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HomeFlood Insurance AgentsOhio › Middletown

Find Flood Insurance Agents Near You in Middletown, OH

Browse flood insurance agents serving Middletown, Ohio. Updated 2026-07-14.

The top-rated flood insurance agent in Middletown, Ohio is Crisp & Company Insurance, rated 5.0 stars across 151 reviews. Other highly rated options include Moon & Adrion Insurance Agency, Inc., Michael Schanne - State Farm Insurance Agent, Tammy Mann: Allstate Insurance. This directory lists 15 flood insurance agents serving Middletown.

Showing 15 flood insurance agents in Middletown, OHListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Crisp & Company Insurance4496 Marie Dr(513) 433-3433
2Moon & Adrion Insurance Agency, Inc.180 N Breiel Blvd(513) 422-4504
3Michael Schanne - State Farm Insurance Agent1547 S Breiel Blvd(513) 424-1457
4Tammy Mann: Allstate Insurance1081 N University Blvd Ste A(513) 423-5037
5Redding Ins110 N Breiel Blvd(513) 424-2005
6Maddox Insurance Agency, LLC3246 Dixie Hwy Suite 1(513) 424-0966
7Jeff Mundy - State Farm Insurance Agent300 S Breiel Blvd(513) 424-1102
8Micheal Smith Insurance Agency1051 Summit Dr(513) 422-5570
9Dobrozsi Insurance1820 1st Ave(513) 423-4696
10John Dobrozsi Jr Insurance Agency Inc1820 1st Ave(513) 423-4696
CC
4496 Marie Dr
Crisp & Company Insurance
Flood Insurance Agent · Middletown, OH

Crisp & Company Insurance serves homeowners and property owners in the Middletown, OH area as a dedicated flood insurance agent. The agency helps clients secure National Flood Insurance Program policies to protect residential and commercial properties from water damage caused by heavy rains and overflowing rivers. Understanding the specific flood risks in this region, the agency assists with policy selection and coverage limits for properties located in designated flood zones. It also guides property owners through the claims process after a flood event and helps obtain elevation certificates for accurate premium assessments.

MA
180 N Breiel Blvd
Moon & Adrion Insurance Agency, Inc.
Flood Insurance Agent · Middletown, OH

Moon & Adrion Insurance Agency, Inc. provides comprehensive flood insurance options for properties in the Middletown, OH area, including policy reviews and guidance on coverage adjustments throughout the year. The agency assists clients with understanding federal and private flood insurance requirements, ensuring protection against seasonal water damage risks. Their services extend to single-family homes, apartments, retail locations, and restaurants requiring continuous flood hazard coverage.

MS
1547 S Breiel Blvd
Michael Schanne - State Farm Insurance Agent
Flood Insurance Agent · Middletown, OH

Homeowners, business owners, and property managers seeking flood protection turn to Michael Schanne - State Farm Insurance Agent in Middletown, OH. The agency provides personalized guidance on flood insurance policies, helping clients understand coverage options for structures and contents against water damage. Properties in flood-prone zones near the Great Miami River benefit from their local risk assessment advice. The agent also serves neighboring communities like Franklin and the surrounding Butler County metro area.

TM
1081 N University Blvd Ste A
Tammy Mann: Allstate Insurance
Flood Insurance Agent · Middletown, OH

Tammy Mann: Allstate Insurance serves Middletown, Ohio, and its surrounding communities, handling flood insurance policies for homeowners and commercial property owners. Policies cover damages from rising water, overflow from rivers or streams, and storm surge events. The agency operates with a consultative approach, guiding clients through policy options and coverage limits while helping to assess local flood risks. Work typically begins with a detailed conversation about the property’s flood zone designation, followed by a review of available NFIP or private options to match coverage to the client’s specific exposure.

RI
110 N Breiel Blvd
Redding Ins
Flood Insurance Agent · Middletown, OH

Redding Ins specializes in flood insurance agency services, working primarily in and around Middletown, OH. This agency helps residential and commercial clients evaluate their flood exposure, understand coverage options, and secure policies through the National Flood Insurance Program. It guides property owners through the application process with local risk factors in mind, such as proximity to the Great Miami River and seasonal rainfall patterns. The agency also assists with policy adjustments following major storm events or significant snow melt in the spring.

MI
3246 Dixie Hwy Suite 1
Maddox Insurance Agency, LLC
Flood Insurance Agent · Middletown, OH

Maddox Insurance Agency, LLC in Middletown, OH provides flood insurance as either a one-time policy purchase for property owners or an ongoing coverage plan to ensure continuous protection against water damage. These policies address losses from rising water typical in local flood-prone areas, covering structure and contents under National Flood Insurance Program guidelines. The agency operates on an as-needed basis, allowing clients to request quotes, adjust coverage, or file claims whenever necessary without a recurring appointment schedule.

