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Find Flood Insurance Agents Near You in Alamogordo, NM

Directory of flood insurance agents in Alamogordo, New Mexico. Verify credentials with the state department of insurance before hiring.

18 agents listed
Updated May 2026
Alamogordo, NM
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Mexico before hiring.
Showing 18 flood insurance agents in Alamogordo, NM Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Amy Tillotson - State Farm Insurance Agent
1018 Vermont Ave, Alamogordo, NM 88310
(575) 437-3811 amytinsuresme.com
Farmers Insurance - Trisha Roberts
1909 Indian Wells Rd, Alamogordo, NM 88310
(575) 434-8114 agents.farmers.com
Cesar Nava - State Farm Insurance Agent
1222 N White Sands Blvd, Alamogordo, NM 88310
(575) 446-4246 cesarnava.net
USA Insurance
3310 N White Sands Blvd, Alamogordo, NM 88310
(575) 439-9999 myusainsurance.net
George Gandy Insurance
912 Adams Ave, Alamogordo, NM 88310
(575) 437-2892 georgegandyinsurance.com
David Quinlan - State Farm Insurance Agent
351 Panorama Blvd, Alamogordo, NM 88310
(575) 446-4022 davidquinlan.biz
Javier Lerma: Allstate Insurance
820 E 10th St, Alamogordo, NM 88310
(575) 812-8030 agents.allstate.com
Fred Loya Insurance
200 E 1st St Ste D, Alamogordo, NM 88310
(575) 434-0355 fredloya.com
Edd Gauldin - State Farm Insurance Agent
2904 N White Sands Blvd, Alamogordo, NM 88310
(575) 437-9948 eddgauldin.com
Farmers Insurance - John Glass
200 N White Sands Blvd, Alamogordo, NM 88310
(575) 437-3807 agents.farmers.com
Farmers Insurance - Michael Haymes
1214 N New York Ave, Alamogordo, NM 88310
(575) 437-2350 agents.farmers.com
USA Insurance and Charles Garland & Harris Agency
3310 N White Sands Blvd, Alamogordo, NM 88310
(575) 437-6910 myusainsurance.net
Christopher Rupp Agency LLC
1214 N New York Ave, Alamogordo, NM 88310
(575) 437-2350 agents.farmers.com
Gregory Insurance Agency
1111 E 10th St, Alamogordo, NM 88310
(575) 434-4773
Safer Insurance LLC
820 N Scenic Dr ste d, Alamogordo, NM 88310
(575) 552-8128
Cooksey & Papson and Rupp Insurance
1200 N White Sands Blvd #113, Alamogordo, NM 88310
(575) 430-2517 cookseypapsonandruppinsurance.com
Boles Jake
3310 N White Sands Blvd, Alamogordo, NM 88310
(575) 439-9999 myusainsurance.net
Alamogordo Insurance
920 Hawaii Ave, Alamogordo, NM 88310
(575) 434-2311

Flood insurance agents in Alamogordo help property owners secure coverage through the National Flood Insurance Program or private insurers. New Mexico law requires lenders to mandate flood insurance for properties in high-risk flood zones within Otero County. Agents can guide you through elevation certificates and policy options tailored to the Tularosa Basin area.

What Does a Flood Insurance Agent in Alamogordo Cost?

Typical flood insurance costs in New Mexico range from 500 to 2,500 dollars per year for NFIP policies, depending on flood zone, building value, and deductible. Private insurers may offer different rates for higher coverage limits. Actual costs vary by property location in Alamogordo and the specific risk assessment. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a flood insurance agent in Alamogordo do?
A flood insurance agent helps you assess your flood risk using FEMA flood maps and recommends appropriate coverage. They assist with applying for NFIP policies or private flood insurance and explain policy limits and deductibles. Agents also help with elevation certificate requirements for properties in Alamogordo.
Is flood insurance required for homes in Alamogordo New Mexico?
Flood insurance is not required by state law but may be mandated by your mortgage lender if your property is in a FEMA-designated high-risk flood zone. Many areas in Otero County near the Sacramento Mountains have moderate flood risk. Even in low-risk zones, agents often recommend coverage due to flash flood potential.