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Find Health Insurance Agents Near You in Richmond, KY

Browse health insurance agents serving Richmond, Kentucky. Updated 2026-07-14.

The top-rated health insurance agent in Richmond, Kentucky is Parsons & Howard Insurance Group LLC, rated 5.0 stars across 166 reviews. Other highly rated options include BluegrassMedicare, State Farm: Jerry Goble, The Richmond Insurance Group. This directory lists 21 health insurance agents serving Richmond.

Showing 21 health insurance agents in Richmond, KYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Parsons & Howard Insurance Group LLC332 High Land Park Dr(859) 624-9199
2BluegrassMedicare369 Big Hill Ave(859) 285-7600
3State Farm: Jerry Goble444 Big Hill Ave(859) 623-0350
4The Richmond Insurance Group2130 Lexington Rd suite e(859) 353-5596
5Insurance Pro226 E Main St(859) 624-1500
6Bray and Oakley Insurance Agency2150 Lexington Rd d2(859) 623-1933
7Greg Neace: Kentucky Farm Bureau Insurance/ Madison County-North296 Michelle Dr(859) 626-7725
8Kentucky Farm Bureau Insurance300 High Land Park Dr(859) 623-5254
9Madison Insurance Agency310 Geri Ln(859) 626-0002
10Linville Insurance Agency1060 Center Dr(859) 626-5252
PH
332 High Land Park Dr
Parsons & Howard Insurance Group LLC
Health Insurance Agent · Richmond, KY

Parsons & Howard Insurance Group LLC provides a range of health insurance agent services, including plan selection assistance and enrollment support for individuals and families. It also offers ongoing service plans that help clients manage their coverage needs and navigate policy renewals throughout the year. These plans are designed to assist with claims questions and plan adjustments as circumstances change. The company services single-family homes, apartments, retail, and restaurants in the Richmond, KY area.

BL
369 Big Hill Ave
BluegrassMedicare
Health Insurance Agent · Richmond, KY

BluegrassMedicare serves local homeowners, individuals, and families in Richmond, Kentucky, by providing guidance through health insurance plan options. The agency helps clients compare coverage from major carriers to find suitable plans for their healthcare needs and budgets. As an health insurance agent, it assists with understanding enrollment periods and policy details. BluegrassMedicare also extends its services to residents in nearby Berea, ensuring those in the surrounding Madison County area have access to professional insurance assistance.

SF
444 Big Hill Ave
State Farm: Jerry Goble
Health Insurance Agent · Richmond, KY

State Farm: Jerry Goble serves the Richmond, KY area with comprehensive local health insurance agent services. This agency assists individuals and families in navigating their health coverage options throughout the region. Clients receive guidance on plan selection to match their specific medical needs and budget. The office helps enroll clients in individual health plans and offers support for supplemental coverage during open enrollment periods.

RI
2130 Lexington Rd suite e
The Richmond Insurance Group
Health Insurance Agent · Richmond, KY

The Richmond Insurance Group, based in Richmond, KY, differentiates between one-time plan reviews and recurring service engagements for ongoing policy adjustments. Coverage options include individual and family health plans that address routine care and major medical needs. As a local health insurance agent, they help clients navigate plan details and compare available carriers. Service is provided on a scheduled or as-needed basis to accommodate changing health circumstances or annual enrollment.

IP
226 E Main St
Insurance Pro
Health Insurance Agent · Richmond, KY

Serving Richmond, KY, and the surrounding communities, Insurance Pro handles health insurance agent services for individuals and families. The company assists clients with navigating plan options, including enrollment and coverage questions. It works with local and national carriers to present available choices. Its general approach includes assessing each client’s specific healthcare needs and budget to recommend suitable plans, then guiding them through the application and documentation process from start to finish.

BO
2150 Lexington Rd d2
Bray and Oakley Insurance Agency
Health Insurance Agent · Richmond, KY

Bray and Oakley Insurance Agency in Richmond, KY specializes in connecting individuals and families with health insurance plans that match their medical needs and budget. Its general service work involves guiding clients through open enrollment periods, explaining policy options, and assisting with claims questions. As seasonal changes bring cold and flu season, the agency helps residents review their coverage to ensure access to preventative care and urgent doctor visits without unexpected costs.

GN
296 Michelle Dr
Greg Neace: Kentucky Farm Bureau Insurance/ Madison County-North
Health Insurance Agent · Richmond, KY

With Richmond winters driving increased concerns over flu and injury coverage, Greg Neace: Kentucky Farm Bureau Insurance/ Madison County-North assists area residents in selecting health insurance plans that fit varying household budgets. The agency reviews policy options regarding deductibles, networks, and prescription benefits to align with each client’s medical needs. An initial consultation examines current coverage gaps and upcoming care requirements before recommending next steps.

