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HomeFlood Insurance AgentsOhio › Beavercreek

Find Flood Insurance Agents Near You in Beavercreek, OH

Browse flood insurance agents serving Beavercreek, Ohio. Updated 2026-07-14.

The top-rated flood insurance agent in Beavercreek, Ohio is Jack Herbst - State Farm Insurance Agent, rated 5.0 stars across 230 reviews. Other highly rated options include Michael Saylor - State Farm Insurance Agent, Mick Lundy - State Farm Insurance Agent, Matulka Insurance Agency. This directory lists 14 flood insurance agents serving Beavercreek.

Showing 14 flood insurance agents in Beavercreek, OHListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jack Herbst - State Farm Insurance Agent3297 Seajay Dr(937) 426-1000
2Michael Saylor - State Farm Insurance Agent3797 Dayton Xenia Rd(937) 426-9834
3Mick Lundy - State Farm Insurance Agent2430 Dayton Xenia Rd ste c(937) 320-9070
4Matulka Insurance Agency2262 County Line Rd(937) 781-0011
5Miller Insurance & Financial Services, LLCAt The Greene, 70 Birch Alley Ste250(937) 427-3600
6Reichley Insurance Agency powered by OneDigital2440 Dayton Xenia Rd A(937) 429-0655
7Shelter Insurance3301 Dayton Xenia Rd Ste 300A(937) 705-6286
8Farmers Insurance - Andrew Ander1360 N Fairfield Rd(937) 320-9999
9Competitive Insurance Group2496 Commons Blvd(937) 552-2055
10Guardian Assurance2555 Kenmont Ct(937) 912-0019
JH
3297 Seajay Dr
Jack Herbst - State Farm Insurance Agent
Flood Insurance Agent · Beavercreek, OH

Jack Herbst - State Farm Insurance Agent serves Beavercreek, Ohio, and the surrounding Greene County area, specializing in flood insurance agent services. This agency helps residents protect their homes and businesses from water damage caused by natural flooding events. Policies are designed to cover structural repairs and replacement of personal belongings in the event of a flood. The team assists clients in understanding local flood zone risks and navigating coverage options. It handles both residential flood policies and commercial property flood insurance for the community.

MS
3797 Dayton Xenia Rd
Michael Saylor - State Farm Insurance Agent
Flood Insurance Agent · Beavercreek, OH

Michael Saylor - State Farm Insurance Agent in Beavercreek, OH, provides flood insurance policies tailored to protect properties from water damage. The company works with clients to review coverage needs and adjust plans as conditions change. Services include policy consultations and risk assessments for flooding events. The agency serves single-family homes, apartments, retail locations, and restaurants requiring flood protection.

ML
2430 Dayton Xenia Rd ste c
Mick Lundy - State Farm Insurance Agent
Flood Insurance Agent · Beavercreek, OH

Homeowners, businesses, and property managers in Beavercreek, OH can turn to Mick Lundy - State Farm Insurance Agent for flood insurance policies that help protect against water damage from heavy rains and overflowing waterways. The agency assists clients in reviewing their risk exposure and selecting appropriate coverage limits to safeguard their properties. It also serves the surrounding Dayton metro area, including the neighborhoods near Wright-Patterson Air Force Base.

MI
2262 County Line Rd
Matulka Insurance Agency
Flood Insurance Agent · Beavercreek, OH

Serving Beavercreek and the surrounding communities of Greene County, Ohio, Matulka Insurance Agency handles all aspects of flood insurance coverage. The agency works with property owners to secure policies that address risks from heavy rains and rising waterways typical to the region. The team guides clients through the National Flood Insurance Program and available private market options. For a typical job, the agent first assesses the flood zone designation for the property and then customizes a policy that aligns coverage with the homeowner’s specific exposure and budget requirements.

MI
At The Greene, 70 Birch Alley Ste250
Miller Insurance & Financial Services, LLC
Flood Insurance Agent · Beavercreek, OH

Miller Insurance & Financial Services, LLC is a flood insurance agent in Beavercreek, OH, specializing in securing policies for properties in high-risk flood zones. The agency generally assists homeowners and business owners with evaluating coverage options that align with National Flood Insurance Program requirements. Protecting against the financial impact of water damage, it helps clients manage the increased flood risks often experienced during the spring thaw and heavy summer rainstorms in the region.

RI
2440 Dayton Xenia Rd A
Reichley Insurance Agency powered by OneDigital
Flood Insurance Agent · Beavercreek, OH

For homeowners considering flood insurance, coverage can be a one-time policy purchase required at closing or an ongoing annual renewal to protect against rising water. In Beavercreek, OH, a flood insurance agent advises on National Flood Insurance Program options, helping clients identify flood zones and secure necessary protection. Available services are provided on a scheduled basis, such as an annual policy review, or as-needed for new home purchases or zoning changes.

