The top-rated health insurance agent in Foley, Alabama is Acceptance Insurance, rated 4.8 stars across 354 reviews. Other highly rated options include First Baldwin Insurance, Frances Holk-Jones - State Farm Insurance Agent, Southern Risk Associates, Inc.. This directory lists 20 health insurance agents serving Foley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 201 9th Ave Ste 201 | (251) 494-7076 |
| 2 | First Baldwin Insurance | 8154 AL-59 #201 | (251) 943-6677 |
| 3 | Frances Holk-Jones - State Farm Insurance Agent | 315 E Laurel Ave #101 | (251) 943-5031 |
| 4 | Southern Risk Associates, Inc. | 710 E Laurel Ave | (251) 316-6129 |
| 5 | Josh Wild - State Farm Insurance Agent | 900 N McKenzie St | (251) 943-2886 |
| 6 | SOUTHERN INSURANCE AL LLC | 820 S McKenzie St | (251) 943-3340 |
| 7 | Bill Boulton Agency, Inc: Allstate Insurance | 313A W Laurel Ave | (251) 943-2800 |
| 8 | Absolute Insurance Agency | 721 N McKenzie St | (251) 942-6837 |
| 9 | South Shore Insurance Agency | 7801 AL-59 G | (251) 923-4463 |
| 10 | Go Insurance Agency | 3836 S McKenzie St | (251) 213-2850 |
Acceptance Insurance offers enrollment assistance in individual and group health plans, addressing prescription drug coverage and preventive care needs. The agency serves Foley, Alabama, and the surrounding area, guiding clients through plan comparisons and annual enrollment periods. It helps individuals understand their options, including subsidy eligibility and network restrictions. The company also responds to urgent coverage questions that arise after a job loss or a sudden change in medical needs.
First Baldwin Insurance serves the Foley, Alabama area and surrounding Baldwin County as a health insurance agent. It assists individuals and families in navigating the complex marketplace to select suitable medical coverage plans. The agency also works with local small business owners to identify group benefit options that fit their budgets and staff needs. Understanding the specific requirements of the Gulf Coast community, this office provides guidance on Affordable Care Act open enrollment periods and Medicare supplement plan comparisons.
Frances Holk-Jones - State Farm Insurance Agent in Foley, AL, offers a full range of health insurance plans to meet individual and family medical needs. The agency also provides plan reviews and assistance with claims and policy adjustments throughout the year. Its service plans focus on helping clients understand coverage options and navigate open enrollment periods. The agency serves clients with single-family homes, apartments, retail, and restaurants.
Southern Risk Associates, Inc. serves Foley, Alabama, and the surrounding communities of Baldwin County, specializing in health insurance agent services for individuals and families. The company handles the selection and enrollment of medical plans, including both private and marketplace options, to meet varied coverage needs and budgets. Every client engagement begins with a thorough review of current health requirements and financial considerations, then builds a tailored plan comparison from available carriers.
Josh Wild - State Farm Insurance Agent in Foley, AL serves homeowners, businesses, and property managers by providing health insurance agent services tailored to their individual needs. The agency helps clients navigate plan options, answer coverage questions, and manage policy changes. It also assists with understanding deductibles, networks, and enrollment periods to ensure appropriate protection. In addition to serving Foley, the agency covers neighboring communities such as Gulf Shores and the greater Baldwin County metro area.
SOUTHERN INSURANCE AL LLC distinguishes between one-time policy consultations and recurring annual plan reviews to ensure ongoing coverage alignment. As a health insurance agent in Foley, AL, this business assists clients with comparing marketplace plans and Medicare options. Services focus on identifying suitable deductibles and networks based on individual medical needs. Local availability is managed primarily on an as-needed basis, accommodating appointment requests as they arise rather than scheduling recurring visits or offering door-to-door sales.
Bill Boulton Agency, Inc: Allstate Insurance offers health insurance plans that help individuals and families in Foley, AL, find coverage for medical needs, routine care, and unexpected treatments. The agency also assists clients with plan comparisons, policy renewals, and navigating healthcare options to suit varying budgets. As the open enrollment period approaches each year, the company helps residents review their existing plans and adjust coverage for the upcoming calendar year.
As the seasons shift in Foley, AL, residents often review their coverage needs for the coming year. Absolute Insurance Agency assists individuals and families in navigating health insurance options that suit their specific circumstances. The agency works with clients to understand various plan types and potential benefits available in the local market. This includes helping to clarify enrollment periods and coverage terms. The process typically begins with an initial assessment to review current coverage and identify any gaps or changes needed for the household.
South Shore Insurance Agency in Foley, AL works with individuals and families to identify health coverage options that meet their medical needs and budget. Their services include reviewing policy details, explaining plan benefits, and assisting with enrollment. The agency can serve commercial clients as well, including small offices, warehouses, and food service businesses that require group health plans for their employees.
What Does a a Health Insurance Agent in Foley Cost?
The cost of using a health insurance agent in Foley is usually zero for the consumer. Agents earn commissions from insurance carriers, which are built into the plan premium. Typical monthly premiums for individual plans in Alabama range from 300 to 700 dollars for a mid-level silver plan, though subsidies may lower this amount. Costs vary by age, income, and plan type. This is general information, not insurance advice.
About health insurance agents in Foley
Health insurance agents in Foley, Alabama help individuals and families compare plans from major carriers. Agents can assist with Affordable Care Act marketplace enrollment, Medicare Advantage plans, and short-term medical coverage. Alabama law requires agents to be licensed by the Alabama Department of Insurance, and they must follow state regulations on plan disclosures and consumer protections.
Frequently Asked Questions
What does a health insurance agent in Foley do?
A health insurance agent helps you review plan options, estimate costs, and enroll in coverage. They can explain the differences between HMO and PPO plans. Agents also help with annual renewals and life changes like marriage or job loss.
Do I pay a fee for using a health insurance agent in Alabama?
In most cases, you do not pay a fee. Health insurance agents are typically paid by the insurance company through commissions. Some agents may charge a consultation fee for complex cases, but they must disclose this upfront.
When can I enroll in a health plan through an agent in Foley?
You can enroll during the annual Open Enrollment Period, which usually runs from November 1 to January 15 in Alabama. You may also qualify for a Special Enrollment Period if you have a qualifying life event, such as losing other coverage or having a baby.
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