The top-rated health insurance agent in Athens, Alabama is Pepper, Johnstone & Company, rated 4.9 stars across 139 reviews. Other highly rated options include iPROTECT Insurance & Financial Services, Inc., Phillip Burton - COUNTRY Financial Agent, Eddie Breakfield - State Farm Insurance Agent. This directory lists 20 health insurance agents serving Athens.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Pepper, Johnstone & Company | 122 Market St W | (256) 232-7818 |
| 2 | iPROTECT Insurance & Financial Services, Inc. | 1114 US-31 Suite E | (256) 444-2041 |
| 3 | Phillip Burton - COUNTRY Financial Agent | 707 US-31 Ste C | (256) 232-1256 |
| 4 | Eddie Breakfield - State Farm Insurance Agent | 114 N Marion St | (256) 232-1238 |
| 5 | Nationwide Insurance: Jon Peters Insurance Agency, Inc. | 1111 US Hwy 72 E | (256) 232-7200 |
| 6 | Highstreet Kilgro Insurance Agency | 707 US-31 Ste F | (256) 232-5241 |
| 7 | Farmers Insurance - Toni Griffin | 707 Hobbs St E Ste C | (256) 262-9286 |
| 8 | Alfa Insurance | 22380 US-72 | (256) 232-2898 |
| 9 | Ryan Johnson - COUNTRY Financial District Leader | 809 US Hwy 72 W Suite E | (256) 430-2781 |
| 10 | Alfa Insurance - Johnson & Looney Agency | 524 US Hwy 72 W | (256) 232-1340 |
Pepper, Johnstone & Company serves Athens and Limestone County as a health insurance agency. It helps individuals, families, and small businesses in the area understand their options for medical coverage each year. The firm works with various insurers to present plan choices suited to different budgets and health needs. Clients typically consult the agency during open enrollment periods or when life changes require a new policy. The company handles Medicare supplement plans and individual Affordable Care Act marketplace policies for local residents.
iPROTECT Insurance & Financial Services, Inc. offers a range of health insurance policies and related financial products for individuals and families. The agency assists clients with plan selection, enrollment, and ongoing policy maintenance to ensure coverage remains updated through life changes. Regular plan reviews help account for shifts in healthcare needs or budget. The company services single-family homes, apartments, retail establishments, and restaurants throughout the Athens, AL area.
Phillip Burton - COUNTRY Financial Agent serves homeowners, businesses, and property managers seeking personalized health insurance coverage in Athens, Alabama. The agency assists clients in comparing individual and group health plans to match their specific needs and budgets. It also helps customers understand policy details and navigate enrollment periods. By working with a variety of insurers, the agent aims to find practical options for local families and companies. Beyond Athens, Phillip Burton also covers the surrounding Limestone County area and neighboring communities within the greater Decatur metropolitan region.
Serving Athens, Alabama, and the surrounding communities in Limestone County, Eddie Breakfield - State Farm Insurance Agent handles health insurance policies for individuals and families. The agency assists clients in understanding various plan options to meet their healthcare needs and budget. Eddie Breakfield's office focuses on providing clear explanations of coverage details, deductibles, and networks to help customers make informed decisions. For a typical job, it begins by reviewing the client's personal situation and then compares available plans so the client can choose the best fit.
Nationwide Insurance: Jon Peters Insurance Agency, Inc. in Athens, AL provides health insurance agent services, distinguishing between one-time policy purchases for immediate needs and recurring options that require ongoing management. The agency helps clients understand available coverage types, ensuring plans align with personal requirements. These health insurance agent services run on an as-needed basis, allowing individuals to receive support whenever they require assistance with plan selection or enrollment.
Highstreet Kilgro Insurance Agency provides a full range of health insurance options for individuals and families, including individual plans, family coverage, and Medicare supplements. The agency focuses on tailoring each policy to meet specific healthcare needs and budgets, with ongoing support for plan adjustments and claims assistance. It also offers annual policy reviews to ensure coverage remains relevant as medical circumstances change. The agency services a variety of property types, including single-family homes, apartments, retail establishments, and restaurants.
Specializing in individual and family health insurance plans, Farmers Insurance - Toni Griffin serves the Athens, AL area with assistance for selecting coverage options. It also helps clients navigate the complexities of healthcare enrollment and policy management. The agency provides guidance understanding deductibles and network restrictions. During the annual Open Enrollment Period, it assists residents in making timely updates to avoid gaps in their healthcare coverage or facing late enrollment penalties.
Serving the Athens, Alabama area, Alfa Insurance provides health insurance agent services through plan selection and enrollment assistance. This includes guiding individuals and families through available coverage options that align with their specific healthcare needs. The agency works to explain policy details, coverage limits, and potential out-of-pocket costs. During the annual Medicare open enrollment period, it helps eligible clients review their existing plans and make informed adjustments for the coming year.
As local families prepare for open enrollment or life changes that require new coverage, Ryan Johnson - COUNTRY Financial District Leader in Athens, AL offers guidance through the complex health insurance landscape. The agency helps in comparing plans and understanding deductibles to match individual or household medical needs. An initial consultation is scheduled to review current coverage and assess personal requirements before any recommendations are made.
Alfa Insurance - Johnson & Looney Agency assists individuals and local businesses in Athens, AL, in securing health insurance coverage. This agency works to clarify available plan options, helping clients select policies that align with their medical and financial needs. Support is provided for navigating enrollment processes and understanding policy benefits. Commercial coverage is offered to various local sectors, including offices, warehouses, and food service operations.
What Does a a Health Insurance Agent in Athens Cost?
Health insurance agents in Alabama do not charge you a fee for their services. Their compensation comes from commissions paid by the insurance carriers. Plan premiums vary widely based on age location income and plan type. For an ACA silver plan in Athens Alabama a 40 year old might pay between 400 and 700 dollars per month before subsidies. Medicare Advantage plans often have low or zero monthly premiums. This is general information and not insurance advice.
About health insurance agents in Athens
Health insurance agents in Athens Alabama help individuals families and small businesses find suitable health coverage. Agents licensed by the Alabama Department of Insurance must follow state regulations including the Alabama Insurance Code. Local agents understand the needs of Limestone County residents and can guide you through open enrollment and special enrollment periods.
Frequently Asked Questions
What does a health insurance agent in Athens do?
A health insurance agent helps you compare plans from different carriers like Blue Cross Blue Shield of Alabama and UnitedHealthcare. They explain policy details help with applications and assist with claims. Agents are paid by the insurance company so their services are typically free to you.
When can I enroll in a health plan through an Athens agent?
Open enrollment for ACA plans usually runs from November 1 to January 15 each year. You may qualify for a special enrollment period after a life event like losing job-based coverage moving to Athens or having a baby. Alabama does not have a state-based marketplace so you use the federal HealthCare.gov platform.
Are health insurance agents in Athens licensed and regulated?
Yes all agents must hold a valid license from the Alabama Department of Insurance. They must complete continuing education courses and follow state laws on disclosure and consumer protection. You can verify an agents license on the Alabama Department of Insurance website.
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