The top-rated health insurance agent in Frederick, Maryland is Danielle Leonard - State Farm Insurance Agent, rated 5.0 stars across 538 reviews. Other highly rated options include Adams Insurance Agency - A Relation Company, Kathy Schultze - State Farm Insurance Agent, Connie Phillips Insurance. This directory lists 23 health insurance agents serving Frederick.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Danielle Leonard - State Farm Insurance Agent | 1090 W Patrick St suite c | (301) 695-5244 |
| 2 | Adams Insurance Agency - A Relation Company | 474 Prospect Blvd | (301) 662-0340 |
| 3 | Kathy Schultze - State Farm Insurance Agent | 100 Tuscanney Dr E | (301) 694-6711 |
| 4 | Connie Phillips Insurance | 605 W Patrick St | (301) 662-5717 |
| 5 | Lindquist Insurance | 7430 New Technology Way Suite 120 | (301) 694-0008 |
| 6 | BMC Insurance, Frederick MD | 295 Bucheimer Rd B | (301) 698-5425 |
| 7 | Escobar Insurance Agency | 45 Waverley Dr Suite I | (301) 620-0950 |
| 8 | Lebherz Insurance | 401 W Patrick St | (301) 662-0250 |
| 9 | Proper Insurance Services, LLC | 50 Citizen's Way #410 | (888) 631-6680 |
| 10 | Insurance Brokers of Maryland, LLC | 182 Thomas Johnson Dr Ste 202 | (301) 668-2233 |
Danielle Leonard - State Farm Insurance Agent serves the Frederick, Maryland, area and surrounding communities with health insurance agent services. The company assists individuals and families in navigating plan options to secure coverage that fits their needs and budget. Focusing on local client relationships, the agency works to clarify policy details and enrollment processes. It handles custom health plan selections and ongoing support throughout the year. This office specifically manages Medicare supplement plans and individual health insurance policies in the region.
Adams Insurance Agency, a Relation Company, provides a comprehensive range of health insurance agent services in Frederick, MD. It assists clients with selecting individual and family health plans, including options for Medicare and supplemental coverage. The agency also offers ongoing support for policy management and annual plan renewals. For small business owners, it helps evaluate group health insurance options for employees. Its service area covers guiding local residents and commercial clients through enrollment. The agency serves clients in single-family homes, apartments, retail establishments, and restaurants.
Kathy Schultze - State Farm Insurance Agent serves homeowners, renters, and drivers in Frederick, Maryland, providing health insurance plans to help individuals and families manage medical expenses and coverage needs. The agency assists clients in understanding plan options and offers personalized guidance for policy selection. Services also include support for claims and changes to existing coverage. Kathy Schultze - State Farm Insurance Agent additionally extends its health insurance services to clients in the neighboring community of Hagerstown, Washington County.
Connie Phillips Insurance serves the Frederick, Maryland area and surrounding communities. It handles health insurance plans to help individuals and families find suitable coverage that meets their needs and budget. Navigating the various plan options during open enrollment or qualifying life events can be complex. The company generally reviews each client's specific situation to identify appropriate policies and assists with the enrollment process. It takes a straightforward approach, explaining plan details clearly to help clients make informed decisions about their healthcare coverage.
Lindquist Insurance offers both one-time consultations and ongoing service options for health insurance needs in Frederick, MD. Coverage guidance typically includes individual plans, family policies, and Medicare supplements. Understanding local healthcare networks and Maryland regulations is essential for matching clients with suitable policies. Their service runs on a scheduled basis, with agent availability by appointment and routine policy review sessions held for existing clients throughout the year.
BMC Insurance in Frederick, MD specializes in matching individuals and families with suitable health insurance plans and assists with understanding the enrollment process. As a local health insurance agent, the company guides clients through plan comparisons and the application paperwork. This support is especially valuable during the annual Open Enrollment period or when clients face unexpected life changes, such as losing employer coverage or gaining a new dependent, which require a reassessment of their health coverage needs.
As open enrollment season approaches in Frederick, individuals and families often seek guidance on their health coverage options. Escobar Insurance Agency responds by helping local clients evaluate various health insurance plans. They explain key terms like deductibles, networks, and out-of-pocket expenses. This agency tailors its explanations to the specific circumstances of each person. Their process always begins with a thorough inspection of the client's current policy and healthcare needs. This initial assessment identifies any coverage gaps before recommending new solutions.
Lebherz Insurance serves residential clients in Frederick, MD, helping individuals select health plans that match their medical needs and financial situations. The agency also assists commercial customers by arranging group coverage for local businesses. Their service area extends throughout Frederick and the surrounding Maryland communities. During enrollment periods, agents review policy details and clarify benefit options. After plans are active, the team provides ongoing support for claims questions and coverage adjustments, ensuring clients remain informed during the year between regular check-ins or renewals.
Proper Insurance Services, LLC serves clients as a health insurance agent in the Frederick, MD area. The company focuses on helping individuals and groups navigate plan selection and enrollment through available marketplaces. Its services may extend to advising on plan structures and regulatory requirements applicable in Maryland. Commercial sectors the agency can assist include offices, warehouses, and food service operations, providing tailored health coverage options for each distinct business environment.
Insurance Brokers of Maryland, LLC, based in Frederick, MD, is known as a local health insurance agent. The company assists individuals and families by helping them compare plan options, apply for coverage, and understand deductibles and out-of-pocket costs. They also work with small business owners to identify group health plans that fit their budget and workforce size. In addition, this agency can provide supplemental coverage, such as dental and vision plans, to round out a core medical policy.
What Does a a Health Insurance Agent in Frederick Cost?
Health insurance agents in Maryland do not typically charge a direct fee to clients. Their compensation comes from the insurance company as a commission usually between 2 percent and 5 percent of the annual premium. For a family plan this might range from 200 to 600 dollars per year. However some agents may charge a flat consultation fee for complex cases such as small group plans. Always ask about costs upfront. This is general information and not insurance advice.
About health insurance agents in Frederick
Health insurance agents in Frederick Maryland help individuals families and small businesses compare plans and enroll in coverage. Agents are licensed by the Maryland Insurance Administration and must follow state laws including the Maryland Health Benefit Exchange rules. Local agents understand Frederick County healthcare options and can guide you through open enrollment or special enrollment periods.
Frequently Asked Questions
What does a health insurance agent in Frederick do?
A health insurance agent helps you review plan options from carriers like CareFirst and Kaiser Permanente. They explain deductibles copays and out of pocket limits. Agents also help you apply for premium tax credits through the Maryland Health Connection.
Do I need to pay a fee for a health insurance agent in Maryland?
In most cases health insurance agents in Maryland are paid by the insurance carrier not by you. Their commission is built into the plan premium. You should always confirm fee arrangements before starting work with an agent.
When can I enroll in a health plan with a Frederick agent?
Open enrollment in Maryland typically runs from November 1 to January 15 each year. You may also qualify for a special enrollment period after a life event like losing other coverage moving or having a baby. An agent can verify your eligibility.
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