The top-rated health insurance agent in Lexington, Kentucky is SeibertKeck Insurance Partners, rated 4.9 stars across 342 reviews. Other highly rated options include Energy Insurance Agency, Bray & Oakley Insurance Agency, Kentucky Health Solutions, A Trucordia Business. This directory lists 23 health insurance agents serving Lexington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | SeibertKeck Insurance Partners | 2011 Rambler Rd #1 | (859) 203-5353 |
| 2 | Energy Insurance Agency | 3008 Atkinson Ave #3 | (859) 273-1549 |
| 3 | Bray & Oakley Insurance Agency | 3061 Fieldstone Way #300 | (859) 927-3743 |
| 4 | Kentucky Health Solutions, A Trucordia Business | 2365 Harrodsburg Rd Suite B-325 | (859) 309-5033 |
| 5 | Renee Jackson Insurance Agency | 1795 Alysheba Way UNIT 1101 | (859) 317-2217 |
| 6 | The Hutch Agency - Kentucky | 121 Prosperous Pl STE 9B | (859) 309-1912 |
| 7 | Greater Lexington Insurance Agency, Inc. | 1066 Wellington Way | (859) 224-2477 |
| 8 | Heritage Insurance Agency | 3306 Clays Mill Rd Ste 106 | (859) 219-1122 |
| 9 | Tyler Insurance Group | 1029 Monarch St UNIT 110 | (859) 785-8289 |
| 10 | Al Torstrick Insurance Agency | 343 Waller Ave #101 | (859) 233-1461 |
SeibertKeck Insurance Partners serves the Lexington, Kentucky area as a local health insurance agent. The company assists individuals and families with navigating the process of finding suitable medical coverage plans. Its agents work to explain policy options and help clients understand the terms of their coverage. Commonly, this involves comparing different plans to match specific healthcare needs and budgets. The agency also addresses inquiries regarding the enrollment periods and subsidy eligibility. For local clients, SeibertKeck handles both individual health insurance and family group plan applications in the region.
Energy Insurance Agency provides a range of health insurance services in Lexington, KY, including plan selection assistance and enrollment support. It offers ongoing service to help clients manage their policies and adjust coverage as needs change over time. The agency serves individuals and families seeking medical plans, as well as businesses requiring group health coverage. Its clientele includes single-family homes and apartments, along with local retail shops and restaurants.
Bray & Oakley Insurance Agency serves homeowners, families, and individuals in Lexington, KY, offering health insurance plans tailored to their coverage needs. The agency helps clients navigate plan options during open enrollment and special enrollment periods. As a local health insurance agent, it assists with understanding policy details and finding suitable providers. Its service area also extends to the nearby communities of Nicholasville and Versailles, providing the same guidance on health insurance choices.
Serving Lexington, Kentucky, and the surrounding communities, Kentucky Health Solutions, A Trucordia Business, handles a full range of health insurance needs. The agency guides individuals and groups through plan options, including major medical and supplemental coverage. Its approach involves a thorough personal consultation to assess each client's specific health needs and budget constraints. The company then compares available plans from multiple carriers to present clear recommendations, thereby helping clients select appropriate coverage for their circumstances.
Renee Jackson Insurance Agency in Lexington, KY distinguishes between one-time enrollment assistance and recurring coverage management as a health insurance agent. They help individuals and families find suitable plans, explaining options such as marketplace policies or supplement coverage. Clients may schedule one-time meetings for initial setup, with continued support available on an as-needed basis for claims questions or plan changes.
The Hutch Agency - Kentucky in Lexington specializes in helping individuals and families compare and select health insurance plans that meet their needs. It assists clients with understanding coverage options, navigating enrollment processes, and managing plan changes throughout the year. As a local health insurance agent, the agency provides ongoing support for policy questions and claims guidance. During the annual open enrollment period, it helps residents ensure their coverage remains appropriate and up to date.
Greater Lexington Insurance Agency, Inc. focuses on connecting individuals and families in Lexington, KY with suitable health coverage plans. The company also specializes in supplemental policies that can address gaps in standard medical protection. Its agent consultants assess client needs to help match them with a plan from a regional or national carrier. The agency serves a variety of commercial sectors, including local offices, warehouses, and food service establishments.
As open enrollment season approaches in Lexington, KY, many residents consider their health coverage options. Heritage Insurance Agency offers consultation as a local health insurance agent, helping individuals and families review plans that align with their medical needs and budget. The importance of having adequate coverage for routine care and unforeseen health issues in the community is a primary focus. Prospective clients begin by scheduling an initial assessment to discuss their current situation and explore available policy choices.
Tyler Insurance Group serves residents of Lexington, KY with personal health insurance plans. The company also assists local businesses in securing commercial health coverage for their employees. Their service area encompasses the greater Lexington region, providing access to essential benefits for individuals and organizations. Each policy is reviewed to fit distinct healthcare needs and financial situations. Between regular visits, agents follow up with clients to adjust coverage as circumstances change and to ensure ongoing satisfaction with their selected benefits.
Al Torstrick Insurance Agency in Lexington, KY, is known for helping individuals and families secure health insurance coverage that meets their medical needs and budget. The agency assists clients in evaluating plan options, explaining key benefits, and navigating enrollment periods. It serves residents seeking primary or supplemental health plans. An add-on service it can provide is consulting on how to integrate a health savings account with a high-deductible health insurance plan.
What Does a a Health Insurance Agent in Lexington Cost?
Health insurance agent services in Kentucky are usually free to you because the agent earns a commission from the insurer. For individual plans commissions range from 2% to 5% of the premium. For small group plans commissions may be higher or negotiated. Some agents charge a flat fee for consulting which can be 50 to 200 dollars per hour. This is general information not insurance advice.
About health insurance agents in Lexington
Health insurance agents in Lexington Kentucky help individuals families and small businesses find suitable health coverage. Kentucky law requires agents to be licensed by the Kentucky Department of Insurance. Agents can explain plan options including ACA marketplace plans and short-term policies.
Frequently Asked Questions
What does a health insurance agent in Lexington do?
A health insurance agent helps you compare plans from different carriers. They explain benefits costs and network details. They also assist with enrollment and plan changes.
Is there a special enrollment period in Kentucky?
Yes. Outside the annual open enrollment you may qualify for a special enrollment period if you have a life event like marriage birth or loss of other coverage. Kentucky follows federal rules for these events.
Do health insurance agents charge a fee in Kentucky?
Most health insurance agents are paid by the insurance company not by you. Some agents may charge a consulting fee for complex cases. Always ask about fees before you start.
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