JM
300 S Breiel Blvd
Jeff Mundy - State Farm Insurance Agent
Flood Insurance Agent · Middletown, OH

Spring rains and river flooding can put homes in Middletown, OH at risk, and securing proper coverage is a key step for property owners. Jeff Mundy - State Farm Insurance Agent assists local residents with finding a flood insurance policy that matches their individual property needs and risk exposure. This agency works to pair clients with a policy that helps protect both their home and belongings from potential water damage claims. The process typically begins with a property assessment and a review of available coverage options.

MS
1051 Summit Dr
Micheal Smith Insurance Agency
Flood Insurance Agent · Middletown, OH

Micheal Smith Insurance Agency in Middletown, OH, assists local homeowners and renters in obtaining essential property coverage. The firm specializes in flood insurance policies to protect against water damage from storms and rising waterways. Residential clients receive tailored plans safeguarding their homes and personal belongings from flooding risks. Commercial properties benefit from customized insurance solutions designed for varied business operations. The agency serves office buildings, warehouses, and food service establishments with appropriate flood protection policies.

DI
1820 1st Ave
Dobrozsi Insurance
Flood Insurance Agent · Middletown, OH

Dobrozsi Insurance is a flood insurance agent in Middletown, OH, known for helping property owners navigate the National Flood Insurance Program. It serves residential and commercial clients throughout the Middletown area, assessing flood risk and securing appropriate coverage limits. The agency also helps with required elevation certificates and policy renewals to maintain continuous protection. As a specialty service, it can add on contents coverage for belongings inside the insured building.

JD
1820 1st Ave
John Dobrozsi Jr Insurance Agency Inc
Flood Insurance Agent · Middletown, OH

John Dobrozsi Jr Insurance Agency Inc helps residential property owners in Middletown, OH secure coverage against flood damage. The agency also advises commercial clients on protecting their structures and inventory from water-related losses. Services are available throughout the local region, where flooding risks vary by property location and elevation. The office encourages policyholders to review coverage when renewing annual plans, as maps and risk levels change over time. They assist with follow‑up inspections or policy adjustments between regular visits to ensure continued protection.

MI
36 S Breiel Blvd
Miller Insurance Inc
Flood Insurance Agent · Middletown, OH
(513) 422-3621
millerinsinc.com
IA
1061 N University Blvd
Insurance Associates
Flood Insurance Agent · Middletown, OH
(888) 423-2488
insuranceassociates.net
SI
1060 N University Blvd
Shelter Insurance - Timothy Diefenbacher
Flood Insurance Agent · Middletown, OH
(513) 217-1903
shelterinsurance.com/CA/agent/TDIEFENBACHER
FI
995 Cincinnati Dayton Rd
Farmers Insurance - John Holmes
Flood Insurance Agent · Middletown, OH
(513) 818-1885
agents.farmers.com/oh/monroe/john-holmes
NL
1066 Summit Dr
Norris Leighton Hall Insurance Agency
Flood Insurance Agent · Middletown, OH
(513) 423-9455

What Does a a Flood Insurance Agent in Middletown Cost?

Flood insurance costs in Ohio vary widely based on flood zone property value and coverage amount. An NFIP policy in a low risk zone may cost around 700 dollars per year while a high risk property could exceed 2000 dollars annually. Private flood insurance may offer different pricing and higher coverage limits. This is general information and not insurance advice.

About flood insurance agents in Middletown

Flood insurance agents in Middletown Ohio help property owners protect against flood damage. Ohio law requires flood insurance for properties in high risk flood zones if they have a federally backed mortgage. Agents can explain the National Flood Insurance Program and private options available to Middletown residents.

Frequently Asked Questions

Do I need flood insurance in Middletown Ohio?

Flood insurance is not required by Ohio state law but is mandatory for properties in Special Flood Hazard Areas with a federally backed mortgage. Even outside high risk zones many homeowners choose coverage because flooding can occur anywhere.

What does a flood insurance agent in Middletown do?

A flood insurance agent helps you assess your flood risk and select a policy from the National Flood Insurance Program or a private insurer. They guide you through coverage limits deductibles and the 30 day waiting period before most policies take effect.

How do I find a flood insurance agent in Middletown Ohio?

You can search online for local insurance agencies that offer flood policies. The Ohio Department of Insurance provides a list of licensed agents in your area. Ask agents about their experience with NFIP and private flood insurance options.

Flood Insurance Agents in Other Ohio Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.