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HomeFlood Insurance AgentsOhio › Fairborn

Find Flood Insurance Agents Near You in Fairborn, OH

Browse flood insurance agents serving Fairborn, Ohio. Updated 2026-07-14.

The top-rated flood insurance agent in Fairborn, Ohio is Bud Hillard - State Farm Insurance Agent, rated 4.8 stars across 37 reviews. Other highly rated options include Mike Baker - State Farm Insurance Agent, Jeff Roberts - State Farm Insurance Agent, Flatter Insurance Inc. This directory lists 14 flood insurance agents serving Fairborn.

Showing 14 flood insurance agents in Fairborn, OHListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Bud Hillard - State Farm Insurance Agent8380 Dayton Springfield Rd(937) 864-7321
2Mike Baker - State Farm Insurance Agent1920 Commerce Center Blvd(937) 878-4851
3Jeff Roberts - State Farm Insurance Agent128 W Main St(937) 878-8722
4Flatter Insurance Inc407 N Broad St(937) 878-3444
5Kevin Whitten American Family Insurance55 N Central Ave #4(937) 846-0793
6American National Insurance Co7600 Dayton Springfield Rd(937) 358-8729
7G A Campbell Agency562 E Dayton Yellow Springs Rd(937) 878-3413
8Nationwide Insurance: Brian D Parrett574 E Dayton Yellow Springs Rd(937) 878-3936
9Bankers Life2900 Presidential Dr Ste 100A(937) 252-3136
10Parrett Insurance Group574 E Dayton Yellow Springs Rd(937) 878-3936
BH
8380 Dayton Springfield Rd
Bud Hillard - State Farm Insurance Agent
Flood Insurance Agent · Fairborn, OH

Bud Hillard - State Farm Insurance Agent serves the Fairborn, Ohio, area, specializing in flood insurance policies for local residents and property owners. This agency helps clients understand the specific flood risks associated with properties in the region, which is important for securing appropriate coverage. The agent works with homeowners and renters to navigate program requirements and find suitable protection against water damage from rising waters. Services include assessing individual flood zone designations and guiding clients through the policy application process.

MB
1920 Commerce Center Blvd
Mike Baker - State Farm Insurance Agent
Flood Insurance Agent · Fairborn, OH

Mike Baker - State Farm Insurance Agent in Fairborn, OH, offers flood insurance policies to protect against water damage from natural flooding events. It provides guidance on coverage options, helps clients assess their risk and policy limits, and assists with the claims process. The agency services a range of local properties, including single-family homes, apartments, retail spaces, and restaurants.

JR
128 W Main St
Jeff Roberts - State Farm Insurance Agent
Flood Insurance Agent · Fairborn, OH

Homeowners, businesses, and property managers in Fairborn, Ohio seek out this agency for flood insurance policies. Jeff Roberts - State Farm Insurance Agent helps clients understand National Flood Insurance Program coverage options and secure plans for their properties. The agency provides detailed consultations on flood risk and policy details specific to local flood zones. Service is also offered to residents and commercial property owners in the nearby Dayton metropolitan area.

FI
407 N Broad St
Flatter Insurance Inc
Flood Insurance Agent · Fairborn, OH

Flatter Insurance Inc serves Fairborn, Ohio, and the surrounding communities in Greene and Montgomery counties. It handles flood insurance policies for homeowners, renters, and commercial property owners throughout the region. The agency assesses each property’s specific flood zone risk and coverage needs based on federal and local guidelines. It then presents suitable plan options from the National Flood Insurance Program or private carriers. A typical job is handled by collecting property elevation data and reviewing current coverage to recommend an appropriate policy limit.

KW
55 N Central Ave #4
Kevin Whitten American Family Insurance
Flood Insurance Agent · Fairborn, OH

For clients making a one-time claim or those seeking annual policy reviews, this Fairborn agency provides flood insurance coverage tailored to property-specific flood zone risks and replacement cost needs. The agent guides homeowners, renters, and commercial clients through NFIP and private market options, explaining deductibles, waiting periods, and basement coverage limits clearly. Appointments for new quotes, annual renewals, or post-storm claim assistance are available on an as-needed basis without a recurring service commitment.

