Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 17 flood insurance agents in Elyria, OH
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Sean Krause - State Farm Insurance Agent
10247 Dewhurst Rd Ste 102B, Elyria, OH 44035
(440) 366-0020
seankrause.com
Cobos Insurance Center
41436 Griswold Rd, Elyria, OH 44035
(440) 324-3732
cobosins.com
J.P. Merk - State Farm Insurance Agent
511 Abbe Rd N B, Elyria, OH 44035
(440) 324-4646
jpmerkinsurance.com
Hoyas Insurance Group
43099 N Ridge Rd, Elyria, OH 44035
(440) 324-3331
agency.nationwide.com
Chad Nelson: Allstate Insurance
994 Abbe Rd N ste 100, Elyria, OH 44035
(440) 281-8688
agents.allstate.com
Deborah Zerbini - Farmers Insurance - District 19
315 Middle Ave, Elyria, OH 44035
(440) 760-0777
recruitment.farmers.com
JC Insurance Agency, Inc.
30 West Ave, Elyria, OH 44035
(440) 322-7900
jcinsuranceagency.com
Ryan Insurance Agency Inc
105 Cleveland St, Elyria, OH 44035
(440) 322-3200
ryaninsagency.com
Daniel Gossman: Allstate Insurance
500 E Broad St, Elyria, OH 44035
(440) 323-7911
agents.allstate.com
Savoy Insurance Group
106 Middle Ave 2nd Floor, Elyria, OH 44035
(440) 365-0435
savoyinsurance.com
Prime insurance agency
252 E Broad St, Elyria, OH 44035
(440) 201-4637
Hovey, Kaiser Insurance Associates
1200 E Broad St, Elyria, OH 44035
(440) 366-4653
hoveykaiser.com
J Arhar Agency - Farmers Insurance
1131 E Broad St, Elyria, OH 44035
(440) 281-8099
farmersagent.com
Linda Slatinsky - LS Insurance Agency
515 Abbe Rd N, Elyria, OH 44035
(440) 365-0999
Penfound Insurance
40960 Butternut Ridge Rd, Elyria, OH 44035
(440) 458-5133
penfoundinsurance.com
Parsons Insurance
490 Cleveland St, Elyria, OH 44035
(440) 365-1681
parsons-insurance.com
Standen - Gardner Insurance Agency
105 Court St #602, Elyria, OH 44035
(440) 323-7497
What Does a Flood Insurance Agent in Elyria Cost?
The cost of flood insurance in Elyria, Ohio varies based on your property's flood zone, elevation, building characteristics, and coverage limits. For an NFIP policy, annual premiums typically range from $700 to $2,500 for a standard home in a moderate-risk area, but can exceed $4,000 in high-risk zones. Private flood insurance may offer different pricing. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Is flood insurance required in Elyria Ohio?
Flood insurance is not required by Ohio state law for all properties. However, if your property is in a Special Flood Hazard Area and you have a federally backed mortgage, your lender will require it. Many homeowners in Elyria choose to buy coverage even if not required to protect against flood damage.
How do I find a flood insurance agent in Elyria?
You can search for licensed insurance agents in Elyria who offer flood policies through the NFIP or private markets. The Ohio Department of Insurance website provides a tool to verify an agents license. Local independent agents often represent multiple carriers and can compare options for you.
What does a flood insurance policy cover in Ohio?
A standard NFIP policy covers direct physical damage to your building and its contents from flooding. This includes damage from rising water, storm surge, and heavy rain that causes overflow. It does not cover basement improvements or personal property in basements, so review your policy details carefully.