The top-rated flood insurance agent in Hilliard, Ohio is Mike McClaskie - State Farm Insurance Agent, rated 4.9 stars across 570 reviews. Other highly rated options include Dee Miller - State Farm Insurance Agent, Stanley Insurance Group, Daylight Insurance Agency. This directory lists 15 flood insurance agents serving Hilliard.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mike McClaskie - State Farm Insurance Agent | 2510 Hilliard Rome Rd | (614) 777-9777 |
| 2 | Dee Miller - State Farm Insurance Agent | 5123 Norwich St #260 | (614) 876-5717 |
| 3 | Stanley Insurance Group | 5038 Cemetery Rd | (614) 876-1224 |
| 4 | Daylight Insurance Agency | 3544 Main St | (614) 918-9131 |
| 5 | Brightway Insurance, The Joel Daria Agency | 4660 Cemetery Rd | (614) 468-8180 |
| 6 | Guardian Insurance Solutions | 3956 Brown Park Dr # A | (614) 451-7100 |
| 7 | Gilles Smith Purdum Insurance Agency | 3974 Brown Park Dr suite i | (614) 878-0240 |
| 8 | Security Plus Insurance Agency | 5108 Cemetery Rd | (614) 777-8999 |
| 9 | J. Matthew Leach: Allstate Insurance | 5532 Hilliard Rome Office Park | (614) 529-8316 |
| 10 | Point A Insurance, LLC | 3535 Fishinger Blvd #100 | (614) 486-7300 |
For property owners in Hilliard, Ohio, flood insurance typically involves a one-time policy purchase for specific coverage periods, as opposed to a recurring service contract. Options protect against losses from rising waters not covered by standard homeowner policies. As a flood insurance agent, Mike McClaskie - State Farm Insurance Agent helps clients assess structural and contents coverage needs. Policies require careful evaluation of flood zone maps and deductibles. Consultation services are available to guide homeowners through application and renewal. Coverage generally runs on an as-needed basis depending on property risk and lender requirements.
Dee Miller - State Farm Insurance Agent serves the Hilliard, Ohio area and provides flood insurance coverage for local residents and businesses. This agency helps property owners secure policies that protect against water damage from rising waters and severe storms. Understanding the specific flood risks in central Ohio, the agency assists clients in navigating coverage options through the National Flood Insurance Program. Services include reviewing existing policies, assessing flood zone requirements, and processing new applications for residential flood insurance.
Stanley Insurance Group offers flood insurance coverage, helping property owners in Hilliard, Ohio protect against water damage from rising waters and severe storms. Its agents assist clients in understanding policy options and filing claims. Maintenance services include periodic policy reviews and updates to ensure adequate coverage as flood zones change. The company serves single-family homes and apartments, as well as retail stores and restaurants.
Daylight Insurance Agency serves homeowners, businesses, and property managers in Hilliard, Ohio, by providing flood insurance coverage. It helps clients secure policies that protect against flood-related damage, which is a common concern in the area due to seasonal storms and local waterways. The agency assists with navigating policy options and understanding federal flood program requirements for residential and commercial properties. It also offers coverage solutions for properties in neighboring Dublin and throughout the greater Columbus metro region.
Brightway Insurance, The Joel Daria Agency in Hilliard, OH distinguishes between one-time flood zone determinations and recurring annual policy reviews covering residential property damage from rising water. Flood insurance agents here provide guidance on National Flood Insurance Program options and private market alternatives for local homeowners. Service is available on both a scheduled basis for annual policy renewals and as an as-needed basis for immediate coverage prior to a weather event.
Guardian Insurance Solutions serves Hilliard, Ohio, and the surrounding Columbus-area communities, handling personalized flood insurance policies for residential and commercial properties. Clients in flood-prone zones can consult the agency to evaluate coverage options through the National Flood Insurance Program. For each typical job, the agent carefully reviews a property's flood risk and location to recommend a suitable policy limit and deductible.
As spring storms intensify across central Ohio, Hilliard homeowners face rising risk of water damage from overflowing rivers and flash flooding. Gilles Smith Purdum Insurance Agency in Hilliard provides expert guidance on securing proper flood coverage for both residential and commercial properties. Agents analyze individual property risks and explain federal policy options clearly. They help clients understand the typical thirty-day waiting period before new policies take effect. An initial property assessment is scheduled to evaluate flood zone exposure and dwelling elevation.
Security Plus Insurance Agency in Hilliard, OH provides property insurance coverage, including tailored flood insurance policies for homeowners and businesses. This work addresses risks from heavy rainfall and water damage common in the region. The agency can assist with policies for offices needing protection for equipment and inventory, warehouses requiring coverage for stored goods and structures, and food service establishments that must guard against business interruption from flooding.
J. Matthew Leach: Allstate Insurance specializes in securing flood insurance policies for homeowners and businesses in Hilliard, OH. The agency also provides general insurance services to help clients manage various property and liability risks. Its agents evaluate local flood zone maps to determine appropriate coverage levels for each property. As heavy spring rains often cause water damage in Central Ohio basements, the agency assists homeowners in reviewing their policies ahead of the storm season.
Point A Insurance, LLC in Hilliard, OH provides residential flood insurance for homeowners needing financial protection against water damage. Commercial coverage is also available for local business properties in the area. As a flood insurance agent, the company serves Hilliard and nearby communities with policies that meet standard lending requirements. Clients appreciate the straightforward guidance for navigating flood zone risks and FEMA regulations. After an initial policy is written, the agency follows up in between regular visits to review coverage adjustments for any changes to the property.
What Does a a Flood Insurance Agent in Hilliard Cost?
Typical flood insurance costs in Ohio range from 600 to 2500 dollars per year for NFIP policies, depending on flood zone, building value, and deductible. Properties in low-risk zones may qualify for lower-cost Preferred Risk Policies. Private insurers may offer different pricing. This is general information and not insurance advice.
About flood insurance agents in Hilliard
Flood insurance agents in Hilliard Ohio help property owners protect homes and businesses from flood damage. Ohio law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Local agents can explain the National Flood Insurance Program rules and private market options available in Franklin County.
Frequently Asked Questions
Do I need flood insurance in Hilliard Ohio?
Flood insurance is required for properties in Special Flood Hazard Areas if you have a mortgage from a federally regulated lender. Even outside high-risk zones, flooding can occur from heavy rain or snowmelt. An agent can review your flood zone map status.
What does a flood insurance agent do in Hilliard?
A flood insurance agent helps you determine your flood risk, choose the right coverage amount, and complete the application. They also assist with elevation certificates and explain the 30-day waiting period for NFIP policies in Ohio.
How much does flood insurance cost in Ohio?
Costs vary by property location, elevation, and coverage limits. In Ohio, average annual premiums range from about 700 to 2000 dollars for standard NFIP policies. Private market policies may offer different rates. An agent can provide a specific quote.
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