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Directory of flood insurance agents in Middletown, Ohio. Verify credentials with the state department of insurance before hiring.
15 agents listed
Updated May 2026
Middletown, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 15 flood insurance agents in Middletown, OH
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Crisp & Company Insurance
4496 Marie Dr, Middletown, OH 45044
(513) 433-3433
crispandcompany.com
Moon & Adrion Insurance Agency, Inc.
180 N Breiel Blvd, Middletown, OH 45042
(513) 422-4504
moonadrion.com
Michael Schanne - State Farm Insurance Agent
1547 S Breiel Blvd, Middletown, OH 45044
(513) 424-1457
insure513.com
Tammy Mann: Allstate Insurance
1081 N University Blvd Ste A, Middletown, OH 45042
(513) 423-5037
agents.allstate.com
Maddox Insurance Agency, LLC
3246 Dixie Hwy Suite 1, Middletown, OH 45044
(513) 424-0966
Redding Ins
110 N Breiel Blvd, Middletown, OH 45042
(513) 424-2005
reddinginsuranceagency.com
Jeff Mundy - State Farm Insurance Agent
300 S Breiel Blvd, Middletown, OH 45044
(513) 424-1102
jeffmundy.com
Micheal Smith Insurance Agency
1051 Summit Dr, Middletown, OH 45042
(513) 422-5570
michealsmithinsurance.com
John Dobrozsi Jr Insurance Agency Inc
1820 1st Ave, Middletown, OH 45042
(513) 423-4696
dobrozsiinsurance.com
Dobrozsi Insurance
1820 1st Ave, Middletown, OH 45044
(513) 423-4696
dobrozsiinsurance.com
Miller Insurance Inc
36 S Breiel Blvd, Middletown, OH 45044
(513) 422-3621
millerinsinc.com
Farmers Insurance - John Holmes
995 Cincinnati Dayton Rd, Middletown, OH 45044
(513) 818-1885
agents.farmers.com
Insurance Associates
1061 N University Blvd, Middletown, OH 45042
(888) 423-2488
insuranceassociates.net
Shelter Insurance - Timothy Diefenbacher
1060 N University Blvd, Middletown, OH 45042
(513) 217-1903
shelterinsurance.com
Norris Leighton Hall Insurance Agency
1066 Summit Dr, Middletown, OH 45042
(513) 423-9455
Flood insurance agents in Middletown Ohio help property owners protect against flood damage. Ohio law requires flood insurance for properties in high risk flood zones if they have a federally backed mortgage. Agents can explain the National Flood Insurance Program and private options available to Middletown residents.
What Does a Flood Insurance Agent in Middletown Cost?
Flood insurance costs in Ohio vary widely based on flood zone property value and coverage amount. An NFIP policy in a low risk zone may cost around 700 dollars per year while a high risk property could exceed 2000 dollars annually. Private flood insurance may offer different pricing and higher coverage limits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Middletown Ohio?
Flood insurance is not required by Ohio state law but is mandatory for properties in Special Flood Hazard Areas with a federally backed mortgage. Even outside high risk zones many homeowners choose coverage because flooding can occur anywhere.
What does a flood insurance agent in Middletown do?
A flood insurance agent helps you assess your flood risk and select a policy from the National Flood Insurance Program or a private insurer. They guide you through coverage limits deductibles and the 30 day waiting period before most policies take effect.
How do I find a flood insurance agent in Middletown Ohio?
You can search online for local insurance agencies that offer flood policies. The Ohio Department of Insurance provides a list of licensed agents in your area. Ask agents about their experience with NFIP and private flood insurance options.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Ohio.