ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a health insurance agent in Berea? Review the directory below to compare your options.
11 agents listed
Updated May 2026
Berea, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 11 health insurance agents in Berea, KY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Craig Loftis - State Farm Insurance Agent
145 Plaza Dr, Berea, KY 40403
(859) 986-2371
craigloftis.com
Shelter Insurance - Kim Maupin
208 Pauline Dr Ste C, Berea, KY 40403
(859) 986-1979
shelterinsurance.com
Kentucky Farm Bureau Insurance
216 Pauline Dr, Berea, KY 40403
(859) 986-2318
kyfb.com
Charles Cromer: Allstate Insurance
219 Prince Royal Dr Ste 18, Berea, KY 40403
(859) 228-0007
agents.allstate.com
Sammy Castle Insurance
327 Chestnut St #3, Berea, KY 40403
(859) 985-1986
sammycastleinsurance.com
Insurance Co
631 Chestnut St #1, Berea, KY 40403
(859) 800-2917
progressiveagent.com
Derrick Shawn Isaac
427 Chestnut St, Berea, KY 40403
(859) 985-0330
erieinsurance.com
Harbor Insurance KY
101 Morningside St, Berea, KY 40403
(859) 592-8426
EliteLegacy Insurance KY
401 US-25, Berea, KY 40403
(859) 694-5408
American National Insurance Co
711 Chestnut St, Berea, KY 40403
(956) 404-0844
anico.com
Humana in Berea
421 Ellis St, Berea, KY 40403
(866) 227-5456
Health insurance agents in Berea, Kentucky help individuals and families find coverage that meets their needs and budget. Kentucky follows federal ACA guidelines, and agents can assist with special enrollment periods for qualifying life events. Local agents understand Berea community and can explain plan options available through the Kentucky Health Benefit Exchange.
What Does a Health Insurance Agent in Berea Cost?
Health insurance plan costs vary widely based on age, income, and plan type. In Kentucky, a mid-level ACA plan for a 40-year-old might cost between $400 and $700 per month before subsidies. Many residents qualify for premium tax credits that lower monthly costs. Medicare plans often have no monthly premium for Part A, but Part B costs about $174.70 per month in 2024. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a health insurance agent in Berea do?
A health insurance agent helps you compare plans from different carriers, enroll in coverage, and understand your benefits. They can assist with ACA marketplace plans, Medicare Advantage, Medicare Supplement, and short-term health insurance. Agents are licensed by the Kentucky Department of Insurance.
When can I enroll in health insurance in Kentucky?
Open Enrollment for ACA plans typically runs from November 1 to January 15 each year. You may qualify for a Special Enrollment Period if you experience a life event like losing other coverage, moving, or having a baby. Kentucky does not have a state-specific enrollment period beyond the federal calendar.
Do I have to pay for a health insurance agent in Berea?
Most health insurance agents are paid by the insurance company, not by you. Their commission is built into the plan premium. You should confirm any fees before working with an agent. Kentucky law requires agents to disclose their compensation if you ask.
Free • No Obligation
Compare Health Insurance Agents
Get matched with agents in Berea who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Kentucky.