ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeFlood Insurance AgentsOhio › Toledo

Find Flood Insurance Agents Near You in Toledo, OH

Browse flood insurance agents serving Toledo, Ohio. Updated 2026-07-14.

The top-rated flood insurance agent in Toledo, Ohio is Knight Insurance Group, rated 5.0 stars across 322 reviews. Other highly rated options include RBI Insurance Agency & Financial Services, Gus Badra Agency - Insurance Brokers, Fuller & Sons Insurance Agency LLC. This directory lists 17 flood insurance agents serving Toledo.

Showing 17 flood insurance agents in Toledo, OHListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Knight Insurance Group22 N Erie St(419) 241-5133
2RBI Insurance Agency & Financial Services3421 N Holland Sylvania Rd(419) 841-4446
3Gus Badra Agency - Insurance Brokers3454 Oak Alley Ct #106(419) 469-5522
4Fuller & Sons Insurance Agency LLC5660 Southwyck Blvd Suite 200A(419) 866-8796
5Rezbanyay Insurance Agency505 Main St(419) 698-9991
6Gluckle Insurance & Financial Agency4213 N Holland Sylvania Rd(419) 887-1363
7Coyle Insurance4052 N Holland Sylvania Rd(419) 824-2071
8Detlef Insurance833 Woodville Rd(419) 693-7458
9House Of Insurance, Inc.5801 Telegraph Rd #9(419) 476-8436
10J. Fox Agency LLC5415 Secor Rd(567) 455-0255
KI
22 N Erie St
Knight Insurance Group
Flood Insurance Agent · Toledo, OH

Knight Insurance Group serves the Toledo, Ohio area and surrounding Lucas County as a local flood insurance agent. The company helps property owners understand their risk and secure appropriate coverage for their homes and businesses. Because flooding is not covered by standard homeowners policies, independent agents like Knight Insurance Group fill this important need. They assist clients in navigating National Flood Insurance Program options. Commercial flood insurance and residential flood insurance are specific services this agency handles in the Toledo region.

RI
3421 N Holland Sylvania Rd
RBI Insurance Agency & Financial Services
Flood Insurance Agent · Toledo, OH

RBI Insurance Agency & Financial Services in Toledo, OH provides a range of flood insurance solutions for local property owners. The agency helps clients understand National Flood Insurance Program options and guides them through the application process. It also offers ongoing policy reviews to ensure coverage remains adequate as flood maps and property values change. Clients can depend on routine consultations to adjust their plans after renovations or shifts in flood zone designations. The agency serves single-family homes, apartments, retail, and restaurants.

GB
3454 Oak Alley Ct #106
Gus Badra Agency - Insurance Brokers
Flood Insurance Agent · Toledo, OH

Homeowners, businesses, and property managers in Toledo, Ohio rely on Gus Badra Agency - Insurance Brokers for flood insurance coverage. The agency helps clients secure policies that protect against flood damage, which is not covered by standard homeowners insurance. They guide customers through the underwriting process and explain policy details to ensure adequate protection of assets. Their services extend to the surrounding metro area, including the neighboring community of Oregon.

FS
5660 Southwyck Blvd Suite 200A
Fuller & Sons Insurance Agency LLC
Flood Insurance Agent · Toledo, OH

Fuller & Sons Insurance Agency LLC serves Toledo, Ohio, and the surrounding communities, handling flood insurance policies for residential and commercial properties in the area. It assists clients in navigating flood zone designations and understanding National Flood Insurance Program requirements. The agency evaluates each property’s specific risk based on local flood maps and historical data. It then compares available coverage options to address individual exposure levels while keeping premiums manageable. For a typical job, it begins with a thorough risk assessment before presenting tailored policy recommendations.

RI
505 Main St
Rezbanyay Insurance Agency
Flood Insurance Agent · Toledo, OH

Rezbanyay Insurance Agency in Toledo, OH offers both single-term flood insurance policies, which provide protection for one year, and recurring annual options that automatically renew. These choices help property owners secure coverage for flood damage, a specific risk distinct from standard homeowners insurance. Services are tailored for residential and commercial clients in flood-prone areas of the region. The agency provides consultations to explain coverage limits and policy exceptions. Service runs on a scheduled basis, with annual policy reviews and immediate assistance available for new or pending claims as needed.

GI
4213 N Holland Sylvania Rd
Gluckle Insurance & Financial Agency
Flood Insurance Agent · Toledo, OH

Spring storms and sudden thaws can bring flooding to neighborhoods across Toledo, and Gluckle Insurance & Financial Agency helps local homeowners and renters understand their flood risk. As a flood insurance agent, the company guides clients through the National Flood Insurance Program policies available in this region. The agency focuses on explaining coverage options for those in designated flood zones as well as for properties outside high-risk areas. To begin the process, a representative schedules a thorough inspection of the property.

