The top-rated flood insurance agent in Warren, Ohio is Acceptance Insurance, rated 4.9 stars across 406 reviews. Other highly rated options include LMS Insurance Group, Platt Insurance, Paige & Byrnes Insurance. This directory lists 26 flood insurance agents serving Warren.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 2750 Mahoning Ave NW #2 | (330) 422-4148 |
| 2 | LMS Insurance Group | 144 N Park Ave Suite 302 | (855) 543-3765 |
| 3 | Platt Insurance | 389 Niles Cortland Rd NE | (330) 856-6244 |
| 4 | Paige & Byrnes Insurance | 9400 E Market St | (330) 393-2587 |
| 5 | Tania Howell - State Farm Insurance Agent | 4435 Mahoning Ave NW Champion Plaza | (330) 847-9494 |
| 6 | Derek Knepper - State Farm Insurance Agent | 216 Niles Cortland Rd NE | (330) 856-4834 |
| 7 | John A Campolito Jr - State Farm Insurance Agent | 2242 E Market St | (330) 399-7632 |
| 8 | Daubenmire Insurance Agency | 452 Laird Ave NE | (330) 399-3121 |
| 9 | Insurance Navigators | 1700 E Market St Suite 110 | (330) 394-7400 |
| 10 | Rob Donahue - State Farm Insurance Agent | 183 W Market St | (330) 399-5861 |
Acceptance Insurance in Warren, Ohio is known for providing flood insurance policies that protect property owners from water damage risks. Its service range covers standard residential and commercial flood coverage, addressing the needs of local homeowners and business operators. The agency helps clients navigate federal requirements and assess flood zone vulnerabilities specific to the area. A specialty service it can add on is excess flood insurance for higher-value assets not fully covered by standard policies.
LMS Insurance Group serves the Warren, Ohio, area as a flood insurance agent. The company helps property owners understand the specific flood risks in the Mahoning Valley. It assists clients in securing coverage required by mortgage lenders in designated flood zones. Policies are drawn from the National Flood Insurance Program for residential and commercial properties. LMS Insurance Group handles claims assistance after a flood event and offers guidance on adjusting coverage limits for changing property values.
Platt Insurance provides flood insurance solutions for property owners in Warren, OH, covering the Warren area with policies designed to protect against water damage. The company assists with plan selection and navigation of flood zone requirements, ensuring clients understand coverage options. It services single-family homes, apartments, retail spaces, and restaurants, addressing the diverse flood risks common to this region’s properties.
Paige & Byrnes Insurance serves homeowners, businesses, and property managers in Warren, Ohio, by offering flood insurance policies to protect against water damage. As a local flood insurance agent, the company helps clients assess their flood risk and select appropriate coverage from available programs. It assists with navigating federal requirements and policy details to ensure adequate protection for properties in the area. The agency also extends its services to clients in the surrounding Mahoning County communities.
For clients evaluating flood coverage, a one-time policy addresses a single imminent need while scheduled or continuous plans provide ongoing protection against recurring water damage. Serving homeowners and businesses in Warren, OH, Derek Knepper - State Farm Insurance Agent offers flood insurance that covers structural and contents losses from rising waters. This service operates on an as-needed basis, with policies typically structured as annual renewals rather than single-visit transactions.
With Warren’s seasonal storms and heavy spring rains raising the risk of basement flooding, John A Campolito Jr - State Farm Insurance Agent provides personalized flood insurance guidance for local homeowners and renters. Their office helps clients understand federal flood zone maps and policy options that apply to the region’s older housing stock and low-lying areas near the Mahoning River. Before binding any coverage, an agent offers a walk-through of the property to identify potential vulnerabilities and discuss mitigation steps during the initial assessment.
Daubenmire Insurance Agency serves residential property owners in Warren, OH, by offering flood insurance policies to protect homes from water damage. Commercial coverage is also available for local businesses needing financial protection against flood events. The agency assists clients throughout the greater Warren area, helping them secure appropriate plans for their properties. After an initial policy is issued, the agency remains available for follow-up service and plan adjustments, ensuring coverage stays current between regular customer visits.
Insurance Navigators in Warren, Ohio helps clients decide between a one-time flood insurance policy for a single property purchase or a recurring annual flood insurance plan that provides continuous protection for homes or businesses in the area. Coverage typically addresses structural damage and contents loss from rising water. Their services address the region's specific flood risks and regulatory compliance requirements. They offer their support primarily on an as-needed basis, responding to individual client inquiries for policy selection or claim assistance when circumstances require guidance.
Rob Donahue - State Farm Insurance Agent in Warren, OH, provides property insurance to protect homes and businesses from financial loss. The agency also specializes in offering flood insurance policies, which help cover damage from rising waters that standard policies often exclude. Clients working in commercial sectors such as offices, warehouses, and food service operations can secure tailored coverage to address their specific flood-related risks and operational needs.
What Does a a Flood Insurance Agent in Warren Cost?
Flood insurance costs in Warren OH vary widely based on flood zone elevation and building characteristics. NFIP rates average around 700 to 1000 dollars per year for low-risk zones but can exceed 2000 dollars in high-risk areas. Private market policies may offer lower premiums for some properties. This is general information not insurance advice.
About flood insurance agents in Warren
Flood insurance agents in Warren OH help property owners secure coverage through the National Flood Insurance Program and private markets. Ohio law does not require flood insurance for most properties but mortgage lenders often mandate it for homes in high-risk flood zones. Warren residents near the Mahoning River should consider flood insurance even outside mapped floodplains.
Frequently Asked Questions
Do I need flood insurance in Warren OH?
Flood insurance is not required by Ohio state law for most properties. However if your home is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage your lender will require flood insurance.
How can a flood insurance agent help me in Warren?
A flood insurance agent can assess your property flood risk explain NFIP and private policy options and help you compare deductibles and coverage limits. They also assist with flood zone determination and elevation certificate requirements.
What is the waiting period for flood insurance in Ohio?
NFIP policies typically have a 30-day waiting period before coverage begins. Ohio law does not change this federal rule. Private insurers may offer shorter waiting periods but always confirm before purchasing.
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