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Find Flood Insurance Agents Near You in Amelia, OH

Directory of flood insurance agents in Amelia, Ohio. Verify credentials with the state department of insurance before hiring.

11 agents listed
Updated May 2026
Amelia, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 11 flood insurance agents in Amelia, OH Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
American Modern Insurance Group Inc
7000 Midland Blvd, Amelia, OH 45102
(800) 543-2644 amig.com
Johnny Parsons Insurance
199 W Main St, Amelia, OH 45102
(513) 947-9999 johnnyparsons.com
Direct Auto Insurance
1815 E Ohio Pike, Amelia, OH 45102
(513) 685-9719 local.directauto.com
K. Davis Insurance Agency
38 E Main St # D, Amelia, OH 45102
(513) 797-9777 kdavisinsurancegroup.com
Robert Nicely: Allstate Insurance
1369 Ohio Pike Ste. 4, Amelia, OH 45102
(513) 843-7770 agents.allstate.com
ALLSET INSURANCE SERVICES, LLC
1218 Ohio Pike, Amelia, OH 45102
(513) 449-7006 allsetinsuranceservices.com
Campbell & Associates Insurance Agency, Inc
190 W Main St, Amelia, OH 45102
(513) 752-7722 shannoncampbell.myhomehq.biz
ExcellentPro Insurance agency OH
1297 Ohio Pike, Amelia, OH 45102
(513) 278-9866
Matthew Hamrick American Family Insurance
1324 OH-125 #201, Amelia, OH 45102
(513) 752-8387 amfam.com
INSURANCE DAWN
1299 Ohio Pike, Amelia, OH 45102
(513) 399-2608
Premiere Insurance Services
2239 OH-125, Amelia, OH 45102
(513) 943-4560

Flood insurance agents in Amelia Ohio help homeowners and businesses secure coverage through the National Flood Insurance Program and private markets. Ohio law requires lenders to mandate flood insurance for properties in high-risk flood zones. Local agents understand the FEMA flood maps for Clermont County and the East Fork Little Miami River area.

What Does a Flood Insurance Agent in Amelia Cost?

Typical flood insurance costs in Ohio range from 500 to 2,500 dollars per year for residential properties, depending on flood risk and coverage amount. NFIP policies cap at 250,000 dollars for building coverage and 100,000 dollars for contents. Private market options may have different pricing and higher limits. Your specific premium is determined by your property elevation, flood zone, and the deductible you choose. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Amelia Ohio?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, you are required to carry flood insurance. Even outside high-risk zones, flooding can occur, and many agents recommend a policy for peace of mind.
What does a flood insurance agent do in Amelia?
A flood insurance agent assesses your property risk using local flood maps, explains NFIP and private policy options, and helps you complete the required elevation certificate. They also guide you through Ohio insurance regulations and claims procedures.
How much does flood insurance cost in Ohio?
Costs vary based on flood zone, elevation, and building characteristics. In Ohio, NFIP policies average around 700 to 1,200 dollars per year for standard coverage. Private insurers may offer different rates. An agent can provide a specific quote for your property.