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Find Flood Insurance Agents Near You in Carlsbad, NM

Browse flood insurance agents serving Carlsbad, New Mexico. Updated 2026-07-14.

The top-rated flood insurance agent in Carlsbad, New Mexico is Bonnie Ornelas - State Farm Insurance Agent, rated 4.8 stars across 110 reviews. Other highly rated options include George Gandy Insurance, Goetz 2 U Insurance, EZ Hester Agency: Allstate Insurance. This directory lists 19 flood insurance agents serving Carlsbad.

Showing 19 flood insurance agents in Carlsbad, NMListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Bonnie Ornelas - State Farm Insurance Agent304 N Canyon St Ste A(575) 887-7681
2George Gandy Insurance710 N Canyon St(575) 885-0171
3Goetz 2 U Insurance1614 Mission Ave(985) 244-9457
4EZ Hester Agency: Allstate Insurance1127 S Canal St(575) 234-1477
5Farmers Insurance - Roy Willis312 N Canal St STE C(575) 885-3276
6Martin Lara409 N Canyon St(575) 628-1876
7CENTURY 21 Dunagan Associates212 W Stevens St(575) 234-1516
8Dunagan Associates208 W Stevens St(575) 885-2138
9Montgomery Insurance Agency, part of WaFd Insurance Group203 W Mermod St(575) 725-2110
10J. S. Ward & Son, Inc. - Carlsbad602 W Pierce St(575) 941-2010
BO
304 N Canyon St Ste A
Bonnie Ornelas - State Farm Insurance Agent
Flood Insurance Agent · Carlsbad, NM

Bonnie Ornelas - State Farm Insurance Agent in Carlsbad, NM, offers flood insurance policies to help property owners manage the financial risk of water damage from storms or rising water. Service options include reviewing current coverage limits and assisting with policy adjustments during routine annual reviews. The agency helps maintain adequate protection by guiding clients through flood map changes and coverage needs over time. It services single-family homes, apartments, retail locations, and restaurants.

GG
710 N Canyon St
George Gandy Insurance
Flood Insurance Agent · Carlsbad, NM

George Gandy Insurance serves homeowners, businesses, and property managers in Carlsbad, New Mexico, by offering flood insurance agent services. The company helps clients secure policies that protect properties from flood damage, which is essential given the region's exposure to seasonal rainfall and flash flooding. The agent assists with understanding federal flood insurance requirements and coverage options. Their service area also extends to neighboring communities such as Artesia and the broader Eddy County region.

G2
1614 Mission Ave
Goetz 2 U Insurance
Flood Insurance Agent · Carlsbad, NM

When a flood strikes, a homeowner may choose either a one-time claim consultation or recurring policy management to address ongoing flood risks. Goetz 2 U Insurance in Carlsbad, NM, offers essential coverage solutions for residential and commercial properties in flood-prone zones. The agent helps property owners locate appropriate policies through the National Flood Insurance Program and private markets. This business provides its flood insurance agency services strictly on an as-needed basis, with no scheduled appointments required beyond the initial policy setup.

EH
1127 S Canal St
EZ Hester Agency: Allstate Insurance
Flood Insurance Agent · Carlsbad, NM

EZ Hester Agency: Allstate Insurance provides professional flood insurance agent services in Carlsbad, New Mexico. The agency assists residents and businesses with obtaining coverage that addresses local flood risks. General services include reviewing policy options and guiding clients through the application process. Many properties in the area are exposed to flash flooding during severe monsoon storms and sudden snowmelt events. The agency helps policyholders evaluate their protection before these seasonal hazards occur.

FI
312 N Canal St STE C
Farmers Insurance - Roy Willis
Flood Insurance Agent · Carlsbad, NM

In Carlsbad, seasonal rains and flash flood risks make protecting a home a constant concern for property owners. Farmers Insurance - Roy Willis addresses this need by specializing in flood insurance policies tailored to local structures and lots. The agency assists clients in understanding their coverage options under the National Flood Insurance Program and private markets. An initial assessment begins with a free inspection of the property's elevation and drainage patterns to recommend appropriate limits.

ML
409 N Canyon St
Martin Lara
Flood Insurance Agent · Carlsbad, NM

Martin Lara serves homeowners, businesses, and property managers in Carlsbad, New Mexico, by providing flood insurance policies designed to protect against water damage from storms and rising waters. This agent assists clients in understanding federal program requirements and selecting coverage that aligns with their property’s specific flood zone risks. Guidance is offered on policy limits, deductibles, and the claims process to ensure adequate financial protection. The service area also extends to surrounding communities such as Artesia, ensuring broader coverage for regional property owners.

C2
212 W Stevens St
CENTURY 21 Dunagan Associates
Flood Insurance Agent · Carlsbad, NM

CENTURY 21 Dunagan Associates serves clients in Carlsbad, NM, specializing in securing flood insurance coverage tailored to local property needs. As a flood insurance agent, the company helps homeowners and business owners assess their flood risks and find appropriate policies. The firm assists with navigating complex regulations and ensuring adequate protection against potential water damage from storms or rising waters. Their commercial services can be utilized by offices, warehouses, and food service establishments.