KF
300 High Land Park Dr
Kentucky Farm Bureau Insurance
Health Insurance Agent · Richmond, KY

Kentucky Farm Bureau Insurance in Richmond, KY assists individuals and families in finding suitable health insurance coverage. Its agents guide clients through plan options to meet medical needs and budgets. The agency specializes in tailoring policies with add-ons such as dental or vision benefits. It serves commercial sectors, providing health insurance options for small offices, local warehouses, and food service establishments.

MI
310 Geri Ln
Madison Insurance Agency
Health Insurance Agent · Richmond, KY

Madison Insurance Agency serves residential clients in Richmond, KY, helping them select health plans that match their medical needs and financial situations. The agency also works with local businesses to set up commercial group coverage, extending its services throughout the Richmond area. During each enrollment period, the agent explains plan options and helps customers compare deductibles and networks. After policies are active, the agent follows up to address any claims questions, ensuring smooth service between regular visits.

LI
1060 Center Dr
Linville Insurance Agency
Health Insurance Agent · Richmond, KY

Linville Insurance Agency in Richmond, KY is known for connecting individuals and families with health insurance plans that match their medical needs and budgets. Its service range includes guiding clients through enrollment in private and marketplace options. The agency helps navigate plan details, from premium costs to provider networks. It also aids with understanding policy changes throughout the year. A specialty service it can add on is assisting with Medicare Advantage plan selection and annual enrollment updates.

SI
301 W Main St
Supreme insurance Richmond
Health Insurance Agent · Richmond, KY
(859) 374-3444
CI
310 High Land Park Dr
Cole Insurance Agency
Health Insurance Agent · Richmond, KY
(859) 623-4309
coleinsinc.com
AI
125 S 3rd St
ALH Insurance
Health Insurance Agent · Richmond, KY
(859) 626-7888
alhinsurance.com
RI
527 W Main St
Roberts Insurance
Health Insurance Agent · Richmond, KY
(859) 623-7684
bobrobertsinsurance.com
PI
620 Big Hill Ave #15
Parks Insurance Services
Health Insurance Agent · Richmond, KY
(859) 626-5796
parksinsuranceservices.com
WV
301 W Main St
Whitaker-Vencill Insurance Agency
Health Insurance Agent · Richmond, KY
(859) 623-1818
RI
100 Bay View Dr
Reynolds Insurance Inc
Health Insurance Agent · Richmond, KY
(859) 623-8485
reynoldsinsuranceagency.com
WS
120 N 2nd St
Weaver's Insurance Agency
Health Insurance Agent · Richmond, KY
(859) 623-7040
progressiveagent.com/agents
FI
312 Jason Dr STE 3
First Insurance Group USA
Health Insurance Agent · Richmond, KY
(859) 623-6692
firstinsurancegroupusa.com
AI
104 Collins Dr
Aetna in Richmond
Health Insurance Agent · Richmond, KY
(844) 213-6322
aetna.com
UH
369 Gibson Ln
United HealthCare in Richmond
Health Insurance Agent · Richmond, KY
(866) 227-1598
uhc.com

What Does a a Health Insurance Agent in Richmond Cost?

Health insurance agents in Kentucky typically do not charge a direct fee to consumers. Their compensation comes from commissions paid by insurance carriers. These commissions are built into the premium you pay and do not increase your cost. For ACA plans, premiums vary widely based on age, income, and plan tier, ranging from under 200 dollars per month with subsidies to over 800 dollars for unsubsidized plans. Medicare Supplement plans may have agent commissions included in the premium. This is general information, not insurance advice.

About health insurance agents in Richmond

Health insurance agents in Richmond, Kentucky help individuals and families find coverage that meets their needs and budget. Kentucky follows federal guidelines for the Affordable Care Act marketplace, and agents can explain plan options, subsidies, and enrollment periods. Local agents understand the healthcare landscape in Madison County and can assist with both individual plans and group coverage for small businesses.

Frequently Asked Questions

What does a health insurance agent in Richmond do?

A health insurance agent helps you compare plans from different carriers, explains coverage details, and assists with enrollment. They can help with ACA marketplace plans, Medicare Advantage, Medicare Supplement, and private health insurance. Agents in Kentucky must be licensed by the Kentucky Department of Insurance.

How do I choose a health insurance agent in Richmond Kentucky?

Look for an agent who is licensed in Kentucky and has experience with the type of coverage you need, such as individual or family plans. You can verify an agents license through the Kentucky Department of Insurance website. Ask about their familiarity with local hospitals and providers in the Richmond area.

When can I enroll in health insurance through an agent in Kentucky?

Open Enrollment for ACA plans typically runs from November 1 to January 15 each year. Special Enrollment periods are available after qualifying life events like marriage, birth, or loss of other coverage. Medicare enrollment periods vary by circumstance, so an agent can help you determine your specific window.

Health Insurance Agents in Other Kentucky Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each health insurance agent's credentials and current standing with your state Department of Insurance.