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Compare Flood Insurance Agents in Las Cruces, NM

Looking for a flood insurance agent in Las Cruces? Review the directory below to compare your options.

19 agents listed
Updated May 2026
Las Cruces, NM
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Mexico before hiring.
Showing 19 flood insurance agents in Las Cruces, NM Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Grindell & Romero Insurance
1121 Mall Dr STE C, Las Cruces, NM 88011
(575) 524-8531 grindellromeroinsurance.com
Jodi-Rae Moore: Allstate Insurance
1065 S Main St Ste C, Las Cruces, NM 88005
(575) 524-0570 agents.allstate.com
Distinguished Choice Insurance Solutions
901 E University Ave BLDG 945G, Las Cruces, NM 88001
(575) 652-6585 distinguishedchoice.com
Farmers Insurance - Martha Sanchez
2145 E Lohman Ave Ste B, Las Cruces, NM 88001
(575) 527-9889 agents.farmers.com
Ben Trujillo - State Farm Insurance Agent
1151 Heather Ave, Las Cruces, NM 88005
(575) 382-3636 bentrujillo.biz
National Insurance
105 N Solano Dr, Las Cruces, NM 88001
(575) 525-8664 fredloya.com
Bernal Insurance Group
1591 E Lohman Ave Ste 2, Las Cruces, NM 88001
(575) 525-2886 bernalins.com
NavSav Insurance - Las Cruces
156 Wyatt Dr, Las Cruces, NM 88005
(575) 523-1100 navsav.com
Insurance Specialists
2545 N Main St Suite A1, Las Cruces, NM 88001
(575) 526-4817 insurancespecialistsinc.com
The Rodriguez Legacy Insurance Agency, LLC
1115 Commerce Dr, Las Cruces, NM 88011
(575) 521-8610
Axcess Insurance
1115 Commerce Dr #6, Las Cruces, NM 88011
(575) 222-1522 axcessinsuranceagency.com
Farmers Insurance - Darin Manes
3401 W Picacho Ave Bldg 1a, Las Cruces, NM 88007
(575) 525-3107 agents.farmers.com
Randy Castillo Insurance Agency PC
755 S Telshor Blvd Suite D 109, Las Cruces, NM 88011
(575) 652-4895
George Gandy Insurance
1071 N Solano Dr, Las Cruces, NM 88001
(575) 527-0688 georgegandyinsurance.com
Higginbotham Insurance & Financial Services
141 Roadrunner Pkwy STE 109, Las Cruces, NM 88011
(575) 524-8642 higginbotham.com
Tourtillott Insurance Agency
2263 S Main St, Las Cruces, NM 88005
(575) 647-1920 tourtillottinsurance.com
Allstate
420 N Telshor Blvd, Las Cruces, NM 88011
(505) 308-1693 allstate.com
Goosehead Insurance - Tim Gladem
226 S Water St, Las Cruces, NM 88001
(575) 216-4135 goosehead.com
The Lindsay Insurance Group
226 S Water St, Las Cruces, NM 88001
(575) 205-4494 thelindsayinsurancegroup.com

What Does a Flood Insurance Agent in Las Cruces Cost?

Flood insurance costs in New Mexico typically range from 500 to 2000 dollars annually for NFIP policies. Private flood insurance can be 300 to 3000 dollars per year based on location and coverage. Elevation certificates cost 200 to 500 dollars and affect premiums. This information is general and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Las Cruces New Mexico?
Flood insurance is not required by state law but may be required by your mortgage lender if your property is in a FEMA-designated flood zone. Many Las Cruces properties near the Rio Grande or arroyos fall into high-risk areas.
What does a flood insurance agent in Las Cruces do?
A flood insurance agent helps you compare NFIP policies with private flood insurance options. They assess your property risk, explain coverage limits, and assist with filing claims after a flood event.
How much does flood insurance cost in New Mexico?
Costs vary by flood zone elevation and property value. In New Mexico, NFIP policies average 700 to 1500 dollars per year. Private policies may cost more or less depending on risk factors.