DA
208 W Stevens St
Dunagan Associates
Flood Insurance Agent · Carlsbad, NM

Dunagan Associates in Carlsbad, NM, is known for providing flood insurance agent services to homeowners and businesses in the region. The firm assists clients in understanding and securing coverage through the National Flood Insurance Program. Given the area's floodplain risks, the agency helps property owners assess their exposure to water damage from heavy rains and flash flooding. Its service range includes application processing, policy documentation review, and guidance on coverage limits. A specialized add-on service the company offers is advice on obtaining excess flood coverage for high-value structures.

MI
203 W Mermod St
Montgomery Insurance Agency, part of WaFd Insurance Group
Flood Insurance Agent · Carlsbad, NM

Montgomery Insurance Agency, part of WaFd Insurance Group, provides flood insurance coverage for properties in the Carlsbad, New Mexico area. Services include helping clients assess flood risk levels and navigate policy options through the National Flood Insurance Program. The agency assists in reviewing coverage limits and can help modify existing plans as needed. It services single-family homes, apartments, retail locations, and restaurants throughout the local region.

JS
602 W Pierce St
J. S. Ward & Son, Inc. - Carlsbad
Flood Insurance Agent · Carlsbad, NM

Serving Carlsbad and the surrounding communities of southeastern New Mexico, J. S. Ward & Son, Inc. - Carlsbad provides flood insurance agency services. It handles the placement and management of flood policies for residential and commercial properties in designated flood zones. The company helps clients assess their flood risk and understand coverage requirements. To complete a typical job, it reviews a property’s flood map designation, explains policy details clearly, and facilitates a smooth application process.

SF
701 N Canal St
State Farm
Flood Insurance Agent · Carlsbad, NM
(575) 887-6681
FI
409 N Canyon St
Farmers Insurance - Aaron Ruiz
Flood Insurance Agent · Carlsbad, NM
(575) 628-1876
agents.farmers.com/nm/carlsbad/aaron-ruiz
SF
1002 W Pierce St Ste B
State Farm Insurance
Flood Insurance Agent · Carlsbad, NM
(575) 887-7681
statefarm.com
HI
313 N Canyon St
HUB International
Flood Insurance Agent · Carlsbad, NM
(575) 887-1181
hubinternational.com/offices/us/new-mexico/carlsbad
FB
104 W Hagerman St
Farm Bureau Financial Services: Bobby Bowen
Flood Insurance Agent · Carlsbad, NM
(575) 628-2600
fbfs.com/find-an-agent/bobbybowen/hours-locations
FI
312 N Canal St STE C
Farmers Insurance
Flood Insurance Agent · Carlsbad, NM
(575) 885-3276
farmers.com/companies
FB
1021 W Hagerman St
Farm Bureau Insurance
Flood Insurance Agent · Carlsbad, NM
(575) 885-1581
txfb-ins.com
EH
1127 S Canal St
ERIC HESTER: Allstate Insurance
Flood Insurance Agent · Carlsbad, NM
(575) 234-1477
agents.allstate.com/eric-hester-carlsbad-nm.html
HI
304 N Canyon St
Hester Insurance
Flood Insurance Agent · Carlsbad, NM
(575) 234-1342

What Does a a Flood Insurance Agent in Carlsbad Cost?

Flood insurance costs in New Mexico vary by property location elevation and coverage amount. For a standard NFIP policy in Carlsbad annual premiums typically range from 500 to 2,500 dollars. Higher risk properties near the Pecos River may cost more. Private flood insurance can offer different rates and limits. This is general information and not insurance advice.

About flood insurance agents in Carlsbad

Flood insurance agents in Carlsbad New Mexico help property owners secure coverage through the National Flood Insurance Program or private insurers. New Mexico law does not require flood insurance for all properties but mortgage lenders often mandate it for homes in high-risk flood zones. Carlsbad sits near the Pecos River making flood awareness important for residents.

Frequently Asked Questions

What does a flood insurance agent in Carlsbad do?

A flood insurance agent helps you assess your flood risk and choose a policy that meets your needs. They explain coverage limits deductibles and exclusions. They also assist with filing claims after a flood event.

Is flood insurance required in Carlsbad New Mexico?

Flood insurance is not required by New Mexico state law. However if your property is in a high-risk flood zone and you have a federally backed mortgage your lender will require it. Check FEMA flood maps for Eddy County to see your zone.

How do I find a flood insurance agent in Carlsbad?

You can search the NFIP agent locator on the FEMA website or contact local insurance agencies in Carlsbad. Ask if they are licensed to sell flood insurance in New Mexico. Compare quotes from multiple agents to find a policy that fits your budget.

Flood Insurance Agents in Other New Mexico Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.