AN
7600 Dayton Springfield Rd
American National Insurance Co
Flood Insurance Agent · Fairborn, OH

American National Insurance Co specializes in flood insurance agent services for properties in the Fairborn, OH area. It assists homeowners and renters with securing coverage policies that address potential water damage risks. The company works with clients to assess flood zone designations and understand policy options tailored to local needs. Its general service includes guiding customers through claim filing procedures and necessary documentation. During heavy spring rains and rapid snowmelt events, it helps residents protect their homes from basement flooding and related structural concerns.

GC
562 E Dayton Yellow Springs Rd
G A Campbell Agency
Flood Insurance Agent · Fairborn, OH

Spring storms and rapid snowmelt can cause unexpected flooding in the Fairborn area, threatening homes and businesses. G A Campbell Agency provides professional flood insurance agent services to help clients secure the necessary coverage. The agency focuses on explaining policy options specific to local flood zones, ensuring property owners understand their risk. Claims assistance is offered to simplify the process during emergencies. A thorough property inspection and risk assessment is typically scheduled as the first step in determining appropriate protection levels.

NI
574 E Dayton Yellow Springs Rd
Nationwide Insurance: Brian D Parrett
Flood Insurance Agent · Fairborn, OH

Nationwide Insurance: Brian D Parrett assists clients in Fairborn, Ohio with general property insurance needs while also specializing in flood insurance coverage. The agency identifies and addresses flood risk for property owners navigating federal and private policies to secure adequate protection. It remains informed on local flood zone changes and elevation certificate requirements. Commercial clients can receive guidance tailored to their specific operational vulnerabilities. This agency serves various businesses including offices, warehouses, and food service establishments.

BL
2900 Presidential Dr Ste 100A
Bankers Life
Flood Insurance Agent · Fairborn, OH

Bankers Life serves Fairborn, Ohio, residential clients seeking flood insurance policies to protect their homes. The agency also provides commercial flood coverage to local businesses operating in flood-prone regions. Serving Fairborn and surrounding areas, the agency guides property owners through available options and policy details. Clients are encouraged to follow up after severe weather events and to schedule regular policy reviews between insurance renewal cycles for continued protection.

PI
574 E Dayton Yellow Springs Rd
Parrett Insurance Group
Flood Insurance Agent · Fairborn, OH
II
3000 Presidential Dr Suite 300
Insurmark Inc
Flood Insurance Agent · Fairborn, OH
(800) 833-5912
insurmark.com
SI
55 N Central Ave #2
Sanderson Insurance Agency
Flood Insurance Agent · Fairborn, OH
(937) 878-3787
sandersonagency.com
KS
420 W Main St
Koverman Staley Dickerson Insurance
Flood Insurance Agent · Fairborn, OH
(937) 339-4119
ksdins.com
HA
13 W Dayton-Yellow Springs Rd
Horizons Affordable Home Insurance
Flood Insurance Agent · Fairborn, OH
(205) 707-1548

What Does a a Flood Insurance Agent in Fairborn Cost?

Flood insurance costs in Ohio vary widely based on flood zone, building elevation, and coverage amount. For an NFIP policy, annual premiums typically range from 700 to 2,500 dollars for a standard home. Private market policies may cost 400 to 1,800 dollars per year. Costs are higher in high-risk zones like A or V zones. This is general information and not insurance advice.

About flood insurance agents in Fairborn

Flood insurance agents in Fairborn, Ohio help property owners protect against flood damage. Fairborn lies near the Mad River and is subject to FEMA flood zone designations. Ohio law requires lenders to mandate flood insurance for properties in high-risk areas with federally backed mortgages.

Frequently Asked Questions

Is flood insurance required in Fairborn Ohio?

Flood insurance is not required by Ohio state law for all properties. However, if your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender must require flood insurance.

What does a flood insurance agent in Fairborn do?

A flood insurance agent helps you assess your flood risk, choose a policy through the National Flood Insurance Program or a private carrier, and complete the application. They can also explain coverage limits and deductibles.

How do I find a flood insurance agent in Fairborn Ohio?

You can search for licensed insurance agents in Ohio through the Ohio Department of Insurance website. Local independent agents in Fairborn often offer flood policies from multiple carriers.

Flood Insurance Agents in Other Ohio Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.