The top-rated health insurance agent in Owings Mills, Maryland is Luray Insurance of Baltimore, rated 4.9 stars across 221 reviews. Other highly rated options include Randy Somers - State Farm Insurance Agent, Woodhome Insurance, BTJ Insurance Inc. This directory lists 19 health insurance agents serving Owings Mills.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Luray Insurance of Baltimore | 66 Painters Mill Rd Suite 112 | (410) 602-2636 |
| 2 | Randy Somers - State Farm Insurance Agent | 20 New Plant Ct #104 | (443) 898-6968 |
| 3 | Woodhome Insurance | 66 Painters Mill Rd Suite 110 | (410) 580-2800 |
| 4 | BTJ Insurance Inc | 500 Redland Ct Suite 106 | (410) 521-6501 |
| 5 | Hankoff Insurance Group Inc | 20 Crossroads Dr # 215 | (410) 363-0661 |
| 6 | RCM&D | 11403 Cronridge Dr Suite 270 | (410) 356-9500 |
| 7 | Donadio Insurance Group | 10045 Red Run Blvd #120 | (443) 394-6800 |
| 8 | CareFirst | 10802 Red Run Blvd | (877) 526-8390 |
| 9 | Baltimore Life (Corporate Office) | 10075 Red Run Blvd | (800) 628-5433 |
| 10 | Bell Insurance Agency | 10 Crossroads Dr #103 | (410) 902-7484 |
Luray Insurance of Baltimore serves the Owings Mills, Maryland area as a local health insurance agent. This agency assists individuals and families in finding suitable coverage plans that meet their medical needs and budget. Navigating the complexities of healthcare policies can be challenging, and an experienced agent helps clarify options such as major medical plans and short-term health insurance. The company specifically handles Medicare supplement policies and individual health insurance enrollment for the Owings Mills community.
Randy Somers in Owings Mills, Maryland offers individual, family, and group health insurance plans, as well as short-term medical coverage. Services include policy comparisons and annual enrollment assistance. Maintenance support involves handling claims questions, updating coverage during life events, and reviewing plan changes. Ongoing appointments help ensure policies remain aligned with healthcare needs. This locally-focused agency assists single-family homes, apartment residents, and professionals in offices, retail, and dining establishments.
Woodhome Insurance serves homeowners, businesses, and individuals in Owings Mills, Maryland, who require health insurance coverage. The agency assists clients in selecting health plans that align with their medical needs and financial situations. It provides guidance on policy options and helps with the enrollment process, ensuring customers understand their benefits. Woodhome Insurance also offers support for plan renewals and coverage questions throughout the year. The agency extends its services to families and professionals in the nearby community of Pikesville.
BTJ Insurance Inc serves the Owings Mills, Maryland area and surrounding communities, handling health insurance agent needs for individuals and families. The company guides clients through plan selection, from major medical policies to supplemental coverage options. It works to clarify enrollment periods and provider networks so clients can make informed decisions. To handle a typical client situation, BTJ Insurance Inc reviews current coverage, identifies gaps or changes in health needs, then compares available marketplace and private plans before presenting clear options tailored to the person’s budget and medical priorities.
Hankoff Insurance Group Inc in Owings Mills, MD specializes in health insurance agent services. It helps individuals, families, and small businesses navigate plan options through Maryland’s marketplace and private carriers. The agency guides clients in comparing deductibles, networks, and prescription coverage to find suitable policies. It also assists with enrollment forms and subsidy eligibility. For those facing a recent job loss or aging off a parent's plan, it provides timely guidance during special enrollment periods.
Providing individual and employer-based coverage, RCM&D in Owings Mills, MD, works as a health insurance agent. It specializes in policy selection and enrollment assistance for medical, dental, and vision plans. The agency advises local businesses and residents on plan structures, network choices, and compliance requirements. Its clients come from many commercial sectors, including offices, warehouses, and food service operations.
As open enrollment season approaches in Owings Mills, residents often seek guidance on navigating their health insurance options. Donadio Insurance Group serves local individuals and families by evaluating coverage needs through a wide range of available plans. They explain policy details clearly, helping clients understand deductibles, networks, and out-of-pocket costs before making a selection. The process begins with a thorough review of current healthcare usage and budget preferences, allowing the agent to present tailored plan comparisons during a formal initial consultation.
CareFirst serves as a health insurance agent for residents in Owings Mills and surrounding areas, arranging individual and family plans for local households. Their services extend to commercial coverage for small businesses seeking group health policies within the same region. The agency recommends plans from major carriers, helping to match clients with suitable options during open enrollment or qualifying life events. They provide follow-up support between annual renewal cycles, assisting with claims questions or benefit adjustments as regular service continues.
Customers seeking health insurance often need either a single policy for an immediate situation or ongoing coverage that adjusts with life changes. Baltimore Life, located in Owings Mills, Maryland, serves as a health insurance agent helping individuals explore their plan options for medical care. The office assists clients in navigating available insurance products to find suitable protection. Service for coverage related needs runs on both a scheduled appointment basis for established clients and on an as-needed basis for urgent inquiries or new policy requests.
Bell Insurance Agency, located in Owings Mills, MD, serves local residents as a health insurance agent, helping clients navigate individual and family plans. The agency assists with enrolling in Affordable Care Act marketplace options and comparing short-term medical coverage. It also provides guidance on understanding plan networks, deductibles, and out-of-pocket costs. For those under sixty-five or self-employed, the agency offers consultations on Medigap policies.
What Does a a Health Insurance Agent in Owings Mills Cost?
Health insurance agent services in Maryland are typically free to consumers because agents earn commissions from insurers. For individual plans, monthly premiums in Owings Mills can range from 300 to 700 dollars for a mid-level plan depending on age and income. Medicare agents may charge a consultation fee in rare cases, but most do not. This is general information, not insurance advice.
About health insurance agents in Owings Mills
Health insurance agents in Owings Mills, Maryland help individuals and families find coverage through the Maryland Health Benefit Exchange or private insurers. Maryland requires all agents to be licensed by the Maryland Insurance Administration. Local agents understand the specific needs of the Owings Mills community and can guide you through open enrollment or special enrollment periods.
Frequently Asked Questions
What is the open enrollment period for health insurance in Maryland?
Maryland follows the federal open enrollment period, typically from November 1 to January 15 each year. You may qualify for a special enrollment period if you experience a qualifying life event like losing other coverage or moving to Owings Mills.
Do health insurance agents in Owings Mills charge a fee?
Most health insurance agents in Maryland are paid commissions by the insurance companies, so there is usually no direct fee to you. Always confirm with the agent before working with them.
Can a health insurance agent help me with Medicaid in Maryland?
Yes, many licensed agents can help you apply for Maryland Medicaid, also called Medical Assistance. They can determine if you qualify based on income and household size and guide you through the application process.
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