The top-rated health insurance agent in Columbia, Maryland is McCabe Insurance Associates, Inc., rated 4.9 stars across 174 reviews. Other highly rated options include Monarch Insurance Associates, Erie Insurance - McArdle Insurance Agency, Farmers Insurance - Maynard Spedden. This directory lists 23 health insurance agents serving Columbia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | McCabe Insurance Associates, Inc. | 5501 Twin Knolls Rd #101 | (410) 992-5550 |
| 2 | Monarch Insurance Associates | 10440 Little Patuxent Pkwy Suite 300 | (301) 377-3158 |
| 3 | Erie Insurance - McArdle Insurance Agency | 7061 Deepage Dr | (410) 381-9200 |
| 4 | Farmers Insurance - Maynard Spedden | 8640 Guilford Rd Ste 223 | (443) 718-9824 |
| 5 | Aaron Slater Jr - State Farm Insurance Agent | 9881 Broken Land Pkwy #306 | (240) 755-0133 |
| 6 | VW Brown Insurance Service | 10380 Old Columbia Rd #104 | (410) 730-2688 |
| 7 | Portillo Agency | 10320 Little Patuxent Pkwy Suite 200 | (301) 660-8872 |
| 8 | Athlon Insurance Services | 10715 Little Patuxent Pkwy #120 | (410) 672-8040 |
| 9 | OneTrust Insurance Group | 10630 Little Patuxent Pkwy #224K | (240) 899-3665 |
| 10 | Swann Insurance | 5570 Sterrett Pl | (410) 795-4253 |
McCabe Insurance Associates, Inc. serves the Columbia, Maryland, metro area as a health insurance agent. The company assists clients in navigating the local marketplace for individual and family medical coverage. It also helps small businesses in the region find group health plans that fit their needs. Open enrollment periods and special enrollment events are a primary focus for its client consultations. The firm handles Medicare supplement plans and helps enroll seniors in Advantage plans available in Howard County.
Monarch Insurance Associates in Columbia, MD serves homeowners, businesses, and property managers by navigating health insurance options to match diverse coverage needs and budgets. The agent works with major carriers to compare plans, helping clients understand deductibles and network choices. It also guides small business owners through group health benefits. Regular policy reviews ensure coverage stays current with changing health requirements. This agency additionally serves the greater Baltimore metropolitan area, including nearby Ellicott City and Howard County communities.
Erie Insurance - McArdle Insurance Agency in Columbia, MD provides a full range of health insurance agent services, including plan comparisons and enrollment assistance. The agency offers ongoing support for policy maintenance, such as explaining coverage updates and helping clients manage claims or billing issues. Their team serves individual clients alongside commercial properties like retail stores and restaurants. They also handle coverage for single-family homes and apartment complexes.
Farmers Insurance - Maynard Spedden serves Columbia, Maryland, and the surrounding communities in Howard County. This agency handles health insurance plans, including individual policies and group coverage for local families and small businesses. It works through a direct consultation process to identify client needs and budget constraints. The agent then compares available plan options from multiple carriers to present the most suitable choice. Finally, it handles the enrollment paperwork and explains coverage details in plain language to ensure the client understands their benefits.
Aaron Slater Jr - State Farm Insurance Agent in Columbia, MD offers both one-time policy enrollments and recurring service options for ongoing coverage adjustments. As a health insurance agent, the company helps clients compare individual plans and manage changes to existing policies when life events occur. Coverage guidance is provided for those navigating open enrollment periods or qualifying for special enrollment. Service for policy inquiries, plan updates, and claims assistance is available on an as-needed basis or through scheduled appointments for annual reviews.
VW Brown Insurance Service specializes in connecting individuals and families with health insurance plans tailored to their specific needs. Located in Columbia, MD, it guides clients through the complexities of coverage options, including preventive care and prescription drug benefits. The agency assists with plan comparisons and enrollment for Medicare and major medical policies. During the open enrollment period, it helps residents avoid lapses in coverage and find suitable plans that meet upcoming healthcare requirements.
As the annual enrollment period approaches, many Columbia families and individuals seek guidance in navigating their health coverage options. Portillo Agency assists local clients by reviewing existing policies and explaining available plan structures. They help people understand the balance between premiums, deductibles, and out-of-pocket maximums. Every consultation begins with a thorough review of the client’s current medical needs and any changes in their household. This process leads directly to an in-person or virtual initial assessment.
Athlon Insurance Services operates as a health insurance agent in Columbia, Maryland, guiding individuals and businesses through their plan options. The agency specializes in helping clients understand and select from a range of medical coverage choices that meet their specific healthcare needs. It can advise commercial sectors such as office environments, warehouse operations, and food service establishments on their health insurance requirements.
OneTrust Insurance Group in Columbia, MD, assists residents in finding individual health plans that match their medical needs and budget. The agency also advises local businesses on commercial group coverage options for their employees, serving clients throughout the Columbia area and central Maryland. With the frequent changes in healthcare regulations and available plans, agents help members review their policies before each open enrollment period. Following any coverage changes, the agency conducts follow-up calls to ensure clients understand their benefits, providing consistent support between regular annual visits.
What Does a a Health Insurance Agent in Columbia Cost?
Health insurance agents in Maryland generally do not charge you a separate fee for their services. Their compensation comes from the insurance company as a commission. For a typical individual plan, monthly premiums in Columbia can range from 300 to 700 dollars for a Bronze plan and 500 to 1,200 dollars for a Gold plan, depending on age and income. Subsidies can lower these costs significantly. This is general information, not insurance advice.
About health insurance agents in Columbia
Health insurance agents in Columbia Maryland help individuals and families find coverage that fits their needs and budget. Agents licensed in Maryland must follow state regulations including the Maryland Health Benefit Exchange rules. They can guide you through Open Enrollment or Special Enrollment Periods and help you understand premium tax credits available under the Affordable Care Act.
Frequently Asked Questions
What does a health insurance agent in Columbia do?
A health insurance agent helps you compare plans from carriers like CareFirst and Kaiser Permanente. They explain deductibles, copays, and networks. They also assist with completing applications on the Maryland Health Connection portal.
Do I have to pay a fee to use a health insurance agent in Maryland?
In most cases you do not pay a fee directly. Health insurance agents in Maryland are typically compensated by the insurance carrier. You should confirm the payment arrangement with your agent before starting.
When can I enroll in a health plan in Maryland?
Maryland Open Enrollment for individual plans usually runs from November 1 to January 15 each year. You may qualify for a Special Enrollment Period if you have a life event like losing other coverage, moving, or having a baby.
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