The top-rated health insurance agent in Erlanger, Kentucky is Allison Hornback - State Farm Insurance Agent, rated 5.0 stars across 291 reviews. Other highly rated options include Jalen Hudson - State Farm Insurance Agent, Gartman Insurance, Scott Sutton - State Farm Insurance Agent. This directory lists 10 health insurance agents serving Erlanger.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Allison Hornback - State Farm Insurance Agent | 23 Erlanger Rd | (859) 727-3276 |
| 2 | Jalen Hudson - State Farm Insurance Agent | 495 Erlanger Rd # 101 | (859) 282-8660 |
| 3 | Gartman Insurance | 495 Erlanger Rd Suite 104 | (859) 727-6675 |
| 4 | Scott Sutton - State Farm Insurance Agent | 3139 Dixie Hwy C | (859) 341-8700 |
| 5 | Hummel Hatfield Insurance | 3215 Dixie Hwy | (859) 261-0761 |
| 6 | Globe Insurance Agency Inc | 3409 Dixie Hwy | (859) 727-2226 |
| 7 | Kentucky Farm Bureau Insurance | 4224 Dixie Hwy Ste D | (859) 342-5518 |
| 8 | Evergreen Harbor Insurance Co. | 514 Commonwealth Ave | (270) 984-6040 |
| 9 | Loyalty Insurance Services | 3940 Olympic Blvd | (859) 927-3228 |
| 10 | PlanChoice, Inc. | 35 Erlanger Rd | (859) 342-7400 |
Allison Hornback - State Farm Insurance Agent serves clients in Boone County and the greater Erlanger, Kentucky area, specializing in health insurance coverage. The agency helps individuals and families navigate plan selection for medical, dental, and vision needs. They work with local residents to find policies that fit various budgets and healthcare requirements. This office also provides assistance with understanding policy details and enrolling during open enrollment periods. Specific services handled include individual health plans and supplemental accident insurance.
Jalen Hudson - State Farm Insurance Agent in Erlanger, KY, provides health insurance plans to individuals and families, along with supplemental coverage options. Clients can select a basic policy with the option to add plans for dental, vision, or prescription drug benefits. Regular policy reviews are available to adjust coverage as needs change. The agent services single-family homes, apartments, retail stores, and restaurants.
Gartman Insurance serves homeowners and business owners in Erlanger, KY, by helping them select health insurance plans that align with their medical needs and financial situations. The agency guides clients through enrollment periods, explaining options like deductibles and provider networks to ensure informed decisions. It also assists with coverage adjustments as life circumstances change, providing ongoing support. The company extends its health insurance services to neighboring communities throughout the Covington metro area.
Based in Erlanger, Scott Sutton—State Farm Insurance Agent serves clients throughout northern Kentucky and the surrounding Cincinnati-area communities. The agency handles individual and family health insurance plans, alongside related supplemental policies. Each client’s situation is assessed to identify suitable coverage options for their specific medical needs and budget. It explains plan details, including deductibles and networks, so customers can make informed decisions. To complete a typical job, the agent reviews the client’s current health profile and financial situation before recommending the most appropriate policy from available carriers.
Based in Erlanger, Kentucky, Hummel Hatfield Insurance helps individuals and families distinguish between one-time policy searches and ongoing coverage management as a health insurance agent. They focus on connecting clients with appropriate plans that address medical needs and financial considerations common in the region. This includes navigating enrollment periods and understanding plan details to find suitable options. Their service structure operates as needed, offering assistance whenever clients require guidance or updates to their existing coverage.
Globe Insurance Agency Inc in Erlanger, KY offers its clients tailored health insurance plans, including major medical coverage and supplemental policies. It helps individuals, families, and small businesses navigate enrollment, compare plan options, and understand their benefits under current regulations. The agency also provides ongoing support for claim questions and network changes. As open enrollment periods and qualifying life events arise, it assists clients in securing coverage that aligns with their medical needs and budget.
As the year progresses and local families in Erlanger begin reassessing their coverage for unexpected medical needs, Kentucky Farm Bureau Insurance helps area residents navigate available policy options tailored to individual health situations. This agency serves the community by explaining how different plans apply to routine visits, prescriptions, and emergency care in the region. Clients can meet with an agent for a direct and straightforward initial assessment of their current coverage to ensure their personal health priorities are addressed.
As the seasonal open enrollment period approaches, many residents of Erlanger look for reliable guidance on their health coverage options. Evergreen Harbor Insurance Co. serves this need by helping individuals and families compare plans and understand their benefits. The agency focuses on connecting clients with policies that match their healthcare needs and budget. A typical first step for new clients involves scheduling a simple initial-assessment appointment to review their current situation and explore available local plans.
At Loyalty Insurance Services in Erlanger, Kentucky, the team works with individuals and businesses to identify health insurance plans that fit each client’s specific needs. They focus on explaining coverage options, enrollment periods, and policy details to ensure clear understanding. A key role is assisting with Medicare supplements and individual plans, offering personalized guidance through the selection process. These services are available for office workers, warehouse employees, and staff in food service operations.
PlanChoice, Inc. assists residents of Erlanger, Kentucky, with their personal health insurance needs, guiding them to suitable plans for individual and family coverage. The agency also offers commercial health insurance solutions for local small businesses requiring employee benefits. Clients throughout the Northern Kentucky area can access support for plan selection and enrollment. After an initial consultation, the agent remains available for follow-up service, including help with claims questions and annual plan review appointments between regular visits.
What Does a a Health Insurance Agent in Erlanger Cost?
Health insurance premiums in Kentucky vary by plan type, age, location, and income. For an individual, ACA marketplace plans can range from about $200 to $600 per month before subsidies. Subsidies based on income can lower these costs significantly. Medicare Advantage plans often have low or zero monthly premiums. This is general information and not insurance advice.
About health insurance agents in Erlanger
Health insurance agents in Erlanger, Kentucky help individuals and families find coverage through the Kentucky Health Benefit Exchange or private insurers. Agents licensed by the Kentucky Department of Insurance can guide you through plan options, subsidies, and enrollment periods. Local knowledge of Erlanger healthcare providers and Kentucky regulations ensures you get suitable coverage.
Frequently Asked Questions
What is the open enrollment period for health insurance in Kentucky?
The open enrollment period for ACA plans in Kentucky typically runs from November 1 to January 15 each year. Outside this window, you may qualify for a special enrollment period if you have a qualifying life event like losing other coverage or moving.
Do health insurance agents in Erlanger charge a fee for their services?
Health insurance agents in Kentucky are generally paid by the insurance companies through commissions. You typically do not pay extra fees for their help. Always confirm any potential charges before working with an agent.
Can a health insurance agent help me with Medicaid in Kentucky?
Yes, agents can assist with applications for Kentucky Medicaid and the Kentucky Childrens Health Insurance Program (KCHIP). They can explain eligibility requirements and guide you through the enrollment process through the Benefind portal.
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