CI
4052 N Holland Sylvania Rd
Coyle Insurance
Flood Insurance Agent · Toledo, OH

Coyle Insurance provides residential flood insurance services in the Toledo area, helping homeowners protect their properties from water damage. The agency also offers commercial flood coverage for local business properties. Serving clients throughout Toledo, Ohio, the company assists policyholders in understanding their flood risk and selecting appropriate coverage. After an initial policy is secured, Coyle Insurance can help with claims support and policy adjustments. The agency encourages follow-up appointments between regular visits to reevaluate coverage needs as flood zones or property values change.

DI
833 Woodville Rd
Detlef Insurance
Flood Insurance Agent · Toledo, OH

Detlef Insurance helps Toledo property owners secure coverage that safeguards against financial loss from water damage. The agency specializes in writing supplemental policies that close gaps left by standard homeowners or commercial packages. Their staff assesses local flood zone risks and recommends appropriate limits for both building structure and contents. They serve a range of commercial sectors, including offices, warehouses, and food service operations, tailoring protection to each business’s physical layout and inventory needs.

HI
5801 Telegraph Rd #9
House Of Insurance, Inc.
Flood Insurance Agent · Toledo, OH

House Of Insurance, Inc. specializes in flood insurance agent services for property owners in Toledo, OH, and the surrounding area. The agency works to help clients navigate the process of securing coverage against water damage from storms and rising water tables. General service work includes assessing individual property risk and coordinating with insurers to find appropriate policy options. As a local resource, it assists homeowners and businesses in preparing for the heightened flood risk typically associated with spring thaws and heavy seasonal rainfall in the region.

JF
5415 Secor Rd
J. Fox Agency LLC
Flood Insurance Agent · Toledo, OH

J. Fox Agency LLC in Toledo, Ohio, is known for helping property owners secure coverage against flood damage. It assists clients across the greater Toledo area in navigating the National Flood Insurance Program and private flood policies. The firm evaluates individual flood zone risks to recommend appropriate coverage limits for homes and businesses. In addition to standard flood insurance, J. Fox Agency LLC can also arrange for increased cost of compliance coverage to help with future flood mitigation upgrades.

GI
4452 Heatherdowns Blvd
Gluckle Insurance & Financial Agency
Flood Insurance Agent · Toledo, OH
(419) 887-1363
gluckleinsuranceagency.com
GL
5215 Monroe St #15
Great Lakes Insurance Partners
Flood Insurance Agent · Toledo, OH
(419) 841-2000
glipinc.com
RI
3034 W Sylvania Ave
Regan Insurance
Flood Insurance Agent · Toledo, OH
(419) 292-0001
reganins.com
MI
3005 Douglas Rd
Mann Insurance Group
Flood Insurance Agent · Toledo, OH
(419) 255-0040
manninsurancegroup.com
AI
626 Madison Ave Ste 600
A1 Insurance Services LLC
Flood Insurance Agent · Toledo, OH
(419) 243-8786
WI
3450 Central Ave #344
Westgate Insurance Agency
Flood Insurance Agent · Toledo, OH
(419) 536-2213
westgateagency.com
WI
3307 N Holland Sylvania Rd #6
Walton Insurance LLC
Flood Insurance Agent · Toledo, OH
(419) 725-2886
waltoninsurancellc.com

What Does a a Flood Insurance Agent in Toledo Cost?

Flood insurance costs in Toledo, Ohio vary based on flood zone, property elevation, and coverage amount. An NFIP policy for a single-family home in a moderate-risk area may start around $700 per year, while high-risk properties can exceed $2,000 per year. Private policies may offer different pricing and higher limits. This is general information, not insurance advice.

About flood insurance agents in Toledo

Flood insurance agents in Toledo, Ohio help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Ohio law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Local agents understand Toledo's floodplain maps and can guide you through the policy process.

Frequently Asked Questions

Do I need flood insurance in Toledo Ohio?

If your property is in a Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, you are required to have flood insurance. Even outside high-risk zones, flooding can occur, and many homeowners choose to buy a policy for protection.

What does a flood insurance agent in Toledo do?

A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They also explain coverage limits, deductibles, and the 30-day waiting period before most policies take effect.

How do I find a flood insurance agent in Toledo?

You can search the NFIP agent locator on the FEMA website or contact local insurance agencies that specialize in property coverage. Ask about their experience with Toledo flood zones and Ohio-specific regulations.

Flood Insurance Agents in Other Ohio Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.