The top-rated flood insurance agent in Perrysburg, Ohio is Julie Spann Johnson - State Farm Insurance Agent, rated 4.9 stars across 289 reviews. Other highly rated options include Modene Insurance Agency, Inc., Andrew Duncan at Comparion Insurance Agency, Citizen Advisory Group. This directory lists 18 flood insurance agents serving Perrysburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Julie Spann Johnson - State Farm Insurance Agent | 221 Louisiana Ave | (419) 874-2039 |
| 2 | Modene Insurance Agency, Inc. | 27457 Holiday Ln suite m | (419) 874-9989 |
| 3 | Andrew Duncan at Comparion Insurance Agency | 27511 Holiday Ln Suite 213 | (567) 455-9104 |
| 4 | Citizen Advisory Group | 770 Commerce Dr | (419) 872-0204 |
| 5 | Nathan Young Ins Agency LLC American Family Insurance | 674 W Boundary St | (419) 874-7966 |
| 6 | Comparion Insurance Agency | 27511 Holiday Ln Suite 213 | (419) 578-2438 |
| 7 | The Michael Pelini Agency: Allstate Insurance | 813 Findlay St | (419) 872-8600 |
| 8 | Equilibrium Insurance Partners | 1205 Louisiana Ave STE 1250 | (419) 386-0870 |
| 9 | Preferred Insurance Network | 126 E 2nd St | (419) 872-6222 |
| 10 | New York Life Insurance | 3295 Levis Commons Blvd Ste. 3295 | (419) 887-4700 |
Julie Spann Johnson - State Farm Insurance Agent serves the Greater Toledo area and Wood County from Perrysburg, Ohio. This agency provides flood insurance coverage options designed to help protect homes and businesses from water damage. As a flood insurance agent in northwestern Ohio, it works with the National Flood Insurance Program to address local flood zone requirements. The agency handles policies for both residential properties and commercial structures in the Perrysburg area.
Modene Insurance Agency, Inc. offers a full range of flood insurance services for property owners in Perrysburg, Ohio. It provides assistance with policy selection, coverage evaluation, and claims guidance. Clients can access routine plan reviews and policy updates to maintain adequate protection as flood risks change. The company serves a diverse mix of residential and commercial properties, including single-family homes, apartments, retail spaces, and restaurants.
Andrew Duncan at Comparion Insurance Agency serves homeowners, businesses, and property managers in Perrysburg, Ohio, who require specialized flood insurance coverage. The agency helps clients assess their flood risk exposure and select appropriate policies to protect their properties against potential water damage. Navigating the complexities of federal and private flood insurance options is a key service for those in this region. The agency also extends its flood insurance guidance and policy assistance to clients throughout the surrounding Toledo metropolitan area.
Serving Perrysburg, Ohio, and surrounding communities throughout Wood County, Citizen Advisory Group handles residential and commercial flood insurance policies for property owners in flood-prone areas. The company assists clients with navigating National Flood Insurance Program options and private coverage solutions tailored to individual risk assessments. Each project is approached with a thorough review of the property’s flood zone designation and a clear explanation of policy terms.
Nathan Young Ins Agency LLC American Family Insurance in Perrysburg, OH, helps property owners differentiate between national flood insurance policies, which are renewed annually through a federal program, and private excess flood coverage that can be added for greater protection. Coverage typically includes structural damage from rising water but not groundwater seepage. The agent assists clients with evaluating their property’s specific flood risk. Service for policy setup and ongoing policy adjustments runs on a scheduled basis tied to renewal or when coverage needs change.
Comparion Insurance Agency serves the greater Perrysburg, Ohio area, specializing in flood insurance for local homeowners and businesses. Located in a region prone to seasonal storms and water runoff, the agency assists clients in obtaining federally-backed policies that protect against rising waters. It guides property owners through coverage options and risk assessments tailored to specific flood zones. Its services include residential and commercial flood insurance application assistance.
The Michael Pelini Agency: Allstate Insurance offers professional guidance on securing National Flood Insurance Program policies for residential and commercial properties. It also provides comprehensive assistance for homeowners and renters seeking broader protection plans in the Perrysburg area. The agency evaluates individual flood zone risks and coverage needs during initial consultations. It specifically helps clients navigate the increased flood exposure that often accompanies heavy spring thaws and sudden summer storms in the Maumee River watershed.
With spring thaw and heavy rains threatening homes near the Maumee River, property owners in Perrysburg, OH seek reliable guidance. Equilibrium Insurance Partners acts as a flood insurance agent, helping residents understand National Flood Insurance Program options specific to changing flood maps. The company focuses on explaining coverage for structures and contents, ensuring homeowners know what their policy protects. The process begins with a no-obligation consultation to review the property’s flood zone designation and discuss an initial inspection of the building’s elevation and foundation.
Based in Perrysburg, OH, Preferred Insurance Network handles a broad range of property coverage needs, adding specialized flood insurance policies for clients in high-risk zones. This service protects commercial and residential structures from water damage caused by heavy rains and overflowing waterways. The company can assess unique vulnerabilities for local businesses, including offices, warehouses, and food service establishments.
What Does a a Flood Insurance Agent in Perrysburg Cost?
Typical flood insurance costs in Ohio range from 500 to 2,000 dollars per year for an NFIP policy, depending on the property location, elevation, and coverage amount. Private market rates may vary more widely. Higher risk areas near rivers like the Maumee can see premiums above 3,000 dollars annually. This is general information, not insurance advice.
About flood insurance agents in Perrysburg
Flood insurance agents in Perrysburg, Ohio help homeowners and businesses secure coverage through the National Flood Insurance Program or private insurers. Ohio law does not mandate flood insurance for all properties, but lenders often require it for homes in high-risk flood zones. Perrysburg sits near the Maumee River, making flood protection a practical consideration for many residents.
Frequently Asked Questions
What does a flood insurance agent in Perrysburg do?
A flood insurance agent helps you assess your flood risk, compare policies from NFIP and private carriers, and complete the application process. They can also explain how Ohio flood maps affect your coverage options.
Is flood insurance required in Perrysburg Ohio?
Flood insurance is not required by Ohio state law, but mortgage lenders typically require it for properties in FEMA-designated Special Flood Hazard Areas. Even outside these zones, agents often recommend coverage due to local flood risks.
How long does it take to get a flood insurance policy in Ohio?
NFIP policies have a 30-day waiting period before coverage begins, unless the policy is purchased in connection with a new mortgage. Private insurers may offer shorter waiting periods, so ask your agent about options.
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