The top-rated health insurance agent in Hagerstown, Maryland is Younger Insurance Agency, rated 5.0 stars across 381 reviews. Other highly rated options include Senior Benefit Services, Inc., Bowers Insurance, Donna Nave-Perry - State Farm Insurance Agent. This directory lists 20 health insurance agents serving Hagerstown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Younger Insurance Agency | 1945 Dual Hwy | (240) 527-2344 |
| 2 | Senior Benefit Services, Inc. | 580 Northern Ave | (301) 733-0085 |
| 3 | Bowers Insurance | 1380 Dual Hwy | (301) 791-7910 |
| 4 | Donna Nave-Perry - State Farm Insurance Agent | 18024 Maugans Ave | (240) 267-2027 |
| 5 | Wright-Gardner Insurance | 100 W Antietam St | (301) 733-1234 |
| 6 | Blue Ridge Risk Partners | 1120C Professional Blvd | — |
| 7 | Jean Shank Insurance & Associates | 703 Oak Hill Ave | (301) 791-1565 |
| 8 | Cumberland Valley Insurance Inc. | 18537 Maugans Ave | (301) 797-6480 |
| 9 | Geoffrey Karlen Agency Inc - Nationwide Insurance | 19756 Longmeadow Rd | (301) 790-3304 |
| 10 | Baker Insurance Agency of Hagerstown | 927 S Potomac St | (301) 733-9606 |
Younger Insurance Agency serves the Hagerstown, Maryland, metro area as a local health insurance agent. The agency assists individuals, families, and small business owners in navigating their health coverage options. It helps clients compare plans available through the Maryland Health Benefit Exchange or private insurers, ensuring policies meet medical needs and budgets. The agency also handles Medicare supplement and Advantage plan selections for eligible residents.
Senior Benefit Services, Inc. offers a range of individual and family health insurance plans for clients in Hagerstown, Maryland. The agency provides comprehensive annual reviews and ongoing policy management to ensure coverage remains aligned with changing healthcare needs. Its service plans include regular updates on plan benefits and assistance with claims processing. The company also helps guide clients through Medicare enrollment periods, offering personalized consultations during the coverage selection process. Senior Benefit Services serves a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Bowers Insurance serves homeowners, families, and local business owners in Hagerstown, Maryland, with individual and group health insurance plans. The agency helps clients navigate policy options during open enrollment and qualifying life events. Guidance includes comparing coverage levels, deductibles, and networks to find suitable protection for medical needs. The company also assists with Medicare supplement and prescription drug plans for eligible seniors in the area. Coverage support extends to residents of surrounding Washington County communities, including nearby Halfway.
As a health insurance agent, Donna Nave-Perry assists clients with both one-time plan selections during enrollment periods and ongoing management of coverage throughout the year. Her office helps individuals and families in Hagerstown, MD, understand their options for medical, dental, and vision insurance plans. Policyholders can contact the agency for claims assistance, billing questions, or plan changes as their needs evolve. Service is available on a scheduled appointment basis, with occasional support handled as needed for urgent inquiries.
Serving Hagerstown, Maryland, and the surrounding communities, Wright-Gardner Insurance handles health insurance plan selection and enrollment for individuals and families. It assists clients in understanding the differences between various policy options, including those for short-term coverage and major medical plans. To manage a typical job, the agent assesses a client's specific healthcare needs and budget, then compares available marketplace and private plans to recommend a suitable match.
Jean Shank Insurance & Associates in Hagerstown, MD, is known for guiding individuals and families through the process of selecting health insurance plans. It serves clients seeking coverage that aligns with their medical needs and financial situations. As a local agency, it helps navigate plan options, enrollment periods, and subsidy eligibility. Its services extend to answering questions about deductibles, premiums, and network providers. A specialty service it can add on is coordinating supplemental insurance plans to cover gaps in primary health coverage.
Cumberland Valley Insurance Inc. in Hagerstown, MD, serves residents navigating their personal health insurance options, providing clear guidance on selecting suitable plans and coverage levels. The agency also assists businesses with commercial health insurance solutions, and its service area encompasses the surrounding region within Maryland. Every client engagement begins with a thorough assessment of individual or company needs to identify appropriate carriers and policies. Follow-up support and annual reviews help adapt coverage to changing circumstances between regular visits.
Serving Hagerstown, Geoffrey Karlen Agency Inc - Nationwide Insurance offers health insurance plans, including individual and family policies, as well as Medicare supplements. It works with local clients to find coverage that fits their medical needs and budgets throughout the year. The agency helps people compare options during open enrollment periods and assists with plan changes when life events occur. It also provides guidance for those facing a recent job loss, ensuring continuity of health coverage during a transition.
Baker Insurance Agency of Hagerstown serves the Hagerstown, Maryland metro area, offering health insurance coverage to local individuals and families. The agency works with residents to navigate plan options and enrollment periods. It assists clients in understanding their benefits and finding policies that meet their medical needs. Brokers at the firm also help with renewals and plan changes throughout the year. Specific services include handling Medicare Advantage plans and individual short-term health policies.
What Does a a Health Insurance Agent in Hagerstown Cost?
Health insurance agents in Maryland typically do not charge clients directly. They receive commissions from insurance carriers. For ACA plans these commissions are built into the premium. For Medicare plans agents may receive a commission from the carrier. Costs for the consumer are the monthly premium which can range from a few hundred dollars to over a thousand depending on age income and plan level. This is general information not insurance advice.
About health insurance agents in Hagerstown
Health insurance agents in Hagerstown help individuals families and small businesses find coverage through Maryland Health Connection or private carriers. Maryland requires all agents to be licensed by the Maryland Insurance Administration. Local agents understand the specific needs of Washington County residents including access to Meritus Health and other regional providers.
Frequently Asked Questions
What does a health insurance agent in Hagerstown do?
A health insurance agent helps you compare plans from multiple carriers and enrolls you through Maryland Health Connection or directly with insurers. They provide guidance on subsidies tax credits and plan benefits. Agents must follow Maryland state regulations and cannot charge you extra fees for their services.
Do I need to use Maryland Health Connection or can I buy directly from an agent?
You can do either. Maryland Health Connection is the official state marketplace for ACA plans and subsidies. An agent can help you enroll through the marketplace or find off-marketplace plans. Both options are legal in Maryland.
What documents do I need to bring to a Hagerstown health insurance agent?
Bring your Social Security number income information for all household members and any current health insurance ID cards. If you are enrolling through Maryland Health Connection you may also need tax returns or pay stubs to verify subsidy eligibility. The agent will guide you through the process.
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