SI
3301 Dayton Xenia Rd Ste 300A
Shelter Insurance
Flood Insurance Agent · Beavercreek, OH

Shelter Insurance serves clients in Beavercreek, Ohio, by guiding property owners through the essential steps of securing flood coverage. This agency fulfills that role within the broader flood insurance agent category, helping to protect structures and assets from water damage common in the region. The specific specialty here is ensuring that flood policies complement standard hazard plans to close gaps in coverage. The agency also provides its services to commercial sectors, including offices, warehouses, and food service operations that require tailored flood protection.

FI
1360 N Fairfield Rd
Farmers Insurance - Andrew Ander
Flood Insurance Agent · Beavercreek, OH

When spring rains or quick thaws threaten basements and lower levels in Beavercreek, residents must weigh the financial risks of uninsured water damage. Farmers Insurance - Andrew Ander offers policies that cover flood-related losses often excluded by standard homeowners plans. This agent guides property owners through the National Flood Insurance Program application process and reviews policy limits based on local flood zone designations. Following a brief consultation, the agent schedules a property inspection to assess elevation and drainage conditions before finalizing any coverage options.

CI
2496 Commons Blvd
Competitive Insurance Group
Flood Insurance Agent · Beavercreek, OH

Competitive Insurance Group is recognized for providing reliable flood insurance solutions to property owners in Beavercreek, Ohio. It assists clients in navigating the complexities of flood risk assessment and securing appropriate coverage for residential and commercial structures. The agency evaluates individual property exposure to local flood hazards and recommends policies tailored to each situation. For those seeking extra protection, it offers specialized assistance with applications for the National Flood Insurance Program’s Increased Cost of Compliance coverage.

GA
2555 Kenmont Ct
Guardian Assurance
Flood Insurance Agent · Beavercreek, OH

Guardian Assurance offers residential flood insurance to homeowners in Beavercreek, Ohio, helping protect dwellings from rising water and storm surge. Commercial flood coverage is also available for local businesses requiring property and inventory protection. The agency serves clients throughout the Beavercreek area, assisting with policy selection and claims paperwork. After a flood event, the company can return to help customers adjust their coverage or file follow-up claims between regular service visits.

LE
1326 Parkway Ct
Lampton Engle & Associates
Flood Insurance Agent · Beavercreek, OH
(937) 427-8444
lamptonengleagency.com
SI
3301 Dayton Xenia Rd Ste 300
Shelter Insurance - Allan Petzoldt
Flood Insurance Agent · Beavercreek, OH
(937) 705-6488
shelterinsurance.com/CA/agent/APETZOLDT
EI
3794 Dayton Xenia Rd
Eastside Insurance
Flood Insurance Agent · Beavercreek, OH
(937) 320-0029
eastsideinsurance.com/ourpeople/bob-gray.htm
AI
1360 N Fairfield Rd
Ander Insurance Agency
Flood Insurance Agent · Beavercreek, OH
(937) 320-9999
agents.farmers.com/oh/beavercreek/andrew-ander

What Does a a Flood Insurance Agent in Beavercreek Cost?

Typical flood insurance costs in Ohio range from 500 to 2,000 dollars per year for NFIP policies, depending on flood zone, elevation, and coverage amount. Private market rates may be higher or lower. Actual premiums vary by property risk and chosen deductible. This is general information, not insurance advice.

About flood insurance agents in Beavercreek

Flood insurance agents in Beavercreek Ohio help property owners understand their flood risk and secure coverage through the National Flood Insurance Program or private insurers. Ohio law requires lenders to mandate flood insurance for properties in high-risk zones designated by FEMA. Many homes near the Little Miami River or Beavercreek floodplains may need this protection even outside mapped zones.

Frequently Asked Questions

Do I need flood insurance in Beavercreek Ohio?

If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, you are required by law to carry flood insurance. Even outside these zones, agents often recommend coverage because heavy rain can cause localized flooding.

How does an Ohio flood insurance agent help with NFIP rules?

An agent can explain the 30-day waiting period for new NFIP policies and help you complete the Elevation Certificate required for accurate rating. They also advise on Ohio-specific flood history and community rating system discounts.

What information do I need to get a flood insurance quote in Beavercreek?

You will need your property address, flood zone designation from a FEMA map, and details about your homes elevation and foundation type. The agent uses this to calculate premiums under NFIP or private market rates.

Flood Insurance Agents in Other Ohio Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.