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Find Health Insurance Agents Near You in Berea, KY

Browse health insurance agents serving Berea, Kentucky. Updated 2026-07-14.

The top-rated health insurance agent in Berea, Kentucky is Craig Loftis - State Farm Insurance Agent, rated 5.0 stars across 716 reviews. Other highly rated options include Shelter Insurance - Kim Maupin, Kentucky Farm Bureau Insurance, Charles Cromer: Allstate Insurance. This directory lists 11 health insurance agents serving Berea.

Showing 11 health insurance agents in Berea, KYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Craig Loftis - State Farm Insurance Agent145 Plaza Dr(859) 986-2371
2Shelter Insurance - Kim Maupin208 Pauline Dr Ste C(859) 986-1979
3Kentucky Farm Bureau Insurance216 Pauline Dr(859) 986-2318
4Charles Cromer: Allstate Insurance219 Prince Royal Dr Ste 18(859) 228-0007
5Sammy Castle Insurance327 Chestnut St #3(859) 985-1986
6Insurance Co631 Chestnut St #1(859) 800-2917
7Derrick Shawn Isaac427 Chestnut St(859) 985-0330
8Harbor Insurance KY101 Morningside St(859) 592-8426
9EliteLegacy Insurance KY401 US-25(859) 694-5408
10American National Insurance Co711 Chestnut St(956) 404-0844
CL
145 Plaza Dr
Craig Loftis - State Farm Insurance Agent
Health Insurance Agent · Berea, KY

Craig Loftis - State Farm Insurance Agent serves Berea and the surrounding Madison County area. As a health insurance agent, the company helps individuals and families find coverage options that fit their needs and budgets. The agency works with clients to explain policy details and assist with the enrollment process throughout the year. It also handles plan comparisons and answers questions about coverage gaps or changes in healthcare needs. Specific services include helping residents apply for individual health plans and guiding them through Open Enrollment periods.

SI
208 Pauline Dr Ste C
Shelter Insurance - Kim Maupin
Health Insurance Agent · Berea, KY

Shelter Insurance - Kim Maupin provides health insurance agent services for individuals and families in the Berea, KY area. The company assists clients in understanding and selecting health coverage options that meet their medical needs and budget. It offers ongoing service to help policyholders manage their plans and address changes in their circumstances. The agency serves clients residing in single-family homes, apartments, and properties such as retail and restaurants.

KF
216 Pauline Dr
Kentucky Farm Bureau Insurance
Health Insurance Agent · Berea, KY

Kentucky Farm Bureau Insurance in Berea, Kentucky, offers health insurance plan guidance and policy comparisons for individuals and families. It assists clients with navigating enrollment periods and selecting coverage that fits their needs. The agency provides ongoing support for claims questions and plan management throughout the year. This local office helps residents address coverage changes and annual renewal decisions before the end-of-year open enrollment deadline.

CC
219 Prince Royal Dr Ste 18
Charles Cromer: Allstate Insurance
Health Insurance Agent · Berea, KY

As local residents review their changing health coverage needs during the annual enrollment period, Charles Cromer: Allstate Insurance assists with selecting appropriate health insurance plans in the Berea, Kentucky area. The agent explains different policy options and guides clients through the application paperwork. Understanding each customer’s medical requirements and budget helps tailor a suitable choice. The process begins with a no-obligation consultation to evaluate current coverage and identify potential gaps before recommending any specific plan.

SC
327 Chestnut St #3
Sammy Castle Insurance
Health Insurance Agent · Berea, KY

Homeowners, families, and individuals in Berea, Kentucky turn to Sammy Castle Insurance for health insurance agent services. The company helps clients compare individual and family health plans to match their medical needs and budgets. Guidance is provided on plan benefits, coverage details, and the annual enrollment process. Those seeking Medicare supplement and prescription drug plan options also receive dedicated assistance. Sammy Castle Insurance additionally serves the surrounding area of Richmond and the broader Madison County community.

