The top-rated health insurance agent in La Plata, Maryland is Philip Watson - State Farm Insurance Agent, rated 4.9 stars across 252 reviews. Other highly rated options include Webster Insurance Services, Creighton Insurance, Greg Conklin - State Farm Insurance Agent. This directory lists 13 health insurance agents serving La Plata.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Philip Watson - State Farm Insurance Agent | 515 Charles St | (301) 645-1277 |
| 2 | Webster Insurance Services | 130A Rosewick Rd | (301) 843-6665 |
| 3 | Creighton Insurance | 105 Centennial St b | (301) 392-6221 |
| 4 | Greg Conklin - State Farm Insurance Agent | 6231 Crain Hwy | (240) 776-4289 |
| 5 | Simpson's Olde Towne Insurance | 7530 Crain Hwy | (301) 934-8437 |
| 6 | Allstate Insurance Agent: Bill Waugh | 114 La Grange Ave | (301) 579-0734 |
| 7 | First Insurance Group of Maryland, Inc. | 101 Charles St Suite 302 | (301) 843-9555 |
| 8 | Edward L Sanders Insurance Agency Inc | 10 Washington Ave | (301) 934-9521 |
| 9 | Avalon Healthcare Inc. | 401 Carroll St UNIT 106 | (888) 360-5552 |
| 10 | John L. Sprague Agency | 6529 Crain Hwy | (301) 934-6010 |
Philip Watson - State Farm Insurance Agent serves La Plata and surrounding Charles County, Maryland, as a local health insurance agent. The company helps individuals and families navigate their medical coverage options during open enrollment and qualifying life events. Each client’s needs are assessed to find suitable plans for doctor networks and prescription drug coverage. The office also assists with Medicare supplement policies and short-term health insurance solutions for this region.
Webster Insurance Services provides a range of health insurance agent services to clients in La Plata, Maryland. It helps individuals and families understand their coverage options and enroll in suitable plans. The company also assists with plan maintenance, including annual renewals and updating coverage needs. Its agents guide customers through policy questions and claim issues as they arise. Webster Insurance Services serves local properties, including single-family homes, apartments, retail spaces, and restaurants.
Creighton Insurance serves homeowners, businesses, and property managers in La Plata, Maryland, by helping them navigate health insurance options for individuals and groups. The agency assists clients in comparing plan benefits and understanding their coverage choices during open enrollment periods. It connects customers with policies that meet medical and financial needs. Creighton Insurance also provides its services to residents and employers in neighboring Waldorf for broader metro area access.
Serving La Plata and the surrounding Southern Maryland communities, Greg Conklin's agency connects individuals and families with health insurance coverage options. As a health insurance agent, this office helps clients navigate various plans during open enrollment periods or qualifying life events. The agency handles questions about individual medical policies and family coverage. To complete a typical client job, the approach involves reviewing the person's specific healthcare and financial needs before presenting suitable available choices from major insurers.
With open enrollment season approaching in La Plata, residents often seek clear guidance on their health coverage options. Simpson's Olde Towne Insurance helps local individuals and families navigate the complexities of plan selection, network details, and subsidy eligibility. The agency serves as a health insurance agent dedicated to explaining policy differences without pressure. For those new to the area or experiencing life changes, their initial consultation involves a thorough review of current needs and available plans. The process begins by scheduling a no-obligation appointment to assess personal circumstances and potential coverage solutions.
Specializing in individual and family health insurance plans, Allstate Insurance Agent: Bill Waugh provides guidance for selecting coverage that fits specific needs and budgets. This La Plata, Maryland agency also assists with understanding plan details, managing enrollments, and navigating provider networks for regular care. With the annual open enrollment period approaching, it helps clients evaluate updates to their policies and avoid gaps in essential medical coverage.
In the health insurance field, clients can choose between a one-time policy review or ongoing support for plan renewals. First Insurance Group of Maryland, Inc., located in La Plata, MD, assists individuals and families in understanding coverage options such as ACA plans, short-term policies, and Medicare supplements. These services help match clients with an appropriate plan for their medical needs and budget. This agent provides service on a one-time, scheduled, or as-needed basis to accommodate different client preferences.
Edward L Sanders Insurance Agency Inc helps individuals and families in La Plata, MD navigate the complexities of health coverage. As a health insurance agent, this company assists clients in selecting plans from available market options. It focuses on matching policy benefits to specific health needs and financial considerations. The agency also works with local businesses to secure group health insurance solutions for their employees. Its commercial services can cover a variety of workplace settings, including professional offices, warehouses, and food service establishments.
Avalon Healthcare Inc. is a health insurance agency in La Plata, MD, known for connecting residents with individual and family medical plans. The agency assists clients through the enrollment process for major medical policies. Its advisors help customers analyze coverage levels alongside out-of-pocket costs during open enrollment periods. Avalon Healthcare Inc. focuses on tailoring plan options to specific healthcare needs in the local community. For clients seeking coverage beyond standard plans, the firm offers guidance on supplemental accident insurance policies.
The John L. Sprague Agency provides health insurance solutions for residents in La Plata, Maryland, helping individuals and families find suitable medical coverage. It also assists local businesses with commercial health insurance options for their employees. Service extends to the La Plata area and surrounding communities. The agency guides clients through plan selection and enrollment, addressing specific healthcare needs and budgets effectively. Follow-up assistance is available throughout the year, offering support and policy reviews between regular visits to ensure coverage remains appropriate.
What Does a a Health Insurance Agent in La Plata Cost?
Health insurance agents in Maryland do not charge a direct fee to consumers in most cases. Their compensation comes from insurance carriers as a commission typically 3% to 8% of the annual premium. For a family plan with a $12,000 annual premium the agent commission might range from $360 to $960. Costs vary by plan type and carrier. This is general information not insurance advice.
About health insurance agents in La Plata
Health insurance agents in La Plata Maryland assist individuals and families with finding coverage through Maryland Health Connection the states official marketplace. Agents licensed in Maryland must follow state regulations including the Maryland Insurance Article Title 15. They can help you compare plans and apply for subsidies based on your income.
Frequently Asked Questions
What does a health insurance agent in La Plata do?
A health insurance agent helps you review and enroll in health plans from private insurers or through Maryland Health Connection. They explain plan benefits costs and provider networks. They also assist with special enrollment periods if you have a qualifying life event.
Do I have to pay a fee to use a health insurance agent in Maryland?
In most cases health insurance agents in Maryland are paid by the insurance company not by you. Their commission is built into the plan premium. You should confirm fee arrangements before working with an agent.
When can I enroll in a health plan with an agent in La Plata?
You can enroll during the annual Open Enrollment Period typically from November 1 to January 15. Outside that window you may qualify for a Special Enrollment Period if you lose other coverage move or have a major life change. Maryland allows a 60-day window for most qualifying events.
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