The top-rated health insurance agent in Owensboro, Kentucky is T.H.E Insurance Group, rated 4.8 stars across 131 reviews. Other highly rated options include Elevate Insurance Agency Inc, Elite Risk Advisors, EM Ford Insurance & Financial Planning. This directory lists 20 health insurance agents serving Owensboro.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | T.H.E Insurance Group | 745 Carlton Dr | (270) 240-1835 |
| 2 | Elevate Insurance Agency Inc | 3118 Alvey Park Dr E Ste 4 | (270) 682-0001 |
| 3 | Elite Risk Advisors | 111 W 3rd St Ste 2 | (270) 225-4445 |
| 4 | EM Ford Insurance & Financial Planning | 600 Frederica St | (270) 926-2806 |
| 5 | WD Insurance | 2410 W Parrish Ave | (270) 240-2268 |
| 6 | Bennett Insurance Agency | 801 Old Hartford Rd | (270) 228-2323 |
| 7 | THE Insurance Group by Drew Young | 745 Carlton Dr | (812) 608-0649 |
| 8 | River City Insurance Agency | 800 Frederica St | (270) 216-8975 |
| 9 | Affordable Care Health Insurance LLC | 2824 Farrell Crescent | (270) 684-3711 |
| 10 | Lawton Insurance of Owensboro | 200 E 3rd St Suite 101 | (270) 685-5124 |
T.H.E Insurance Group serves the Owensboro, Kentucky area as a local health insurance agent. The agency provides a range of health coverage plans designed to meet the needs of individuals, families, and small business groups in the region. Their services include navigating enrollment periods and clarifying plan details for clients. The company also assists with Medicare supplement policies and short-term health insurance options in this community.
Elevate Insurance Agency Inc in Owensboro, KY offers a full range of health insurance agent services, including plan selection guidance and enrollment support. Ongoing service plans involve annual policy reviews, claims assistance, and updates during open enrollment periods, ensuring coverage remains aligned with clients’ changing needs. The agency manages health insurance solutions for a variety of clients, including single-family homes, apartments, retail businesses, and restaurants.
Elite Risk Advisors serves individuals, families, and small businesses in Owensboro, KY, seeking health insurance coverage. The agency assists clients in navigating plan options, including individual policies and group benefits for employers. Work focuses on explaining policy details, coordinating enrollment periods, and providing ongoing support for claims or plan changes. Coverage through the agency extends to nearby communities such as Henderson.
Serving the Owensboro, Kentucky area and surrounding communities, EM Ford Insurance & Financial Planning provides health insurance agent services. It assists individuals and families with navigating their health coverage options and finding suitable plans. The company focuses on clarifying policy details to help clients make informed decisions about their healthcare needs. To handle a typical job, it starts by reviewing a client’s specific situation and needs, then presents a carefully selected comparison of available plans for their consideration.
WD Insurance in Owensboro, KY assists clients in choosing between a one-time policy review or establishing an ongoing advisory relationship. Their work encompasses helping individuals and families navigate health insurance coverage options, including plan selection and enrollment assistance. As health insurance is a recurring need for most area residents, changes in personal circumstances or marketplace regulations often require periodic adjustments. For this reason, WD Insurance typically offers its services on both a scheduled and as-needed basis, accommodating requests for annual check-ins or immediate support when life events occur.
Bennett Insurance Agency specializes in connecting individuals and families with suitable health insurance plans. It guides clients through enrollment, plan comparisons, and policy edits tailored to their medical and financial needs. Understanding that coverage needs shift throughout the year, the agency is particularly active in Owensboro, KY, during open enrollment periods and when clients experience qualifying life events such as job changes or new family additions.
As the seasons shift in Owensboro, Kentucky, residents often reassess their coverage to match changing medical needs. THE Insurance Group by Drew Young provides guidance through the health insurance market, helping individuals and families compare plans that may suit their budgets and healthcare requirements. An agent typically discusses current coverage, explains differences in deductibles and networks, and answers questions about enrollment periods. Every relationship begins with an initial assessment of the client's specific health situation and financial priorities during a no-obligation consultation.
River City Insurance Agency helps clients in Owensboro, Kentucky navigate health insurance plans and coverage options. It specializes in individual and family health policies as well as supplemental insurance packages. The agency works closely with residents to identify suitable plans during open enrollment periods and special enrollment events. It can serve commercial sectors such as offices, warehouses, and food service establishments in the local area.
Affordable Care Health Insurance LLC in Owensboro, KY is known for helping individuals and families select appropriate health coverage plans. They assist clients in navigating private insurance options, Medicare selections, and ACA marketplace policies to match varied budgets and medical needs. The agency also offers consultations on supplemental plan add-ons designed to cover dental, vision, and other routine care expenses.
Serving residential clients in Owensboro, Lawton Insurance of Owensboro helps individuals and families find health plans that fit their needs and budgets. The agency also assists local businesses with commercial health insurance coverage options for employees. Services extend throughout the Owensboro area, providing guidance on plan choices and enrollment. Clients receive personal follow-up after policy issuance to ensure accurate medical coverage, and the agency offers continued support for changes or issues between regular visits.
What Does a a Health Insurance Agent in Owensboro Cost?
Health insurance agents in Kentucky typically do not charge you a direct fee. They earn commissions from the insurance carriers which are built into the premium. For individual plans premiums can range from 200 to 800 dollars per month depending on age location and plan type. Small business group plans may have different pricing. This is general information and not insurance advice.
About health insurance agents in Owensboro
Health insurance agents in Owensboro Kentucky help individuals families and small businesses find suitable coverage. These agents are licensed by the Kentucky Department of Insurance and must follow state regulations including Kentucky Revised Statutes Chapter 304. They can assist with plans from the Kentucky Health Benefit Exchange as well as private insurers and Medicare options.
Frequently Asked Questions
What does a health insurance agent in Owensboro do?
A health insurance agent helps you compare plans from different carriers and enroll in coverage. They explain policy details like deductibles copays and networks. In Kentucky agents must complete continuing education to maintain their license.
Do I need to pay a fee for using a health insurance agent in Kentucky?
Most health insurance agents in Kentucky are paid commissions by the insurance company not by you. This means their services are usually free to you. Always ask about any fees before you start.
Can a health insurance agent help me with Medicare in Owensboro?
Yes many agents in Owensboro specialize in Medicare Advantage Medicare Supplement and Part D prescription drug plans. Kentucky requires agents to be certified by the Centers for Medicare and Medicaid Services to sell Medicare products.
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