IC
631 Chestnut St #1
Insurance Co
Health Insurance Agent · Berea, KY

Based in Berea, Kentucky, Insurance Co services the local area and nearby communities within Madison County. It handles a full range of health insurance policies, including individual plans. The agency helps clients shop for coverage during open enrollment and special enrollment periods. To complete a typical job, it assesses a client’s current medical needs and income to find a qualified plan that fits their specific budget and narrow network of local doctors.

DS
427 Chestnut St
Derrick Shawn Isaac
Health Insurance Agent · Berea, KY

In Berea, KY, Derrick Shawn Isaac assists clients by clarifying the difference between one-time enrollment for individual plans and recurring service options, such as annual renewal reviews or ongoing management of health insurance needs. Coverage guidance focuses on matching plans to specific medical and financial situations, offering support with questions about deductibles, networks, and prescription benefits. This health insurance agent operates primarily on an as-needed basis for inquiries or scheduled appointments for plan comparisons and annual re-enrollment periods.

HI
101 Morningside St
Harbor Insurance KY
Health Insurance Agent · Berea, KY

As a health insurance agent, Harbor Insurance KY specializes in helping clients select individual and family health plans. It also provides guidance on Medicare options for seniors in Berea, KY. The agency works with clients to understand coverage details, from deductibles to prescription drug benefits. For local residents facing open enrollment periods or sudden coverage gaps, Harbor Insurance KY assists in finding suitable plans and understanding their options throughout the year.

EI
401 US-25
EliteLegacy Insurance KY
Health Insurance Agent · Berea, KY

As open enrollment and changes in personal circumstances often leave Berea residents searching for updated coverage, EliteLegacy Insurance KY provides guidance through the process as a local health insurance agent. Specializing in individual and family plans, the agency helps clients compare available options and understand policy details tailored to their medical needs. By working directly with those in the community, they focus on finding affordable solutions that fit specific budgets and health requirements. A thorough needs assessment is always scheduled during the initial consultation to begin the search for the right coverage.

AN
711 Chestnut St
American National Insurance Co
Health Insurance Agent · Berea, KY

American National Insurance Co provides guidance for individuals and families seeking health coverage in Berea, Kentucky. The agency can also help clients explore supplemental insurance products designed to fill gaps in major medical plans. Their work involves explaining policy options, assisting with enrollment, and clarifying how different health plans apply to routine care or unexpected medical events. They can serve commercial sectors such as local offices, warehouses, and food service establishments that need health insurance options for their employees.

HI
421 Ellis St
Humana in Berea
Health Insurance Agent · Berea, KY
(866) 227-5456

What Does a a Health Insurance Agent in Berea Cost?

Health insurance plan costs vary widely based on age, income, and plan type. In Kentucky, a mid-level ACA plan for a 40-year-old might cost between $400 and $700 per month before subsidies. Many residents qualify for premium tax credits that lower monthly costs. Medicare plans often have no monthly premium for Part A, but Part B costs about $174.70 per month in 2024. This is general information, not insurance advice.

About health insurance agents in Berea

Health insurance agents in Berea, Kentucky help individuals and families find coverage that meets their needs and budget. Kentucky follows federal ACA guidelines, and agents can assist with special enrollment periods for qualifying life events. Local agents understand Berea community and can explain plan options available through the Kentucky Health Benefit Exchange.

Frequently Asked Questions

What does a health insurance agent in Berea do?

A health insurance agent helps you compare plans from different carriers, enroll in coverage, and understand your benefits. They can assist with ACA marketplace plans, Medicare Advantage, Medicare Supplement, and short-term health insurance. Agents are licensed by the Kentucky Department of Insurance.

When can I enroll in health insurance in Kentucky?

Open Enrollment for ACA plans typically runs from November 1 to January 15 each year. You may qualify for a Special Enrollment Period if you experience a life event like losing other coverage, moving, or having a baby. Kentucky does not have a state-specific enrollment period beyond the federal calendar.

Do I have to pay for a health insurance agent in Berea?

Most health insurance agents are paid by the insurance company, not by you. Their commission is built into the plan premium. You should confirm any fees before working with an agent. Kentucky law requires agents to disclose their compensation if you ask.

Health Insurance Agents in Other Kentucky Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each health insurance agent's credentials and current standing with your state Department of Insurance.