The top-rated health insurance agent in Alabaster, Alabama is David McBrayer: Allstate Insurance, rated 5.0 stars across 303 reviews. Other highly rated options include State Farm Insurance Agent, Alfa Insurance - The King Agency, Go Insurance Agency. This directory lists 18 health insurance agents serving Alabaster.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | David McBrayer: Allstate Insurance | 122 1st St S | (205) 685-8686 |
| 2 | State Farm Insurance Agent | 149 Buck Creek Plaza F | (205) 663-6310 |
| 3 | Alfa Insurance - The King Agency | 130 1st Ave W | (205) 473-3920 |
| 4 | Go Insurance Agency | 9755, 549 1st St SW | (205) 414-6008 |
| 5 | Wesley Guy - State Farm Insurance Agent | 1208 1st St N | (205) 663-4666 |
| 6 | Hairston Brown Financial & Insurance Services | 9330 Hwy 119 # 300 | (205) 685-1333 |
| 7 | Alfa Insurance | 1211 1st St N | (205) 663-0745 |
| 8 | Landon Green, Alfa Insurance Agent | 1211 1st St N | (205) 663-0745 |
| 9 | Smart Coverage Insurance AL | 1207 1st St N | (205) 206-4018 |
| 10 | Superior Agency | 205 Buck Creek Plaza C | (205) 358-8035 |
David McBrayer: Allstate Insurance serves the Alabaster area and surrounding Shelby County communities. As a health insurance agent, the agency assists individuals and families in finding suitable coverage plans. The team helps clients navigate the complexities of health insurance options available in the local market. They provide guidance on understanding policy terms and comparing different plans. The agency specifically handles enrollment for individual health plans and can assist with Medicare supplement policies.
State Farm Insurance Agent in Alabaster, AL offers a full range of health insurance services, including plan selection guidance and enrollment assistance. It provides ongoing support for claims filing and policy maintenance to ensure coverage remains aligned with changing needs. Clients include individuals, families, and small businesses in the region. It services single-family homes, apartments, retail locations, and restaurants.
Serving Alabaster and the surrounding communities of central Alabama, Alfa Insurance - The King Agency provides health insurance agent services to individuals and families. It handles the selection and enrollment in major medical plans, supplemental coverage, and Medicare-related policies. To manage a typical client need, the agency first reviews the person's current coverage and medical history. It then compares available plan options to find a suitable match for the budget and specific healthcare needs before guiding the client through the application process.
Go Insurance Agency serves homeowners and businesses in Alabaster, Alabama, who are seeking health insurance plans for themselves or their employees. The agency assists clients in understanding available policy options, including major medical coverage and supplemental plans that provide additional financial protection. Every health insurance agent in this region helps individuals and families navigate open enrollment periods and plan renewals. Go Insurance Agency also serves clients throughout the surrounding Shelby County area and regularly works with residents from nearby Pelham and Helena communities.
Wesley Guy - State Farm Insurance Agent in Alabaster, AL, offers both one-time assistance for choosing individual plans and recurring support for ongoing policy adjustments. Coverage options typically include comprehensive medical, prescription drug, and preventive care plans tailored to local needs. General guidance helps clients navigate open enrollment periods and understand cost-sharing structures. Service is available on a scheduled or as-needed basis to address changing health requirements throughout the year.
Hairston Brown Financial & Insurance Services in Alabaster, AL specializes in helping individuals and families find health insurance plans tailored to their coverage needs and budget. The agency also advises clients on how various policy options align with their overall financial planning goals. During open enrollment periods, the company assists local residents in reviewing plan changes and avoiding costly gaps in coverage that could impact their medical care.
Alfa Insurance provides health insurance agency services for individuals and families in Alabaster, Alabama. It assists clients in selecting medical, dental, and vision coverage plans that meet their needs. The agency also helps existing policyholders understand their benefits and manage renewals throughout the year. Its representatives offer guidance on plan options during open enrollment periods. The company serves a variety of local properties, including single-family homes, apartment complexes, retail storefronts, and restaurants.
As open enrollment season approaches in Alabaster, many residents begin reviewing their coverage options and budgeting for healthcare expenses. Landon Green, Alfa Insurance Agent offers personalized health insurance guidance tailored to local needs. They help clients compare major medical plans and navigate the often-complex details of deductibles and provider networks. Understanding the right policy requires a thorough review of each individual’s medical usage and financial situation, which the agency provides during an initial no-obligation consultation and needs assessment.
Smart Coverage Insurance AL assists individuals and families in Alabaster with navigating their health plan options. The company specializes in connecting clients with health insurance coverage that fits their unique needs. They work to explain plan details and help with enrollment. Their services are available to a range of commercial sectors, including local offices, warehouses, and food service businesses.
Serving residents of Alabaster and its surrounding areas, Superior Agency helps individuals and families secure health insurance coverage that meets their needs. The agency also advises local businesses on commercial group health plans to protect their employees. Policyholders receive guidance through enrollment periods and claims processes. The same agent regularly follows up after annual renewals to ensure coverage continues to fit changing circumstances, providing consistent support between routine appointments.
What Does a a Health Insurance Agent in Alabaster Cost?
The cost of health insurance plans in Alabama varies widely based on age, income, and plan type. For an individual, monthly premiums can range from about $300 to $700 for a mid-level ACA plan before subsidies. Subsidies based on income can lower that cost significantly. Medicare Advantage plans may have low or zero premiums. This is general information, not insurance advice.
About health insurance agents in Alabaster
Health insurance agents in Alabaster, Alabama help individuals and families find coverage that fits their needs and budget. Agents can guide you through Alabama-specific options like Blue Cross Blue Shield of Alabama plans and Affordable Care Act marketplace enrollment. Local agents understand the healthcare needs of Shelby County residents and can explain how Alabama insurance laws affect your choices.
Frequently Asked Questions
What does a health insurance agent in Alabaster do?
A health insurance agent helps you compare plans from different carriers, explains coverage details, and assists with enrollment. They can also help you understand subsidies available through the ACA marketplace. Agents are licensed by the Alabama Department of Insurance.
Do I have to pay a health insurance agent in Alabama?
In most cases, you do not pay a fee directly to the agent. Agents are typically compensated by the insurance carrier through commissions. However, some agents may charge a consultation fee for certain services, so ask about costs upfront.
When can I enroll in a health plan in Alabama?
Open enrollment for ACA marketplace plans usually runs from November 1 to January 15 each year. If you have a qualifying life event like losing other coverage or moving to Alabaster, you may qualify for a special enrollment period. Medicare enrollment has separate windows.
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