Department of Commerce. Local agents can explain Minnesota-specific programs like MinnesotaCare and MNsure the state health insurance marketplace.
Frequently Asked Questions
What does a health insurance agent in Excelsior do?
A health insurance agent helps you compare plans from multiple carriers and enroll in coverage. They can assist with individual and family plans Medicare Advantage and small business group plans. Agents must follow Minnesota regulations including disclosure requirements and scope of appointment rules.
How do I choose a health insurance agent in Excelsior?
Look for an agent licensed in Minnesota with experience in the type of coverage you need. You can verify a license through the Minnesota Department of Commerce website. Ask about their familiarity with MNsure plans and Minnesota specific subsidies.
Are health insurance agents in Excelsior free to use?
Most health insurance agents are paid by insurance carriers through commissions so their services are typically free to you. Some agents may charge a consulting fee for complex cases but they must disclose this in writing. Minnesota law prohibits agents from charging fees for enrolling you in MNsure plans.
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